MONEY MATTERS with Christopher Hensley

Libsyn

Whether your goal is to be wealthy, live comfortably, or use your money to change the world, The Graduate’s Guide to Money can help you create a plan to get there.

The Graduate’s Guide to Money is full of information to help young (and not-so-young) adults get some basic tools to:

  • Set yourself up for financial success
  • Create a plan to save money
  • Pay off debt
  • Live and spend based on the things that are truly important
  • Understand the emotional side of money and spending
  • Understand the basics of employee benefits, income taxes, insurance, and investing

 

Today we were joined by Author and CFP Tana Gildea . We discussed her book.

About Tana | Graduates Guide to Money

Tana is a financial planner and writer who is on a mission to help others avoid some of the money mistakes she made in her 20’s and 30’s by providing basic financial information and a focused approach to managing money and financial matters.

Her journey to financial planning and writing started later in her career and took a long and winding path, so she can appreciate that “you don’t know what you don’t know” especially about money.

 

To learn more about Tana visit:

www.thegraduatesguidetomoney.com

 

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary--advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#KPFT #tanagildea

 

Direct download: Money_Matters_122_.mp3
Category:Financial Literacy -- posted at: 1:58pm PDT
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In the next five to ten years, millions of small and mid-size business owners will try to sell their businesses. But an astonishing 87% of them don't have an exit plan. If you've been waiting to make a plan to transfer ownership of your business, then this is the book you've been waiting for. Exit Signs is about both the tactics of selling and the transitions of leaving. It gives you a step-by-step map for selling your business in a way that produces the profit you've dreamed about. These steps bring you confidence and pride knowing your company will be in solid hands and they give you greater serenity about the next chapter in your life. For any type of owner and any type of business now is the time to let Exit Signs help you onto the expressway towards a great sale.

Today we were joined by Author Dr. Pamela Dennis. We discussed her new book Exit Signs.

To learn more about Dr. Dennis visit:

www.pameladennisphd.com

or

Exit Signs

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary--advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪@KPFT

Direct download: Money_Matters_121.mp3
Category:Negotiation -- posted at: 11:07am PDT
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It's often said that the chairman of the Fed is the second most powerful person in the world, next only to the president of the United States. Some say the chairman is even more powerful. When Ben Bernanke publicly stated on September 8, 2013, the Fed's intent to continue its policy of quantitative easing, global markets instantly reversed direction from a worrying downward spiral to an exuberant upward surge. Even POTUS can't do that.

Today we were joined by the president of the American College and author, Dr. Robert R. Johnson. We discussed interest rates and his new book Invest with the Fed.

To learn more about Dr. Johnson visit:

www.theamericancollege.edu

or

Invest With The Fed

 

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary--advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎TheAmerCol #BobAmericanColl  ‪#‎KPFT‬

Direct download: Money_Matters_120_.mp3
Category:Financial Literacy -- posted at: 7:20am PDT
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While everyone's heard stories of people cleaning out an attic to find
comic books they sold at a hefty profit, it's not just the older books that
are valuable. Even comic books from the last 20 years are becoming more
collectible. Some have jumped from just a few dollars each five years ago to $50 to $100 today. Smart collectors are finding that they can make money off of this trend, but only if they treat it like they would any serious
investment.

Today we were joined by the co-owner of Metropolis Collectibles, Vincent Zurzolo.

Vincent Zurzolo is co-owner of the New York-based Metropolis
Collectibles, the world's largest vintage comic book dealership, and ComicConnect.com, the largest online vintage comic auction house. He and his partner, Stephen Fishler, hold five Guinness World Records for the most expensive comics and related collectibles ever sold.

To learn more about Vincent visit:

www.metropoliscomics.com

and

www.comicconnect.com

 

Recent Money Matters Related Articles:

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary--advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎VincentZurzolo ‪#‎KPFT‬

 

Direct download: Money_Matters_119_.mp3
Category:Bartering and Trading -- posted at: 9:50am PDT
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The U.S. government is trying to figure out what moves you -- specifically what moves you to get off the couch and sign up for federal benefits.

The Obama administration is dipping into research in behavioral economics and psychology to scrutinize federal documents, websites and procedures to get a better sense of what’s working -- and what’s not working -- to make the most of government programs from college aid to veterans benefits.

Today we were joined by Chief Behavioral Strategist of Hoffeld Group, David Hoffeld.

David Hoffeld is the Chief Behavioral Strategist at Hoffeld Group, a research-based sales training, coaching and consulting firm.   David works with companies throughout North America, showing them how to align their sales message with the findings of behavioral science.  He is a respected thought leader who is widely regarded as the #1 authority on integrating behavioral science and sales.  David has also been recently been featured in Fortune, U.S. News & World Report, CBS Radio, Fox News Radio and more.

To learn more about David visit:

www.hoffeldgroup.com

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary--advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎DavidHoffeld ‪#‎KPFT

Direct download: Money_Matters_118_.mp3
Category:general -- posted at: 7:35am PDT
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Our words can move other people from a fear-based mindset in which they see obstacles as insurmountable, to a positive mindset where they see that change is possible, get unstuck, and take action. What makes the difference is what we choose to broadcast. Using scientifically proven communication strategies to ripple out positive change to others, we increase their happiness and success at work, as well as our own, instantly making us more effective leaders.

New research from the fields of positive psychology and neuroscience shows that small shifts to the way we communicate can create big ripple effects on business outcomes, including 31% higher productivity, 25% greater performance ratings, 37% higher sales, and 23% lower levels of stress.

Today we were joined by Michelle Gielan, Author of the new book Broadcasting Happiness.

Michelle Gielan, national CBS News anchor turned positive psychology researcher, is the bestselling author of Broadcasting Happiness. Michelle is the Founder of the Institute for Applied Positive Research and is partnered with Arianna Huffington to study how transformative stories fuel success. She is an Executive Producer of “The Happiness Advantage” Special on PBS and a featured professor in Oprah’s Happiness course. Michelle holds a Master of Applied Positive Psychology from the University of Pennsylvania, and her research and advice have received attention from The New York Times, Washington Post, FORBES, CNN, FOX, and Harvard Business Review.

To learn more about Michelle visit:

www.broadcastinghappiness.com

Broadcasting Happiness

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary--advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#Michellegielan #KPFT‬

 

Direct download: Money_Matters_117mp3.mp3
Category:Self Development -- posted at: 5:18pm PDT
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Multilevel marketers take pains to distinguish their businesses (which are legal) from pyramid schemes (which are not). In a pyramid, recruitment is everything. People pay to participate, and are rewarded by finding others willing to pay to join. At some point the supply of new recruits dries up and the pyramid collapses.

Today we were joined by CEO and Founder of Miles Development Industries Corporation, Anthony Miles. We discussed Multi-Level Marketing AKA Network Marketing and Ponzi Schemes, and what consumers need to know to protect themselves. Run Away!!!!!! 

...

Anthony's Bio :
D. Anthony Miles, is an entrepreneur, award-winning researcher, award-winning professor, legal expert witness and best-selling author. Dr. Miles is a nationally known expert in the fields of Entrepreneurship and Marketing. He has appeared in national media outlets for his expertise. ● He is CEO and Founder, of Miles Development Industries Corporation®, a consulting practice and venture capital acquisition firm. ● He is also host and executive producer of Game On Business Talk® Radio Show. ● He was a Visiting Professor. He has presented his research at conferences around the country. Most notably he has presented at the prestigious Stanford University. He was recently invited to Harvard University by the Harvard Business School (HBS).

 

To learn more about Anthony visit:

www.mdicorpventures.com

 

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary--advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com
‪#‎KPFT‬

 

Direct download: Money_Matters_Episode_116_mp3.mp3
Category:Financial Literacy -- posted at: 8:00am PDT
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“The most important thing about art is to work. Nothing else matters except sitting down every day and trying.”
Steven Pressfield, The War of Art: Break Through the Blocks & Win Your Inner Creative Battles

Today we were joined live in the studio by Tod Waters of Junker Designs. We discussed his artistic endeavors with Junker Designs, current music projects and the Junker event at Dirt bar tomorrow night.

Tod's Bio :

Was born at St Vincents in Manhattan and grew up in Houston, Texas on a steady diet of Ultraman, horror movies, war films, and Star Wars. I spent a lot of time drawing and exploring in the creek by my house. At around the age of 8 I started getting in trouble in school for drawing on all my papers and my desk. In high school I was getting into trouble for wearing biker boots and painting on my clothes, so I quit and started playing in punk rock bands. During that time, I started sewing more and put legs of jeans on my jackets for arms, drew, hand painted , silk screened, and dyed all my clothes. I continued to mutilate clothes when I moved to LA in 2000 I started to experiment with aging processes, and patternmaking. I made a vest at a friend’s house, Lenny Kravitz saw it, bought it, and that’s how it all started.

 

To learn more about Tod and Junker Designs visit:

www.junkerdesigns.com

Also check out the Houston Chronicle article here:

http://www.chron.com/life/style/fashion/article/Houstonian-designs-Motley-Crue-onstage-look-6483652.php?cmpid=twitter-desktop 

 

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary--advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com
‪#‎KPFT‬ ‪#‎JunkerDesigns

 

Direct download: mmep115.mp3
Category:Creativity -- posted at: 6:52pm PDT
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Have tribal allegiances distorted the economics profession and blinded economists to the obvious?

Todays guest was Meghnad Desai who joined us live from India. We will be discussed his new book Hubris - Why Economists Failed to Predict The Crisis And How To Avoid The Next One.

The failure of economists to anticipate the international economic crisis and lingering recession th...at continues even today has spurred public outcry and inspired legislative action. Economists are under fire, but questions concerning exactly how to redeem their discipline remain unanswered.

Meghnad Desai is an Indian-born, naturalized British economist and Labour politician. He unsuccessfully stood for the Speaker in the British House of Lords in 2011, the first ever non-UK born candidate to do so. He has been awarded the Padma Bhushan, the third highest civilian award in the Republic of India, in 2008.
 
To read the book click below:
 
 
 
Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/
Direct download: MMEP114.mp3
Category:general -- posted at: 10:07am PDT
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How many people in the US don't even know the name of their next door neighbor? Many people may go through life without ever experiencing a sense of community, like the residents of Alief, TX have.

Friday's guest was entrepreneur and president of Darryl Douglas Media Mike Puckett. Mike started the Alief Legends Facebook group that has blown up far beyond everyone's expectations ! With over 22k members in less than a week, Mike's efforts to bring the Alief community together has snowballed into a social media force to be reckoned with!

 

To get involved visit www.alieflegends.com

 

 

 

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters 

or

www.moneymatterspodcast.com
‪#‎KPFT‬ ‪#Alief

Direct download: Money_Matters_Episode_113_.mp3
Category:Houston Economy -- posted at: 6:35pm PDT
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Did you know that you can get a bone density scan outside of the US for 28 dollars? Here in the US hospitals can bill close to 8,000 dollars for the very same procedure. What if your traveling and need to find a hospital that accepts your insurance.

 

On today's show we visited with Suzanne Garber. Entrepreneur, Board of Director Member, Filmmaker, Author, and Global Nomad Suzanne Garber is focused on a portfolio ...of corporate and philanthropic boards that provide complex services to millions of beneficiaries and users around the world. She finished filming, "Gauze: Unraveling Global Healthcare"--a documentary about the quality, affordability and accessibility in healthcare outside the United States and recently published, "The International Executive's Resource Guide--Stories of International Business Success Across Geographies, Industries, and Cultures." Currently CEO and Founder of Gauze, LLC, Suzanne connects tens of millions of patients with international hospitals using proprietary technology and information. Previously, she was the Chief Operating Officer and Chief Networking Officer for the world's largest medical and security assistance firm based in Singapore ensuring a safe evacuation for those in need around the world. She began her career at FedEx, culminating in the role of Managing Director, South America, based in Brazil.

 


A dual US/EU citizen, Suzanne is an honors graduate from Rutgers University with a degree in foreign languages and a Master's degree recipient with honors from the University of Pennsylvania. Reared in Spain, Mexico, Algeria, Egypt, the Dominican Republic and various US states, she is fluent in English, Spanish, and Portuguese. Her work has taken her to every continent and 80 countries.
 

 


To find out more visit:

 

www.gauze.net

 

Personal Finance Cheat Sheet Article:

 

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters or www.moneymatterspodcast.com

 

#‎KPFT ‪#‎SuzanneGarber

 

Direct download: Money_Matters_Episode_112.mp3
Category:Financial Literacy -- posted at: 12:50pm PDT
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Every hour another 20,000 baby boomers reach the age to qualify for social security benefits. This will be the case for the next 20 years. Todays guest is Nathan Garcia with Westbourne Investments . We discussed social security, retirement, healthcare as the greatest future expense, and how now more than ever estate planning is for everyone! Nathan is the author of “The 7 New Rules of Retirement” and creator of the Safe Harbor Financial plan. As a CERTIFIED FINANCIAL PLANNER TM he helps clients by answering questions about the transition into retirement and by testing their financial strategies using custom built financial plans. To find out more visit: www.westbourneinv.com Personal Finance Cheat Sheet Article: http://www.cheatsheet.com/…/how-schools-can-improve-their-…/ You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at: http://directory.libsyn.com/shows/view/id/moneymatters or www.moneymatterspodcast.com ‪#‎KPFT‬ ‪#‎WestbourneInv‬
Direct download: Money_Matters_Episode_111.mp3
Category:general -- posted at: 7:41am PDT
Comments[0]

If you won the lottery or inherited a large sum of money would all your problems be solved or would you lose your mind? Unfortunately, for many a large windfall of money can become a trigger event for poor and destructive behaviors. 

Today we were joined by Dr. Paul Hokemeyer, author of the new book ,Tales from a Park Avenue Therapist. We discussed Sudden Wealth Syndrome and what happens when a person comes into wealth through a host of immediate sources including the sale of a business, a lottery winning or inheritance and has to incorporate that reality into their identity. 

Paul L. Hokemeyer, J.D., Ph.D., a licensed marriage and family therapist and attorney, is an internationally recognized expert on the psychological and emotional issues that arise among people of wealth, power,
and celebrity. He contributes regularly to a variety of major media outlets as an on-air expert, and is a member of the Dr. Oz Show Panel of Experts and a FOX News Analyst. He has also appeared on Good Morning America, The Today Show, CNN’s Prime News, The Wall Street Journal Live, CNBC, and Al Jazeera America. As a highly sought-after expert, Dr. Hokemeyer is quoted regularly in print and online media, including The New York
Times, The Wall Street Journal,The Robb Report, Time, The Johns Hopkins Newsletter, CNN.com, Private Wealth, The Washington Post, WebMD, The Los Angeles Times, Details, Men’s Health, Cosmopolitan, Self, Yahoo Shine,Yahoo Parenting, Livestrong.com, ShareCare.com, and Huffington Post. His own research on wealth,
power, and celebrity has been published in Lambert Academic Press, The Journal of Wealth Management, Addiction Professional, and Family Therapy Magazine. 

To find out more visit:

 

www.drhokemeyer.com 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎KPFT #drpaulnyc 

Direct download: Money_Matters_Episode_110.mp3
Category:Financial Literacy -- posted at: 6:52am PDT
Comments[0]

Money Matters Episode 109-  An Ultra Low Cost College Degree W/ Shai Reshef

Many people have the motivation and the desire to get a college degree but or limited by financial means. What if you you could get a college degree for a small fraction of what traditonal schools charge?

Today we were joined by President and Founder of University of the People, Shai Reshef.

Shai Reshef is President & Founder of University of the People, also known as “UoPeople”- and has been widely recognized for his work with UoPeople, including being named one of Fast Company’s 100 Most Creative People in Business; selected by OneWorld as one of its ‘People of 2009;' awarded an Ashoka fellowship; joined UN-GAID as a High-level Adviser; granted membership in the Clinton Global Initiative; awarded an RSA Fellowship; selected by The Huffington Post as the Ultimate Game Changer in Education; nominated as one of Wired Magazine’s 50 People Changing the World; and selected as a Top Global Thinker by Foreign Policy Magazine.

 

An expert on the intersection of education and technology, Shai Reshef is an educational entrepreneur, with over 25 years of experience in the international education market.  Shai has spoken internationally at numerous conferences including the Clinton Global Initiative; DLD: Digital, Life, Design; TED, World Economic Forum; EG5 Conference; Google’s Higher Education Summit. He has also lectured at Yale, Harvard, Stanford and Oxford, among others.

 

 

To find out more visit:

 

TED TALK - An Ultra Low Cost College Degree

 

The University of the People Website

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎KPFT #ShaiReshef #UoPeople

Direct download: Money_Matters_109_.mp3
Category:College Funding and Financial Aid -- posted at: 7:23am PDT
Comments[0]

Would you go to the gym more often if someone was paying you? What if your employer not only encouraged you to be healthy but reinforced that behaviour? Does a healthy employee actually reduce expenses for a company and raise the bottom line?

We were joined today by the Founder and CEO of KrowdFit, Jim Miller. We discussed the correlation between getting healthy and monetary incentives in the work place.

 

Jim is a serial entrepreneur companies and experienced CEO with 25 years experience leading early stage technology driven companies.  He is keenly focused on improving the human health condition and is passionate about performance sports and nutrition.  He currently is the founder and CEO of KrowdFit, a platform that financially incentivizes healthy choices.

 

He is an expert in loyalty marketing, incentive rewards program design and has successfully led several venture-funded companies through periods of rapid growth, holding key senior leadership roles & has successfully raised over $125 million to fund his start-ups.

 

Previously, he was Chairman and CEO of uTANGO the world's richest Visa® Rewards program, rewarding individual lifetime consumer loyalty with up to $1 Million in cash rewards.  Prior to leading uTANGO, he was an Entrepreneur in Residence with Ignition Partners and Frazier Technology Ventures where he participated in the investment process and provided interim executive leadership to portfolio companies.

 

He has been a guest lecturer on Entrepreneurship and Raising Venture Capital at Seattle University, Portland State University Schools of Business Administration and Northwest University.  Jim has been recognized in Kiplinger's Magazine How to get Other People's Money to Finance your Business and Success Magazine Get Venture Capital for Your Business.

Jim currently resides with his wife, Mimi, and daughters Alex and Bridget in Bend, OR. Interests include: cycling, skiing, golf, technology, wine and domain name speculation.  He studied Finance and Marketing at Linfield College, however never one to sit still, he became bored and dropped out during the last semester.

 

 

To find out more visit:

WWW.KrowdFit.com

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎KPFT‬

 

Direct download: Money_Matters_Episode_108_.mp3
Category:Financial Literacy -- posted at: 8:07am PDT
Comments[0]

Nearly two years after Houston City Council members gave their overwhelming support for the project, the FAA’s formal approval opens the door for plans that could see Ellington Airport become a focal point for aerospace operations, such as the launching of micro satellites, astronaut training, zero gravity experimentation, spacecraft manufacturing and a host of other potential activities.

We were joined today by the Director of Rice Space Institute and professor in the Department of Physics and Astronomy, Sr. David Alexander. We discussed the implications to the local and greater Gulf Coast economy and workforce.

 

David Alexander is a professor in the Department of Physics and Astronomy, where his primary area of research is solar astrophysics.  As Director, Professor Alexander is responsible for the mission and direction required to develop and achieve the goals and objectives of the institute.

Professor Alexander is a member of the Rice Faculty Senate and author of “The Sun” part of the Greenwood Press “Guide to the Universe” Series. He received a Presidential Early Career Award for Scientists and Engineers in 2004 and was appointed a Kavli Frontiers Fellow by the National Academy of Sciences in 2006.  He is currently the Vice Chair of the Solar Physics Division of the American Astronomy Society, and  Chair of the Mauna Loa Solar Observatory Users’ Committee.  He is also former Chair of the Solar Heliospheric Interplanetary Environment (SHINE) program.  Professor Alexander has served on many national and professional committees including the NASA Advisory Council’s Heliophysics Subcommittee, the NASA Solar Heliospheric Management and Operations Working Group (SH-MOWG), ESA/NASA Solar Orbiter Payload Committee and the Science Advisory Board of the High Altitude Observatory Coronal Solar Magnetism Observatory.

Professor Alexander joined the faculty at Rice in 2003, coming from the Lockheed Martin Advanced Technology Center in Palo Alto, California where he was a Staff Physicist working on the development of advanced space missions for solar physics.  He received his Bachelor of Science in Natural Philosophy and Astronomy, and his doctorate on Relativistic Cosmological Models from the

To find out more visit:

Rice Space Institute

Or

The Houston Spaceport 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎KPFT‬

 

Direct download: Money_Matters_Episode_107.mp3
Category:general -- posted at: 2:31pm PDT
Comments[0]

Spinglish—the devious dialect of English used by professional spin doctors—is all around us. And the fact is, until you’ve mastered it, politicians and corporations (not to mention your colleagues and friends) will continue putting things over on you, and generally getting the better of you, every minute of every day—without your even knowing it.
However, once you perfect the art of terminological inexactitude, you’ll be the one manipulating and one-upping everyone else! And here’s the beauty part: Henry Beard and Christopher Cerf, authors of the New York Times semi-bestseller The Official Politically Correct Dictionary and Handbook,have compiled this handy yet astonishingly comprehensive lexicon and translation guide—a fictionary, if you will—to help you do just that. If you want to succeed in business (or politics, sports, the arts, or life in general) without really lying, this is the book for you! (Your results may vary.)

Today we were joined by Author and Co-founder of National Lampoon Magazine, Henry Beard.

Beard, a great-grandson of Vice President John C. Breckinridge, was born into a well-to-do family and grew up at the Westbury Hotel on East 69th Street in Manhattan. His relationship with his parents was cool, to judge by his quip "I never saw my mother up close."[1]

He attended the Taft School, where he was a leader at the humor magazine, and he decided to become a humorous writer after reading Catch-22.[1]

He then went to Harvard University (from which he graduated in 1967[2]) and joined its humor magazine, the Harvard Lampoon, which circulated nationally. Much of the credit for the Lampoon's success during the mid-1960s is given to Beard and Douglas Kenney, who was in the class a year after Beard's.[1][3] In 1968, Beard and Kenney wrote the successful parody Bored of the Rings.

In 1969, Beard, Kenney and Rob Hoffman became the founding editors of the National Lampoon, which reached a monthly circulation of over 830,000 in 1974 (and the October issue of that year topped a million sales). One of Beard's short stories published there, "The Last Recall", was included in the 1973 Best Detective Stories of the Year.[4] During the early 1970s, Beard was also in the Army Reserve, which he hated.[5]

In 1975 the three founders cashed in on a buy-out agreement for National Lampoon; Beard got US$2.8 million and left the magazine.[5][6] After an "unhappy" attempt at screenwriting, he turned to writing humorous books.[7] Those that have reached the New York Times Best Seller list are Sailing: A Sailor's Dictionary (1981, with Roy McKie),[8] Miss Piggy's Guide to Life (1981),[9] Leslie Nielsen's Stupid Little Golf Book (1995, with Leslie Nielsen),[10] French for Cats (1992, with John Boswell),[11] and O.J.'s Legal Pad (1995, with John Boswell and Ron Barrett).[12] Other notable books include Latin for All Occasions (1990), The Official Politically Correct Dictionary and Handbook (1992, with Christopher Cerf), and What's Worrying Gus? (1995, with John Boswell).

 

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎KPFT

Direct download: money_matters_-_june_26th.mp3
Category:general -- posted at: 6:34am PDT
Comments[0]

A traditional family office is a business run by and for a single family. Its sole function is to centralize the management of a significant family fortune. Typically, these organizations employ staff to manage investments, taxes, philanthropic activities, trusts, and legal matters. The purpose of the family office is to effectively transfer established wealth across generations. The family office invests the family's money, manages all of the family's assets, and disburses payments to family members as required.

The office itself either is, or operates just like, a corporation (often, a limited liability company, or LLC), with a president, CFO, CIO, etc. and a support staff. The officers are compensated per their arrangement with the family, usually with overrides based on the profits or capital gains generated by the office. Often, family offices are built around core assets that are professionally managed.

Today we were joined by Author Wedy Orth and Prateek Mehrotra.

Wendy is an independendent Wealth Advisor residing in Houston, TX.  She introduces clients to our Firm and our Endowment Investment Philosophy®. Wendy specializes in working with women and young professionals and understands that each client’s financial needs are unique. Wendy strives to understand the client’s complete financial picture, which allows the Endowment Wealth Management’s advisory team to design a custom tailored investment solution to meet each client’s specific needs. Coming from a scientific background, Wendy takes an analytical approach to assist clients with organizing their financial information and providing them with the tools to identify and reach their financial goals.

Wendy attended the Glascock School of Continuing Studies at Rice University where she studied Retirement and Estate Planning. She has completed the Series 65 Uniform Investment Adviser Law Examination. Wendy earned a Bachelor of Science degree in wildlife ecology from the University of Wisconsin-Madison and a Master of Science Degree in biology from the University of Houston.

713-775-5149

 

As Chief Investment Officer, Prateek is responsible for sourcing, analyzing, recommending, monitoring and reporting on both alternative and traditional investments.  He manages relationships with high net worth clients, institutional investors, and traditional/alternative (hedge funds, private equity and real assets) money management firms.

Prior to joining the Company, Prateek worked at Sumnicht & Associates, LLC (and its affiliate iSectors, LLC) a SEC-registered investment advisory firm for over ten (10) years as Chief Investment Officer and as a Member of its Investment Committee.  His prior employer won numerous accolades and rankings from Bloomberg and Worth magazines during his tenure there. He was involved in helping incubate and launch their ETF model management business in February of 2005 under the brand name iSectors.

Prior to coming to Wisconsin, Prateek was a principal with GTG Ventures, Inc., in Palo Alto, California, where he was responsible for sourcing and analyzing investment opportunities across various technology sectors.  He also worked overseas at a boutique investment company and was involved in co-managing a PIPE fund and a hedge fund-of-funds, among other alternative investing activities.  He has over 20 years of experience in the financial services industry involved in areas as diverse as sell-side investment banking, leasing, portfolio management, and buy-side alternative assets investing. Prateek has lived and worked in India and the Middle East, and brings a wealth of global experience and perspective to the Company.

He earned his Bachelor’s Degree in Technology from the Indian Institute of Technology, Kanpur, India.  Prateek earned his MBA from Lehigh University in Bethlehem, Pennsylvania and was a Rotary International Scholar while attending Lehigh.  He is both a Chartered Financial Analyst (CFA) Charter Holder and a Chartered Alternative Investment Analyst (CAIA).  The CAIA program is the global mark of distinction for alternative investments, and Prateek has blazed the trail by being the first CAIA Charter Holder in Wisconsin.

 

You can findout more about Wendy and Prateek at:

www.endowmentwm.com

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎KPFT

Direct download: June_19th_money_matters.mp3
Category:Financial Literacy -- posted at: 2:25pm PDT
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In Elon Musk: Tesla, SpaceX, and the Quest for a Fantastic Future, veteran technology journalist Ashlee Vance provides the first inside look into the extraordinary life and times of Silicon Valley's most audacious entrepreneur. Written with exclusive access to Musk, his family and friends, the book traces the entrepreneur's journey from a rough upbringing in South Africa to the pinnacle of the global business world. Vance spent more than 30 hours in conversation with Musk and interviewed close to 300 people to tell the tumultuous stories of Musk's world-changing companies: PayPal, Tesla Motors, SpaceX and SolarCity, and to characterize a man who has renewed American industry and sparked new levels of innovation while making plenty of enemies along the way.


Vance uses Musk's story to explore one of the pressing questions of our time: can the nation of inventors and creators which led the modern world for a century still compete in an age of fierce global competition? He argues that Musk--one of the most unusual and striking figures in American business history--is a contemporary amalgam of legendary inventors and industrialists like Thomas Edison, Henry Ford, Howard Hughes, and Steve Jobs. More than any other entrepreneur today, Musk has dedicated his energies and his own vast fortune to inventing a future that is as rich and far-reaching as the visionaries of the golden age of science-fiction fantasy.

Today we were joined by Author Ashlee Vance .

 

Ashlee Vance is an award winning feature writer for Bloomberg Businessweek magazine. Previously, he worked for The New York Times and The Economist.

Vance was born in South Africa, grew up in Texas and attended Pomona College. He has spent more than a decade covering the technology industry from San Francisco and is a noted Silicon Valley historian.

You can findout more about Ashlee Vance at:

www.ashleevance.com

ELON MUSK - Tesla, SpaceX, and the quest for a Fantastic Future

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎KPFT‬

Direct download: Money_June_12th.mp3
Category:general -- posted at: 2:45pm PDT
Comments[1]

 

Bank on Houston is dedicated to helping people who do not use or who under use mainstream financial institutions – banks and credit unions. - gain an understanding of their personal finances and establish a relationship with a bank or credit union. Having a relationship with a local bank branch or a credit union goes a long way towards asset building: having a reliable vehicle, buying a home, saving for a college education, having savings for emergencies, and growing savings to become financially secure. Bank on Houston partners with community organizations that provide free financial education/coaching and address life challenges; and with 27 banks and credit unions that provide accounts at no or low monthly service charge, second chance accounts, and other financial services.

Today we were joined by Bank on Houston Coordinator Denise Carpenter .

 

 

Denise Carpenter joined Bank on Houston in June 2013 and is the Program Coordinator. Ms. Carpenter is responsible for the operational success of Bank on Houston by ensuring development, program delivery, quality control, and evaluation. Prior to Bank on Houston, Ms. Carpenter held positions at Comerica Bank/Sterling Bank in Training and Development and Organization Development. Denise worked for many years in university administration at The University of Texas Health Science Center at Houston. She worked in the banking industry in branch management and operations roles before joining the university. Ms. Carpenter holds a Bachelor of Arts degree in Speech Communications from University of Wisconsin-Oshkosh. Denise serves on the Houston Committee College-Central Campus Banking and Finance Advisory Committee and is a member of the Texas Bankers Association.

 

You can findout more about bank on Houston at:

www.Bankonhouston.org

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#KPFT

Direct download: June_5_MONEY_MATTER.mp3
Category:Financial Literacy -- posted at: 8:31am PDT
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Money Matters Episode 102- Moneylive 2015 W/ Lonnie Mathews

MoneyLIVE is a program designed for high school through college age youth to provide them with the financial decision-making tools they need to create financial independence. The lessons learned during this event create good financial habits that last a lifetime.

Today we were joined by speaker and author Lonnie Mathews.

Lonnie Mathews is a motivational financial speaker who empowers audiences with tools and strategies to make immediate and long-term shifts in their lives. Lonnie gets audiences excited about taking charge of their financial futures. Companies hire Lonnie because he increases productivity, decreases employee financial issues and empowers their team to do more with their existing salaries.


Lonnie speaks from the heart about his life and past experiences. To realize his passion in life, he had to travel a long and difficult road. By doing so, it has made all the difference. Armed with degrees in finance and accounting, Lonnie has worked as a financial analyst and planner but struggled with his own personal finances

 

We were also joined today by Susan Edwards With Houston Business Journal who updated us on what is going on with the Houston energy sector as well as recent bank changes.

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#KPFT

Direct download: money_matters_june_1.mp3
Category:Teen Finance & Money Skills -- posted at: 3:06pm PDT
Comments[0]

"The Budget Entrepreneur" is a concise and to the point guide on how to start a small business on a tight budget. A book written for those ready to get their hands dirty in the business world, it forgoes the usual lecturing on basic business concepts and planning, and jumps right into the practical steps needed to start a business without breaking the bank. Topics covered include: choosing and establishing the desired business entity structure, obtaining DBAs and required licenses, banking on a budget, how to put your company in front of potential customers without breaking the bank, and more.

Today we were joined by speaker and author Brian Roueiheb.

Brian Roueiheb is an author and president of a Southern California marketing and consulting firm. With over a dozen years of marketing and consulting experience under his belt, he has helped hundreds of businesses of all sizes achieve success within their industries.

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎thebudgetbizman

Direct download: money_matters_5-22-15.mp3
Category:Self Employed -- posted at: 1:27pm PDT
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It is a well known fact that there is a strong link between financial education and the ability to manage and save money. But did you know that the Banking on Kids program was specifically designed to begin this learning process at the elementary/middle school level.

In 1995, the first Banking On Kids student-run bank opened . It proved to showcase just how simple it is to teach "banking concepts" to very young children.

The intent of opening a bank within an elementary/middle school is threefold:

  1. To teach kids at a very young age the value of saving.
  2. To design a banking curriculum that would teach money issues i.e. the origin of money, compound and simple interest, banking systems, and the workings of the Federal Reserve, and
  3. To offer real-world experience by allowing students to operate a real bank using real money.

on the 100th episode of Money Matters we were joined in the studio by Radio Host  Lou Garino.

 

Lou is truly a serial entrepreneur with 3 decades of real, hardcore, business experience.  His thirst for new horizons includes over 20 years of award-winning experience in real estate as a realtor and investor. Lou was one of the first to coin the term "flipping houses" and is an expert in rehabing properties.  As Author of the upcoming book, Business Relationship Riches, Lou is excited about the opportunity to help others pursue their dreams through business success  by building better relationships and a better life. Lou is the Host of Business Newsmakers Radio with Lou Garino, a weekly talk radio show on Bloomberg radio in Houston, TX, Business 1110 KTEK, on the Wall Street Radio Network.  Previous host of House Talk with Lou, a now archived weekly business talk radio show on live streaming internet radio on Lone Star Internet Radio.

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft

#LouGarino

Direct download: Money_Matters_5-15-15.mp3
Category:Financial Literacy -- posted at: 7:38am PDT
Comments[0]

Peter Bregman, author of the Wall Street Journal bestseller 18 Minutes, offers strategies to replace energy-wasting, counter-productive habits that commonly derail us with truly effective ones.

The things we want most—peace of mind, fulfilling relationships, to do well at work—are surprisingly straightforward to realize. But too often our best efforts to attain them are built on destructive habits that sabotage us. In Four Seconds, Peter Bregman shows us how to replace negative patterns with energy boosting and productive behaviors. To thrive in our fast-paced world all it takes is to pause for as few as four seconds—the length of a deep breath—allowing us to make intentional and tactical choices that lead to better outcomes. Four Seconds reveals:

  • Why listening—not arguing—is the best strategy for changing someone’s mind
  • Why setting goals can actually harm performance
  • How to use strategic disengagement to recover focus and willpower
  • How taking responsibility for someone else’s failure can actually help your team

Practical and insightful, Four Seconds provides simple solutions to create the results you want without the stress.

 


We were joined today by author of the new book Four Seconds, Peter Bregman. 

Peter Bregman is the CEO of Bregman Partners, Inc., a firm which advises, coaches, and develops leaders at all levels to take powerful and ambitious actions to achieve the things that are most important to them and their organizations.  

 

For more on Peter Bregman:

Four Seconds

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft

#peterbregman

Category:Self Development -- posted at: 1:01pm PDT
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Jia Jiang came to the United States with the dream of becoming the next Bill Gates. But despite early success in the corporate world, his first attempt to pursue his entrepreneurial dream ended in rejection. He was crushed. Jiang realized that, like so many others, his fear of rejection was a bigger obstacle than any single rejection would ever be, and he needed to find a way to overcome his fear.

And with that goal in mind, Jiang's "100 days of rejection" experiment was born.


We were joined today by author of the new book Rejection Proof , Jia Jiang. 

 

Jia Jiang is the founder of the popular blog and video series 100 Days of Rejection. His story has been covered by dozens of news outlets, including Bloomberg Businessweek, Yahoo News, The Huffington Post, Forbes, Inc.com, MYV, Gawker, the Daily Mail, Fox News, and CBS's The Jeff Probst Show. A native of Beijing, China, Jiang came to the UNited States as a teenager to pursue his dream of becoming an entrepreneur. Jiang holds an MBA from Duke University and a bachelor's in computer science form Brigham Young University. 

 

For more on Jia Jiang:

Rejection Proof

www.fearbuster.com 

 

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

 

Direct download: Money_Matters_5-1-15.mp3
Category:Self Development -- posted at: 8:03am PDT
Comments[0]

"Its not how much we give but how much love we put into giving."-- Mother Teresa

DEFINITION of 'Charitable Donation'

A gift made by an individual or an organization to a nonprofit organization, charity or private foundation. Charitable donations are commonly in the form of cash, but can also take the form of real estate, motor vehicles, appreciated securities, clothing and other assets or services.


We were joined today by Jeff Gerold who is a Vice President and Charitable Planning Consultant with Fidelity Charitable.


Jeff Geroldis a vice president and charitable planning consultant for Fidelity Charitable®, an independent public charity with a donor-advised fund program.


In his current role, Mr. Gerold is a resource on charitable planning for advisors and their clients in Texas, Oklahoma, Arkansas and Louisiana. He helps advisors understand and stay abreast of charitable planning strategies and ways to incorporate charitable giving into overall financial and wealth management plans.


Prior to joining Fidelity Charitable in 2007, Mr. Gerold spent three years at Fidelity Investments Life Insurance Company. He began his career at Fidelity Investments in 1998.


Mr. Gerold is a graduate of the University of North Texas and a Certified Financial Planner® (CFP). He has participated in charity events sponsored by A Little Helping Hand, a nonprofit organization working to better children’s lives.


About Fidelity Charitable


Fidelity Charitable is an independent public charity that has helped donors support more than 190,000 nonprofit organizations with nearly $19 billion in grants. Established in 1991, Fidelity Charitable launched the first national donor-advised fund program. The mission of the organization is to further the American tradition of philanthropy by providing programs that make charitable giving simple and effective. For more information about Fidelity Charitable, visit http://www.fidelitycharitable.org.

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

Direct download: Money_Matters_4-23-15.mp3
Category:Charitable Giving -- posted at: 7:26am PDT
Comments[0]

"The most important thing is getting clarity about the big picture so you can cope with the unexpected. Maybe you’ll lose the job you thought was secure; you’ll take a financial risk that doesn’t pan out; you’ll have twins when you were only budgeting for one. In other words: Life will happen." Carl Richards

Today we were joined by the author of the new book The One Page Financial Plan, Carl Richards.

Carl Richards is a CERTIFIED FINANCIAL PLANNER™ and the director of investor education for the BAM ALLIANCE, a community of over 130 independent wealth management firms throughout the United States. He is the creator of the weekly Sketch Guy column in the The New York Times, and is a columnist for Morningstar Advisor. Carl has also been featured on Marketplace Money, The Leonard Lopate Show, Oprah.com and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world.

Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his first book, The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). Carl's art appeared in a solo show at the Kimball Art Center, in Park City, Utah. Other showings include The Parson's Gallery in New York, The Shultz Museum, and an exhibit at the Mansion House in London. His commissioned work is on display in businesses and educational institutions across the country. He lives with his family in Park City, Utah.

We were also joined by Suzanne Edwards from the Houston Business Journal for our monthly check in on the local Houston business news. Suzanne discussed the oil market, mergers and acquisitions and roboinvesting.

 

The One-Page Financial Plan

 

You can find out more about Carl Richards  by visiting the website at:

www.thebehaviorgap.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

#behaviorgap

@hbjsuzanne

Direct download: Money_Matters_4-19-15.mp3
Category:general -- posted at: 2:33pm PDT
Comments[0]

We have all heard about the enviormental benefits of building green. How does building green translate into hard dollars? What is the economic impact of building green?

We were joined today by Mike Collignon Executive Director and Co-Founder.

Mike engages in national and state-level advocacy, co-produces quarterly research reports, and publishes a bi-monthly e-newsletter, a monthly member publication and a monthly feature in Green Builder® Magazine. He has presented at RESNET, the Pacific Coast Builders Conference and the Sustainable Disaster Recovery Conference. Mike has also delivered testimony at the IECC and IgCC final action hearings.

A former Market Manager of Residential for the Portland Cement Association (PCA), he supervised the $1.2 million residential co-op advertising program for regional and local promoters, delivered 10 guest lectures between Cal State University at San Luis Obispo, Cal State University at Chico and Middle Tennessee State University, and managed the 10,000+ sq. ft. Concrete Pavilion, the cement and concrete industry’s marquis annual presence at the Builders’ Show.

Mike received a Bachelor’s degree in Marketing with a minor in Advertising from Drake University.

You can find out more about The Green Builder Coalition by visiting the website at:

...

www.greenbuildercoalition.com  

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎gbcoalition

Direct download: mm_4-10-15.mp3
Category:Financial Literacy -- posted at: 1:15pm PDT
Comments[0]

April is here and many of us are done with taxes. Now what? April is also Financial Literacy month and celebrated locally as Houston Money Week. Houston Money Week is a financial education initiative for people of all ages. FREE workshops are scheduled from April 11 - April 18, 2015.

 

We were joined today by Houston Money Week Partner Ogadi Fields

 

 

You can find out more about Houston Money Week  by visiting the website at:

www.houstonmoneyweek.org

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft 

#

Direct download: mm_4-3-15.mp3_mix.mp3
Category:Financial Literacy -- posted at: 2:03pm PDT
Comments[0]

 

We are at about 75,000 Energy and Oil job losses nationwide since the drop in oil prices began. Here in Houston we all have friends or family members who might have been in this initial round of layoffs. The bad news in that it is not over yet. According to our guest the 2nd round of cuts will be coming shortly down the road. The good news is that there is hope. If you know someone who has been let go or is worried that they might be let go soon then please share this episode with them.

On today's show we were joined by Brian Newkirk of Search Group International and Todd Brinegar of Fikser.us. We discussed:

- When are the next round of cuts coming

- Mergers and Acquisistions

- The partnership of SGI and FIKSER working to get Houstonians back to work in similar fields or new jobs

- What to do if you have been laid off

-The biggest mistakes made by those looking for work

and much more....

 

 

 

You can find out more about Brian Newkirk by visiting his website at:

www.searchgroupintl.com

 

Or Todd Brinegar at:

www.fikserus.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft 

 

Direct download: Money_Matter_3-27-15.mp3
Category:general -- posted at: 10:33am PDT
Comments[0]

Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can’t get anywhere else.

Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year.  

On today's show we were once again joined by Suzanne Edwards, Money and Legal reporter for Houston Business Journal. Suzanne updated us on the local banking trends in Houston in relation to the oil market.

We were joined at the halfway mark by author Laurence Kotlikoff and discussed his newest book Get What's Yours: The Secrets to Maxing Out Your Social Security.

 

Laurence J. Kotlikoff is William Fairfield Warren Distinguished Professor and a professor of economics at Boston University.  He is also president of Economic Security Planning, Inc., a company specializing in financial planning software.  His company websites are ESPlanner.com and MaximizeMySocialSecurity.com.  He is author or co-author of sixteen books, including Spend ‘Til the End and The Coming Generational Storm (both with Scott Burns).  His work has appeared in The New York Times, The Wall Street Journal, The Financial Times, Bloomberg, Forbes, The Economist, Huffington Post, and other major publications.  He has served as a consultant to the International Monetary Fund, the World Bank, governments around the world, and major U.S. corporations including Merrill Lynch, Fidelity Investments, and AON.  In addition, he has provided expert testimony on numerous occasions to committees of Congress.  He lives in Boston.

 

 

You can find out more about Laurence Kotlikoff by visiting his website at:

www.getwhatsyours.org

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft #hbjsuzanne

 

 

Direct download: money_matters_3-20-15.mp3
Category:Financial Literacy -- posted at: 7:38pm PDT
Comments[0]

When your child has picked a school and decided they want to go to college the next step is paying for it. After we get over the sticker shock that is the current cost of college tuition we most figure out where the funds to pay for school actually come from. Today we answer the question how do we pay for college.

Jackie Aguilera has over 20 years experience in adult education and curriculum development. She has taught literacy, college success courses, and workforce readiness skills development at UH Downtown, University of Houston, Houston Community College, and the Houston Center for Literacy. Currently, Jackie is the Literacy Coordinator at East Side University, a community based learning center in Third Ward, and serves on the Houston Center for Literacy Advisory Board and on the adult education committees of Houston Money Week and the Alliance for Economic Inclusion.

You can find out more about Jackie Aguilera and East Side University by visiting the website at:

www.esuvclc.org

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪@kpft @houstonmoneywk

 

Direct download: Money_Matters_-_3-13-15_1_1.mp3
Category:College Funding and Financial Aid -- posted at: 7:33pm PDT
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Money Matters Episode 90- Collectible Cars: Is a Car an Asset or a Liability W/ Michael Foertsch

For me a car has always been a tool to get you from point A to B. I have said in the past that a car is a depreciating asset as soon as you drive it off the lot. The only exception to this rule is classic and/or collectible cars. I recently toured a classic and collectible car facility here in Houston that made me change my thinking. After learning about how much some of these cars have recently gone for at the auction I wanted to learn more about collecting cars. Even more interesting than the cars are the people behind them.  

 

Today we popped the hood and looked at the collectible and classic car market with Michael Foertsch, Owner of M. Brandon Cars.


Michael Foertsch is the owner of M. Brandon Motorcars, a small automobile dealership located in Houston. He specializes in Ferrari models from the 70s, 80s, and 90s, as well as other "interesting" sports cars. He is currently an apprentice concours judge for the International Association for the Conservation and Preservation of Ferrari Automobiles (IAC/PFA), and his personal cars have won Platinum awards at the prestigious Cavallino Classic. Before opening his dealership, he spent almost 20 years as a software engineer, and was a high performance driving instructor on the weekends.


 

You can find out more about Michael Foertsch by visiting her website at:

www.mbrandonmotorcars.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft #mbrandoncars

 

Things to consider when buying a car - Chris Hensley

http://youtu.be/_P2LjWPnKsM

 

Direct download: Money_Matters_Episode_90.mp3
Category:Financial Literacy -- posted at: 10:08am PDT
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Tune in Tomorrow Morning at 10 AM to hear me on Business Newsmakers Radio W/ Lou Garino 1110 KTEK AM Wall Street Journal Radio. We will be talking about Houston Money Week and much more.

http://www.businessnewsmakersradio.com/

 

Category:general -- posted at: 6:20pm PDT
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In Jane Austen's "Persuasion," Captain Wentworth writes to his love interest, "I must speak to you by such means as are within my reach." When it comes to actual persuasion, however, not all learning leaders know exactly what that reach is, let alone what's within it.

 

We were joined today by Author Juliet Huck.

I wrote The Equation of Persuasion™ to empower you to reach your highest potential as a communicator, both personally and professionally. Based on my decades of experience as a coach, a strategist and a designer of my clients’ messages to their decision-making audiences, I observed a missing link in the field of communications. I developed a methodology identifying those elements that must be kept in balance for them to land a decision they are seeking. Once I saw the wildly successful results of this unique approach, I knew I had to share these proven techniques with you. 

 

You can find out more about Juliet Huck by visiting her website at:

www.persuadeandachieve.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft

 

Direct download: MoneyMattersEpisode89.mp3
Category:Self Development -- posted at: 10:41am PDT
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For many of us who speak for a living our business and careers depend on making powerful presentations. For others you might have to occasionally make a presentation in front of a group of co-workers or clients. How do you go from a good speaker to a great speaker?

 

We kicked off the show today with Houston Business Journal's Money and Law reporter Suzanne Edwards for our 2nd installment of a local Houston economy update. We discussed the recent changes in the oil market and what that means for West Houston and the Energy Corridor. We talked about major energy companies cutting jobs and what resources our available to help transition into related industries or find work. We also discussed how the changes in the oil market have changed the local credit market.

We were then joined by executive speech coach, Patricia Fripp. Patricia Fripp, CSP, CPAE is an award-winning keynote speaker, business presentation expert, sales presentation skills trainer, and in-demand speech coach to executives and celebrity speakers. Meetings & Conventions magazine named her "One of the 10 most electrifying speakers in North America." She delivers high-energy, high-content, and dramatically memorable presentations. Kiplinger's Personal Finance identified Patricia Fripp Speaking School as one of the best ways you can invest in your career 

 

In addition to being an award-winning professional keynote speaker, executive speech coach, sales presentation trainer, and author... Patricia Fripp is also the adoring sister of guitarist Robert Fripp of King Crimson.

 

You can find out more about Patricia Fripp by visiting her wesite at:

www.Frip.com

 

To Find out more about Suzanne Edwards you can follow her at:

@HBJSuzanne

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft

 

 

Direct download: Money_Matters_Episode__88.mp3
Category:Self Development -- posted at: 1:22pm PDT
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When spring fever hits and you start tossing out old clothes and scrubbing the floors, don't forget to give your finances some fresh air, too. Today we discussed how do we get started Spring cleaning our finances.

Today we were joined live in the studio with  AVP of South Texas Community programs with Comerica Bank and Houston Money Week partner, Vanessa Reed

Vanessa Reed, AVP of the South Texas Community Reinvestment programs for Comerica Bank.  Reed's priorities include affordable housing, education including financial literacy and small business and job training programs.  Reed joined Comerica Bank in 2000.  

A graduate of University of New Orleans, she holds a bachelor's degree in Business Management with a concentration in accounting.

Reed serves on numerous boards and committees including Change Happens! and the Greater Houston Black Chamber of Commerce formerly Houston Citizens Chamber of Commerce. She is an active member of The Fort Bend Church where she serves on the Accounting Team.  She is also a member of the National Association of Professional Women.

Mrs. Reed is the wife of Kevin Reed and mother of Jordan and Parker Reed.

If you would like to find out more about Houston Money Week by clicking on the link below:

www.houstonmoneyweek.org

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

 

Direct download: Money_Matters_Episode__87.mp3
Category:Financial Literacy -- posted at: 1:25pm PDT
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For many college-bound students, the end of January means wrapping up applications and waiting to hear back.

But getting into college is one thing. Paying for it another. Just as students talked with guidance counselors about finding the right schools to apply to, families may turn to help about figuring out which schools make fiscal sense.

Today we were joined live in the studio with Houston Hispanic Forum 1st VP, Fernando Gil to discuss the Career and Education Day coming up on February 14th, 2015. This is a free event for students from grade 6-12 & their parents.

  • Free Childcare and Lunch
  • Career Paths (HB5 Endorsements-Based)
  • Obtain Admisision & Financial Assitance
  • Bilingual Representatives
  • Middle School Track
  • PArent Track
  • And Much, Much More.....

You can register for the event at:

www.Hispanic-Forum.org

 http://hispanic-forum.org/events/ced/


You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft 

 

Direct download: Money_Matters_Episode_86.mp3
Category:College Funding and Financial Aid -- posted at: 1:12pm PDT
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Money Matters Episode 85- Creativity on Demand - How to Ignite & Sustain the Fire of Genius W/ Michael Gelb

How creative are you? How do you know? How can you discover and develop your real creative powers? These questions lie at the heart of Creativity on Demand, and Michael Gelb explores them with an assurance and compassion that come from a lifetime of expert practice and deep reflection.

There's enormous interest these days in creativity. Businesses everywhere, for example, know that their survival and their success depend on a constant flow of new ideas for products and services.

Today we were joined live in the studio with New York Times Bestselling author, Michael J. Gelb to discuss his new book Creativity on Demand - How to Ignite and Sustain the Fire of Genius

Also, we had the added bonus of visiting with Mezzo Soprano Deborah Domanski who will be appearing in "La clemenza di Tito" at Opera in the Heights to calebrate Mozart's birthday tonight.

You can learn more about Michael at:

www.michaelgelb.com

If you would like to see Deborah Domanski you can findout more by clicking on the link below:

http://operaintheheights.org/la-clemenza-di-tito-by-wolfgang-amadeus-mozart/

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

 

 

Direct download: Money_Matters_Episode__85.mp3
Category:Creativity -- posted at: 12:55pm PDT
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So we made it through Christmas, but here it is January and we still are barely juggling the bills? How do you make a plan of attack to get back on track? Do you have a Christmas credit card hangover? 

We explored a cure for the Christmas credit card hangover w/Jennifer Guzman from Texas Capital Bank and Houston Money Week Partner.

Native Houstonian Jennifer M. Guzman lived in Washington, DC and San Antonio, TX before returning home to Houston.

 

Jennifer obtained a Bachelor of Arts degree with a major in Political Science from George Washington University and a Master of Public Administration degree from University of Texas at San Antonio. During her undergraduate study, Jennifer worked for DC Reads, an organization with a mission to alleviate the illiteracy rate in Washington, DC among elementary school children. She tutored Pre-Kindergarten and Special Education students for two years. After moving back to Texas, Jennifer began volunteering full-time for two large non-profit organizations in San Antonio: Alzheimer’s Association and Girl Scouts of Southwest Texas. Jennifer began working full-time for Girl Scouts of Southwest Texas as Teen Program Manager where she designed and implemented leadership development programs for girls in 21 counties.

 

After graduating with her Master’s degree, Jennifer began working for Texans Can Academies in San Antonio at San Antonio Can High School and later at Houston Can Academy in development. She currently works for Texas Capital Bank in Houston. Jennifer has written several foundation grants and has developed many community partnerships to better organize her community.

 

Jennifer was named “Miss Gulf Coast USA” in 2004 and competed in the “Miss Texas USA” pageant under the “Miss Universe” system. She has served on many boards including Multicultural Education and Counseling through the Arts, George Washington Alumni Club in Houston and San Antonio, Bexar County Community Plan, Bexar County Young Democrats and YMCA of Greater San Antonio. Most recently she was elected to the George Washington University Alumni Association Board of Directors as a Member At Large where she will serve a 3-year term with the task of engaging alumni internationally. She has consulted with political campaigns in San Antonio. During the 2010 election, she worked with Dr. Masarrat Ali for the open Texas house seat in district 122 that runs through Bexar County.

 

Jennifer currently lives in Houston with her husband Matthew and their two children: Matthew (age 7) and Maverick (age 2). When not working, Jennifer enjoys spending time with her family, cooking vegetarian and playing the piano.

 

You can follow Jenny on twitter  at @jenjentheguru or visit her online at:

http://www.texascapitalbank.com/

 

To find out more about Houston Money Week and how you can become involved visit:

www.Houstonmoneyweek.org

 

Also mentioned on todays show:

http://hispanic-forum.org/

Check the events section for the free College Planning seminar in Feb

 


You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎HMW2015

Direct download: Money_Matters_Episode_84.mp3
Category:Financial Literacy -- posted at: 1:12pm PDT
Comments[0]

Could falling oil prices actually be a good thing for certain industries in Houston? If Houston is doing well why is there such a large unbanked or under banked population compared to the rest of the country?

We explored both of these questions on a new monthly segment with Houston Business Journal's Legal and Money Reporter, Suzanne Edwards.

 

Edwards most recently comes from Shanghai, China, where she was an editor at SinoMedia and, before that, a contributor to China Economic Review. Edwards is an Austin native and interned at the Austin Business Journal, an affiliated publication. She began her journalism career as an intern at the Associate Press' Rome bureau.

Edwards graduated from The University of Texas at Austin and majored in journalism, as well as Asian cultures and languages. In addition to English, she speaks Mandarin, as well as Italian and Spanish.

Edwards will focus her coverage for HBJ on following Houston's thriving financial industry, including banks, credit unions, wealth management, philanthropy, venture capital, private equity and more. She also will cover the highly competitive law sector in Houston, where expansions and M&A continue at a rapid pace.

 

You can follow Suzanne on twitter  at @HBJSuzanne or visit her online at:

http://www.bizjournals.com/houston/bio/24321/Suzanne+Edwards

 

We were also joined today by president of SimpleFi, Adam Potter. We discussed alternatives to payday loans such as credit blind programs that lend to indivduals without actually checking credit.   We discussed Financial Literacy in the workplace and how financial health can be related to physical health.

 

Adam, 35, served as a Marine Corps officer for 10 years, rehabilitating war and disaster ravaged populations in Iraq, Afghanistan, and South Asia. He also supported the Navy Marine Corps Relief Society financial wellness programs - which have successfully counseled troops into better financial behavior and away from predatory lenders.

He believes the work done by the military relief societies to recover troops who were overwhelmed by their expenses and debt should be continued in the private sector. Adam is an alumnus of John Hopkins University and the Stanford Graduate School of Business.

 

To Find out more about Adam Potter you can visit his website at:

 

www.simplefi.org

 


You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎HBJSuzanne#houbizjournal

#simplefinews

Direct download: Money_Matters_Episode_83.mp3
Category:Houston Economy -- posted at: 1:49pm PDT
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In the past if someone wanted to rob you they would buy a knife. They would wait in a dark alley and when you passed by they would stick you up. With the invention of the locomotive the same thief was able to scale his business by robbing hundreds during a train heist. Fast forward to last year December. 1 out of every 3 Americans were exposed to the Target data breach last year. Millions of people had money and personal information stolen.  

With the recent SONY hack we are looking at the possibility of nation states versus nation states in a cyber warfare setting.

Today we were joined today by President of CMIT Solutions / Northwest Houston Suburbs, Camille Hamilton 

 

Camille Hamilton, Owner of CMIT Solutions/Northwest Houston Suburbs and has over twenty-nine years experience in the Information Technology industry. Prior to starting her own business in 2000, she worked primarily for Fortune 500 energy companies in their IT services departments. In 2000, she decided to bring her expertise to the small business sector and purchased a CMIT Solutions franchise.

 

Her experience of analyzing business processes and finding solutions to automate those processes allow her to help small and growing businesses. Her team of qualified and certified professionals allows CMIT Solutions to offer quality and affordable IT solutions. Her company’s goal is to become the leader in outsourced IT services to small and growing businesses. CMIT Solutions/Northwest Houston Suburbs was a finalist in November 2004 & was awarded in November 2005, the Small Business Award presented by the Small Business Development Center’s Advisory Council of the Lone Star College System.


To find out more about Camille Hamilton you can visit his website at:

http://www.cmitsolutions.com/northwest-houston-suburbs


You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎Camhamilton

Direct download: Money_Matters_Episode_82.mp3
Category:Financial Literacy -- posted at: 12:50pm PDT
Comments[0]

I was on KPFT News yesterday doing a short spot on Getting Your Finances Straight for the New Year. If you missed it you can click on the link below to check it out.

 

KPFT News

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

Category:general -- posted at: 1:15pm PDT
Comments[0]

Doctors may be experts at treating patients. But when it comes to running their own businesses, many are making rookie mistakes. In an environment of rising health-care costs and declining reimbursement, many physicians often find themselves having to see twice the amount of patients to earn the same amount of money. The burden on physicians to navigate the cost of doing business while remaining cash-flow positive results in less than 20-20 vision when it comes to managing their finances. Sworn into practice by taking a vow to prescribe treatments that are good for their patients, most physicians simply don't have the time to focus their efforts on a regimen of financial fitness. Ultimately, it takes a dose of reality, such as poor budgeting that projects a delayed retirement, that propels physicians to seek financial advice.

We were joined today by Vicki Rackner MD who is the president of www.tagetingdoctors.com .

Dr. Vicki Rackner is a former surgeon and nationally noted expert on physician engagement. She helps financial services professionals acquire physician clients.

After treating tens of thousands of patients over her medical career and holding a clinical faculty appointment at the University of Washington School of Medicine, she left the operating room to help all medical stakeholders partner more effectively.

You may have seen her quoted in the Wall Street Journal, on CNN or in the Washington Post, to name a few. You may have heard her interviewed on NPR. Or you may have read one of her books.

   

To find out more about Vicki Rackner MD you can visit his website at:

www.targetingdoctors.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

#DrVickiRackner

 

Direct download: Money_Matters_Episode_81.mp3
Category:Financial Literacy -- posted at: 1:16pm PDT
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If you went to school to do something creative for a living, you were probably taught the latest software (at the time). You were probably taught how to develop a concept and defend the finished product. You were probably taught the basic principles of your craft. BUT you probably never learned things like:

We were joined today by Nik Parks who is the co-founder of Launching Creative and the host of Launching Creative podcast.  launching Creative's mission is to serve you and teach you to become Anti-Starving Artists.

 

 

 

To find out more about Nik you can visit his website at:

www.thelaunchingcreative.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

Direct download: Money_Matter_Episode_80.mp3
Category:Financial Literacy -- posted at: 10:12am PDT
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Listen in tommorow on KPFT 90.1 FM during the 4 o'clock news. I will be interviewed about the Money Matters show, give a year end wrap up and a sneak peak of the exciting changes we have planned for 2015.

 

12/23/2014 @ 4:00 PM

 

You can listen live by tuning in to 90.1 on the FM dial or www.kpft.org listen live. You can also listen to other episodes of the podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

Category:general -- posted at: 6:37pm PDT
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Money Matters Episode 79- Americans Flunk Retirement Income Readiness, Now What? W/ Jamie Hopkins

Retirement income literacy is of essential importance to the financial security of retired Americans. With limited or no ability to earn additional money through work, this group must know how much they need to accumulate by the time they retire and know how to manage their money during retirement.

Further, retirement income literacy will become more important  as the number of people entering 
retirement with defined benefit plan guaranteed lifetime income decreases, life expectancy at age 65 
increases, and Social Security income decreases due to increases in the age of entitlement for full 
benefits.  In addition, the increases in Medicare premium taken out of Social Security retirement 
benefits each year will likely be higher than the cost of living adjustments to Social Security.

 

We were joined today by Associate Professor of Taxation, Associate Director of the New York Life Center for Retirement Incomeand Larry R. Pike Chair in Insurance & Investments for the American College, Jamie Hopkins.  

 

To find out more about the American College visit the website at:

www.theamericancollege.edu

Also mentioned on the show today:

Forbes Article about new MYRA by Jamie Hopkins

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft #theamerican college #forbes

Direct download: Money_Matters_Episod_79.mp3
Category:Retirement -- posted at: 1:43pm PDT
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"I can think of no other condition that places such heavy burden on society, families and communities and of course the economy."

- Dr. Margaret Chan, Director General, World Health Organization

More than 5 million Americans are living with Alzheimer's, the most common form of dementia, and unless a medical breakthrough is discovered that number is expected to soar to more than 7 million by 2025 and may be as high as 16 million by mid-century.

While deaths from other diseases, such as breadt cancer, heart disease and HIV declined from 2000-10, deaths from Alzheimers increased 68 percent during the same period. 

We were joined today by President and Chief Executive Officer of Alzheimers Foundation of America, Charles J. Fuschillo, Jr.  

 

To find out more about Alzheimer's Foundation of America visit the website at:

www.alzfdn.org

Also mentioned on the show today:

www.americanmedical-id.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

 

 

Direct download: Money_Matter_Episode_78.mp3
Category:Financial Literacy -- posted at: 11:41am PDT
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When life hands you lemons what do you do? Well complaining certainly doesn't help anything, and nobody really listens anyway. Truth is, most successful people have failed their way to the top. For every successful person that you see, what you don't see is the trail of bankruptcies, failed partnerships, and pricey mistakes that made them who they are today. So does that mean every entrepreneur has to go through the same horrors, heartaches and pain? Is there any way to avoid this?

Well one way is to learn from the experiences of others. . .

MJ Gottlieb's How To Ruin A Business Without Really Trying takes a new and exciting approach to help entrepreneurs by telling them what “not” to do. The book uses fifty-five painstaking, yet hysterical tales throughout MJ Gottlieb’s 21-year journey as an entrepreneur to highlight some of the most prevalent and destructive mistakes entrepreneurs make when running a business today.

Truth-be-told, entrepreneurs simply do NOT like to be told what to do. Learning from the mistakes of others however, takes the ego out of the equation so entrepreneurs can learn objectively, while still allowing them to enjoy the freedom of their own experience.

 

We were joined today by author, MJ Gottilieb.  We discussed his new book:

 How To Ruin A Business Without Really Trying

 

To find out more about MJ visit his website at:

www.hustlebranding.com

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

 

Direct download: Money_Matters_Episode_77.mp3
Category:Self Development -- posted at: 2:07pm PDT
Comments[0]

How do some startups go from zero to billions in mere months? How did Alexander the Great, YouTube tycoon Michelle Phan, and Tonight Show host Jimmy Fallon climb to the top in less time than it takes most of us to get a promotion? What do high-growth businesses, world-class heart surgeons, and underdog marketers do in common to beat the norm?

One way or another, they do it like computer hackers. They employ what psychologists call "lateral thinking: to rethink convention and break "rules" that aren't rules.

These are not shortcuts, which produce often dubious short-term gains, but ethical "smartcuts" that eliminate unnecessary effort and yield sustainable momentum. In Smartcuts, Snow shatters common wisdom about success, revealing how conventions like "paying dues" prevent progress, why kids shouldn't learn times tables, and how, paradoxically, it's easier to build a huge business than a small one.

From SpaceX to The Cuban Revolution, from Ferrari to Skrillex, Smartcuts is a narrative adventure that busts old myths about success and shows how innovators and icons do the incredible by working smarter—and how perhaps the rest of us can, too.

We were joined today by author and journalist, Shane Snow.  We discussed his new book Smartcuts.

 

To find out more about Shane visit his website at:

www.shanesnow.com

For the book click here:

Smartcuts: How Hackers, Innovators and Icons Accelerate Success

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

 

Direct download: Money_Matters_Episode_76.mp3
Category:Self Development -- posted at: 7:14am PDT
Comments[0]

Here is your 2014 year end checklist. As you'll see, it's quick and should take about 3 minutes to complete.

The checklist covers events, milestones, taxes, investments, medical accounts, and retirement plans- areas that often need attention at the end of the year. 

I strongly encourage you to complete this checklist as soon as possible. If you see areas that need attention, we should address them right away. 

If you have a friend or family member who could benefit from this year-end checklist, please let me know and i'll be happy to send them one as well with no obligation. If you have any questions, feel free to message me or give me a call.

Best Wishes,

 

Christopher Hensley 

 

Click Here:

2014 End of the Year Financial Planning Checklist

 

Category:general -- posted at: 8:07am PDT
Comments[0]

By 2015, 77 million Americans will be 50 to 69 years old! As the first generation to be so long-lived, we face the challenge of taking personal responsibility for the quality of our extended lives. Well be log-term pioneers, making the second part of our lives as rich and rewarding as the first, if not more so. But aging isn't the point. The point is lifelong development- our ability to live skillfully each day with the opportunities, choices, and changes that will happen inside and outside of our plans; it's knowing what we'll have to be great at beyond fifty to lead vigorous, creative lives in our eighties and nineties.

We were joined today by author George H. Schofield, PH.D.  We discussed life after 50 and the revolution in planning and retirement.

 

To find out more about George visit his website at:

www.georgeschofield.com

For the book click here:

After 50 It's Up to Us - Developing the Skills and Agility We'll Need

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 

Direct download: MoneyMatterEpisode75.mp3
Category:Retirement -- posted at: 12:58pm PDT
Comments[0]

Feeling financially tapped, emotionally trapped? Do you feel the heat rise in you every time you pay bills or feel the aggravation of watching a loved one waste money? Is your money nerve pinched? 

We were joined today by CPA and author, Bob Wheeler. We discussed the The emotional side of money, the suffering artist syndrome and his experiences as the CFO of the Comedy Store, George Carlin and how comedians handle money. 

Bob Wheeler is a CPA with over twenty-five years of experience. His world travels led him to all points on the globe, especially those at high altitudes. He has climbed Mt. Kilimanjaro in Africa and arrived at the Base Camp Everest in Nepal, as well as several smaller mountains in between. With warmth and humor, his experiences on the road, in the office, or in a Grecian marathon feed his wit as a stand-up comic. Bob grew up in Clarksville, Tennessee, and graduated from Rhodes College. He now lives in Santa Monica, California, where he owns an accounting firm and serves as the CFO of The Comedy Store..  

 

Click here to see the letter from George Carlin I mentioned on the the Show 

 

To find out more about Bob visit his website at:

 

www.themoneynerve.com 

 

For the book click here:

 

The Money Nerve: Navigating the Emotions of Money

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

 

or

 

www.moneymatterspodcast.com   

Direct download: Money_Matters_Episode_74.mp3
Category:Comedy -- posted at: 12:58pm PDT
Comments[0]

Well I guess Reliant picked trick for us since one of its trucks accidentally knocked out the power at KPFT this morning. FM was able to still go on with a generator but HD3 transmitter was offline. Futurist and author Dr. George Schofield was nice enough to reschedule for the 14th of November. We will be back on the air next week as usual. 

Category:general -- posted at: 12:47pm PDT
Comments[0]

On November 4th citizens in Alaska, Florida, Oregon and Washington will cast ballots on marijuana initiatives. Other states are likely to consider legalization in upcoming elections. Just how much money is at stake?

We were joined today by managing partner of MedMen, Adam Bierman. We discussed the financial implications of states that have either medical dispensaries or legalized marijuana.

Adam Bierman has become an industry leader featured on CNBC, Huffington Post, LA Times and more. He has applied his knowledge of the medical marijuana industry to build the MedMen, which is the first and leading full-service consulting and management firm of its kind, providing opportunities for marijuana business operators.  

 

To find out more about Adam visit his website at:

www.MedMen.com

 
You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com                          

Direct download: MONEYMATTERSEPISODE73.mp3
Category:general -- posted at: 1:17pm PDT
Comments[0]

"What changes do I need to know about before enrolling in health insurance for 2015?" Last year at this same time of the year I got certified for ACA enrollment to help people in enrolling in the new ACA exchange. Its hard to believe that a year has gone by since ACA rolled out. Open enrollment for the Affordable Healthcare Act begins Nov 15th 2014 - Feb 15th 2015 For 2015.

On todays show we were joined by Ben Geyerhahn. Ben is a member of New York Governor Cuomo's Health Benefit Exchange Advisory Committee and CEO of BeneStream.     

To find out more about Ben visit his website at:

www.benestream.com

 

You can keep up to date with the ACA changes at :

www.houstonfirstfinancialgroup.com then click health insurance

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: MONEYMATTERSEPISODE72.mp3
Category:Affordable Care Act -- posted at: 1:27pm PDT
Comments[0]

Pulitzer Prize-winning historian Edward J. Larson recovers a crucially important—yet almost always overlooked—chapter of George Washington’s life, revealing how Washington saved the United States by coming out of retirement to lead the Constitutional Convention and serve as our first president.

After leading the Continental Army to victory in the Revolutionary War, George Washington shocked the world: he retired. In December 1783, General Washington, the most powerful man in the country, stepped down as Commander in Chief and returned to private life at Mount Vernon. Yet as Washington contentedly grew his estate, the fledgling American experiment floundered. Under the Articles of Confederation, the weak central government was unable to raise revenue to pay its debts or reach a consensus on national policy. The states bickered and grew apart. When a Constitutional Convention was established to address these problems, its chances of success were slim. Jefferson, Madison, and the other Founding Fathers realized that only one man could unite the fractious states: George Washington. Reluctant, but duty-bound, Washington rode to Philadelphia in the summer of 1787 to preside over the Convention.

Although Washington is often overlooked in most accounts of the period, this masterful new history from Pulitzer Prize-winner Edward J. Larson brilliantly uncovers Washington’s vital role in shaping the Convention—and shows how it was only with Washington’s support and his willingness to serve as President that the states were brought together and ratified the Constitution, thereby saving the country.

On todays show we were joined by Pulitzer Prize winning author Ed Larson. We discussed his newest book The Return of George Washington.   

To find out more about his book visit:

The Return of George Washington: 1783-1789

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode__71.mp3
Category:general -- posted at: 12:50pm PDT
Comments[0]

On todays show we were joined by Steve Scanlon Co-Founder of GuardVest. We discussed what questions you should ask a Financial Advisor before working with one. We also discussed what to avoid when working with a Financial Advisor.   

Before co-founding GuardVest, Steve Scanlon enjoyed a stellar career for more than 20 years as a financial executive with an inherent understanding of how investment performance should be inexorably tied to productivity. A 10-year veteran at AllianceBernstein, one of the largest
money management firms in the world, Scanlon held several key positions including Global Head of Sales while based in the New York City headquarters. A staunch advocate for accountability versus performance, Scanlon was frustrated by the lack of reporting knowledge within the financial advisory world, and co-founded GuardVest as an independent measurement service to hold advisors accountable

To learn more about Steve you can visit his website at:

www.guardvest.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode__70.mp3
Category:Financial Literacy -- posted at: 12:08pm PDT
Comments[0]

Molly Fletcher has learned a lot over the past two decades while negotiating $500 million worth of deals on behalf of hundreds of the nation's premiere athletes, coaches and television commentators. She reveals the strategies, tips, and insights that have made her wildly successful first as a sports agent and now as a corporate consultant and keynote speaker.

On todays show we were joined by Author, Molly Fletcher. We discussed her new book A Winner's Guide to Negotiating - How Conversation Gets Deals Done .  

Nicknamed “the female Jerry Maguire” by CNN, Molly Fletcher spent nearly two decades as a female sports agent recruiting the top athletes, coaches and media personalities in the game. In 2010, she started her own company, MWF Enterprises, which serves clients through a variety of services, including: keynote speaking, team building programs and online learning.

To read more about his book click here:

A Winner's Guide to Negotiating- How Conversation Gets Deals Done

To learn more about Molly you can visit his website at:

www.MollyFletcher.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Matters_Episode__69.mp3
Category:Self Development -- posted at: 1:28pm PDT
Comments[0]

Money Matters Episode 68- Emote: Using Emotions to Make Your Message Memorable W/ Vikas Jhingran

Many people fear public speaking more than death. Most wish they could do it bettter, or at least avoid the sweating, stuttering jitters that plague them before any presentation or speech.

Vikas Jhingran has been there. He was so poor at speaking in public that his supervisor wouldnt let him make presentations to clients-even though he had done all the work

Surprisingly, few professional speakers and presenters understand speeches or presentations at a fundamental level. Their overly prescriptive approach actually ends up confusing the speech and the tools that are used to deliver it, instead of connecting with the essential part of speaking- that which engages listeners with the message and the emotions that go with it.

On todays show we were joined by Author, Vikas Gopal Jhingran. We discussed his new book Emote: Using Emotion to Make Your Message Memorable.  

Vikas Gopal Jhingran is an MIT-trained engineer and researcher who used to suffer from poor speaking skills, due in part to being both an introvert and an immigrant. He studied public speaking to impove in this area and eventually won the Toastmasters 2007 World Championship of Public Speaking, the first East Indian and only the 2nd Asian to do so in the 80-year history of the competition. He lives with his wife and two sons in Houston, Texas.    

To read more about his book click here:

Emote: Using Emotions to Make Your Message Memorable 

To learn more about Vikas you can visit his website at:

www.vikasjhingran.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode__68.mp3
Category:Self Development -- posted at: 12:33pm PDT
Comments[0]

We are in the midst of a momentous event in the evolution of human consciousness, but they won't be talking about it in the news tonight. - Eckhart Tolle, self-help guru

Open up your mind, in pours the trash. - Meat Puppets, "desert punk" band

On todays show we were joined by Emmy award winning correspondent for ABC News and co-anchor for Nightline and the weekend edition of Good Morning America, Dan Harris. We discussed his new book 10% Happier.  

After having a nationally televised panic attack on Good Morning America, Dan Harris knew he had to make some changes. A lifelong nonbeliever, he found himself on a bizarre adventure, involving a disgraced pastor, a mysterious self-help guru, and a gaggle of brain scientists. Eventually, Harris realized that the source of his problems was the very thing he always thought was his greatest asset: the incessant, insatiable voice in his head, which had both propelled him through the ranks of a hyper-competitive business and also led him to make the profoundly stupid decisions that provoked his on-air freak-out.

We all have a voice in our head. It’s what has us losing our temper unnecessarily, checking our email compulsively, eating when we’re not hungry, and fixating on the past and the future at the expense of the present. Most of us would assume we’re stuck with this voice – that there’s nothing we can do to rein it in – but Harris stumbled upon an effective way to do just that. It’s a far cry from the miracle cures peddled by the self-help swamis he met; instead, it’s something he always assumed to be either impossible or useless: meditation. After learning about research that suggests meditation can do everything from lower your blood pressure to essentially rewire your brain, Harris took a deep dive into the underreported world of CEOs, scientists, and even marines who are now using it for increased calm, focus, and happiness.

To read more about his book click here:

10% Happier

To learn more about Dan Harris you can follow him on twitter at:

@danbharris 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode__67.mp3
Category:Self Development -- posted at: 10:52am PDT
Comments[0]

Ms Pig E. Banks is all about change-- change in the piggy bank and change in the way readers think about money!

On todays show we discussed teaching children how to save at an early age. We were joined by author and speaker Ajshay James. We also discussed credit,budgeting and communicating about money in a relationship.

To learn more about Ajshay James you can visit her website at:

www.mspigebanks.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_66.mp3
Category:Financial Literacy -- posted at: 12:29pm PDT
Comments[0]

Swords to ploughshares is a concept in which military weapons or technologies are converted for peaceful civilian applications.

The ploughshare is often used to symbolize creative tools that benefit mankind, as opposed to destructive tools of war, symbolized by the sword, a similar sharp metal tool with an arguably opposite use. --Wikipedia

On todays show we discussed using drone technology for peaceful, civillian applications. Specifically we looked at improving agriculture and energy by using visual analytics. We were joined by Dr. Marcelo Sant'Anna Data Scientist and engineer behind the company Powerdrones Inc.

To learn more about Dr. Sant'Anna or PowerDrones Inc. you can visit there website at:

www.powerdrones.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_65.mp3
Category:general -- posted at: 12:48pm PDT
Comments[0]

Have you ever gotten your child dressed for school only to learn that they had outgrown their clothes overnight? How about those expensive calculators we are expected to buy when school starts. Backpacks, pens, paper... do they even use all the stuff that we have to buy.  

Returning guest Teri Gault founder and CEO of The Grocery Game joined us to talk about how to save money during back to school time.

Teri Gault is founder and CEO of TheGroceryGame.com, a leading grocery savings website in the US. Teri's systematic savings approach kept her family afloat during times of financial hardship and ultimately led to their success. She has dedicated her life to helping other families thrive and prosper.

Teri shares savings secrets in her first book, "Shop Smart, Save More", written with Sheryl Berk and published by Harper Collins.

Her new book, 'The Grace of Saving', by Teri Gault and Paul Joseph Gulino, is the heart-warming story, from Oklahoma to Hollywood, about her upbringing and rise from an everyday mom in time of need, to one of the country's leading savings experts. There are also great savings tips.

She is currently working on a third book, '31 Days to Save', coming soon!

 

To learn more about Teri you can visit her website at:

www.thegrocerygame.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

 

Direct download: Money_Matter_Episode_64.mp3
Category:Financial Literacy -- posted at: 10:48am PDT
Comments[0]

"Delightfully Soapy....[Crazy Rich Asians] eats its chiffon cake and has it too, simultaneously tut-tutting many of its characters for their vapid materialism while reveling in milieu's sybaritic excess." - The Wall Steet Journal 

Today we were joined by New York Times bestsellling author, Kevin Kwan. Kevin was born and raised in Singapore. He currently lives in Manhattan but started in Houston from age 10 through college. He is a fan of KPFT and was excited to be on the show. Crazy Rich Asians is his first novel, it has been optioned for film and Kwan recently completed the sequel.    

To learn more about Kwan you can visit his website at:

www.kevinkwanbooks.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_63.mp3
Category:Financial Literacy -- posted at: 11:31am PDT
Comments[0]

"Teaching is the greatest act of optimism."

-Colleen Wilcox    

We were joined today by teacher, author and financial coach Danny Kofke. Danny is a special education teacher and financial literacy coach in Georgia. He is also the author of two personal finance books - "A Simple Book of Financial Wisdom: Teach Yourself (and Your Kids) How to Live Wealthy with Little Money" and "How To Survive (and perhaps thrive) On A Teacher's Salary." He has written a third book - "A Bright Financial Future: Teaching Kids About Money Pre-K through College for Life-Long Success" - currently being published by Wyatt MacKenzie Publishing Company and scheduled for release this September.

  

To learn more about Danny you can visit his website at:

www.dannykofke.blogspot.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: MoneyMattersEpisode62.mp3
Category:Financial Literacy -- posted at: 11:40am PDT
Comments[0]

Most college graduates leave school with tens of thousands of dollars in student loan debt. Author Shanice miller actually graduated debt-free and even rceived $10,000 back from her college.   

Shanice Miller graduated from the University of Maryland Baltimore Dental School in 2011. With the high costs associated with attending a dental school, Shanice is no stranger to worrying about paying for college and wondering if she will be able to even afford to go to college. Knowing she wouldn’t have much help from her parents, Shanice was forced to figure out the solution to her problem.   

To learn more about Shanice you can visit her website at:

www.debtfreecollegegrad.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_61.mp3
Category:College Funding and Financial Aid -- posted at: 1:45pm PDT
Comments[0]

By now, we've all had it drilled into our heads that cooking at home is less expensive than eating out..... so more and more people are doing it. There are other things you can do, while cooking at home, to save yourself money. Today we were joined by food blogger Pamela Braun.  

Pamela Braun is a recipe designer and blogger. Pamela designs recipe's for My Man's Belly as well as for several private and corporate clients. She is a freelance writer and public speaker.   

To learn more about Pamela you can visit her website at:

www.mymansbelly.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_60.mp3
Category:Financial Literacy -- posted at: 12:27pm PDT
Comments[1]

Its Summer time again. If you have flown recently you might have noticed that airlines have switched their frequent flyer policies. Most recently United has joined with other airlines who have switched to revenue based miles. What does this mean for customers who are use to saving money with frequent flyer miles. Today we will learn how to save on travel expenses, cuto down on our energy bill and even save money during wedding season.

Andrea Woroch is a nationally-recognized consumer and money-saving expert, helping consumers find simple solutions to their financial woes while influencing healthier spending and saving habits. With a finger on the pulse of American consumerism, Andrea dissects savings trends for the media, encompassing everything from retail industry insights and consumer-buying behavior to travel and groceries.

To learn more about Andrea you can visit her website at:

www.andreaworoch.com   

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_59.mp3
Category:Financial Literacy -- posted at: 12:51pm PDT
Comments[0]

Of all the things these athletes have accomplished, nothing is more impressive than their mastery of the state known to researchers as “flow.” Most of us have at least passing familiarity with flow. If you’ve ever lost an afternoon to a great conversation or gotten so involved in a work project that all else is forgotten, then you’ve tasted the experience. In flow, we are so focused on the task at hand that everything else falls away. Action and awareness merge. Time flies. Self vanishes. Performance goes through the roof.

Today we were joined by New York Times Bestselling Author Steven Kotler. Steven Kotler is a New York Times bestselling author, award-winning journalist, and cofounder and director of research for the Flow Genome Project. His books include The Rise of Superman, Abundance, A Small, Furry Prayer, West of Jesus, and The Angle Quickest for Flight. His work has been translated into thirty languages and his articles have appeared in more than seventy publications, including New York Times Magazine, Atlantic Monthly, Wired, and Forbes. You can find him online at www.stevenkotler.com or writing Far Frontiers, a blog for Forbes.com: www.forbes.com/sites/stevenkotler.

To learn more about Steven you can visit his website at:

www.riseofsuperman.com

or

www.flowgenomeproject.co

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: MoneyMattersEpisode58.mp3
Category:Self Development -- posted at: 10:29am PDT
Comments[0]

Wealth is not new. Neither is charity. But the idea of using private wealth imaginatively, constructively, and systematically to attack the fundamental problems of mankind is new. - John Gardner

Today we were joined by local Houstonian Theresa Roemer to discuss Philanthropy. Theresa Roemer is the CEO of Theresa Roemer, LLC and a small business owner who specializes in business philanthropy. She owns several home goods companies in Houston, Texas and is a partner in Roemer Oil. Theresa is an expert in business philanthropy and is engaged by large companies such as LVMH to raise hundreds of thousands of dollars on behalf of charities like the American Heart Association and the American Red Cross.

To learn more about Theresa you can visit her website at:

www.theresaroemerceo.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_57.mp3
Category:Charitable Giving -- posted at: 1:28pm PDT
Comments[0]

The U.S. Department of Labor Statistics in 2010 reported that approximately two million people work for the United States federal government, not including those employees by the postal service or military. The United States government is by far our country's largest employer and provides extensive employee benefits.

Our guest today was Author and CFP Brian Kuhn. We discussed the ins and outs of the Federal Employee Benefits.

Brian Kuhn is a family wealth advisor with Planning Solutions Group, LLC. With 13 years in the financial planning field, he works with families and individuals, with a specific focus on government employees, in the area of retirement planning, wealth preservation, and insurance protection.

To learn more about Brian you can visit his website at:

www.psgclarity.com

Or his book at:

Total Compensation: A Practical Guide to Federal Employee Benefits

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode56.mp3
Category:Retirement -- posted at: 12:39pm PDT
Comments[0]

For many Social Security might be the only form of income they have when it comes time to retire. Almost every day we see headlines in the news telling us that Social Security is being depleted. Is Social Security in trouble? If so what does this mean to us?

Our guest today, former regional commisioner of the Social Security Department, Gordon Sherman.

Gordon Sherman is retired from 43-years of service to the military and federal government. During the last 23 years of his career, he was the southeast regional commissioner of the Social Security Administration.  Mr. Sherman’s many banking affiliations over the years included board positions for Citizens & Southern Bank of Gwinnett County, East Metro Division of Citizens & Southern Bank of Atlanta, The Enterprise Bank of Dunwoody, Georgia, Fidelity National Bank, Fidelity Southern and Regions Bank of Atlanta where he served as board chairman. The National Public Service Award, Ewell T. Bartlett Humanity in Government Award, three Presidential Executive Awards and a Making The King Holiday Award are among the many accolades Sherman has received. He earned a B.S. from Auburn University, a J.D., LL.M. and an honorary LL.D. from Woodrow Wilson College of Law and is a graduate of the Senior Governmental Managers Program, Harvard University, the U.S. Army Command and General Staff College and the Industrial College of the Armed Forces.

To contact Gordon Sherman you can email him at gordosherman@aol.com

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: MoneyMattersEpisode55.mp3
Category:Retirement -- posted at: 1:04pm PDT
Comments[0]

As a Financial Advisor one the most common problems I help people solve is the question "What if I outlive my money?" We have 10,000 babyboomers making the decision to retire every hour. It will be this way for the next 20 years. If we ask the same question from a macro view we get this- "What are the financial implications of a society that is living longer?"

Our guest today, was Author and Cardiologist, Dr. Joel K. Kahn, M.D.

To learn more about Dr. Kahn you can visit his website at:

www.drjoelkahn.com

and 

The Holistic Heart Book

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_54.mp3
Category:Financial Literacy -- posted at: 3:06pm PDT
Comments[0]

We are at the end of May and we are smack dab in the middle of wedding season. Friends, family members and coworkers starting down the road to a hopefully life long relationship. When it comes to Love and Money is a prenuptial agreement something you should consider before getting married? Today we will discuss prenuptial agreements as well as other topics related to Love and Money.

Our guest today, was Attorney and Blogger, Regina DeMeo.

To learn more about Regina you can visit his website at:

www.reginademeo.com

and www.genxsmartie.blogspot.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_53.mp3
Category:Financial Literacy -- posted at: 10:46am PDT
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As old habits and consticting thoughts fall away, you naturally create the fulfilling life you desire. Because you see more opportunities around you ... creative ideas flow easily... and you take action in ways that support, not limit, you.

For instance, money situations that used to trigger procrastination, fear,or anger just don't affect you anymore. Instead you move forward, getting things done smoothly because you simply stop getting in your own way.

Our guest today, was founder of WealthClinic.com, Leisa Peterson.

To learn more about Leisa you can visit his website at:

www.wealthclinic.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: MoneyMattersEpisode52.mp3
Category:Financial Literacy -- posted at: 12:54pm PDT
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In Lean In for Graduates Sheryl Sandberg updates her 1.6 million-copy book Lean In, which debuted at #1 on the New York Times Best Seller list and remains on the list a year later. This new edition offers essential advice for graduates entering a competitive job market. Sandberg acknowledges the uncertainty and fear many students experience once they leave school and begin their hunt for full-time employment. "Theres no Question the world moves faster today," Sandberg writes , "or that you are entering a struggling economy." In light of this, Sandberg has created a handboook for those entering the job market to help them succeed.

In Lean in for Graduates, a team of experts joins Sandberg to offer advice to graduates.

Our guest today, was compensation expert and author of the negotiation chapter in Sheryl Sandberg's bestselling book Lean in for Graduates, Kim Keating.

To learn more about Kim you can visit his website at:

www.keatingadvisors.com

or

www.leaniin.org

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_51.mp3
Category:general -- posted at: 1:48pm PDT
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Money Matters Episode 50- Healthy Money Healthy You W/ Andrea Travillian

Today was our 50th episode! Money is stessful. I am sure that this is absolutely no surprise to you. But, did you know that the increase in stress because of your money is impacting your health & your happiness? In fact, it increasing your risk for many diseases including heart disease, migraines, insomnia and more.

Our guest today, Andrea Travillian author of Healthy Money Healthy You discussed the correlation between your health and your finances.

To learn more about Andrea Travillian you can visit his website at:

www.takeasmartstep.com

or

Healthy Money Healthy You

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: MoneyMattersEpisode50.mp3
Category:Financial Literacy -- posted at: 1:09pm PDT
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During the glory of industrialism, from 1945 to 1965, our physical standard of living shot up. But during that that period, we also turned human beings into human "doings" and that entire generation was sadly labeled the silent generation, who were taught to act at work like children; to shut up; don't make waves and go out quietly.

Our guest today, Chuck Blakeman author of "Why Employees Are Always a Bad Idea" confronts the seven core business diseases of the industrial age that were developed for the factory system. According to Blakeman, those management practices will not serve us anymore.

To learn more about Chuck Blakeman you can visit his website at:

www.chuckblakeman.com

or

Why Employees Are Always a Bad Idea

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_49.mp3
Category:Corporate Social Responsibility -- posted at: 1:31pm PDT
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In the history of disease we have never before faced such rampant levels of illnesses. We are turning to prescriptions for answers, but they do not address the root cause of diseases. The truth is our health is not completely dictated by our genes. Our meat and dairy diets are the primary cause of our alarming rise in chronic health problems and disease.

Shushana Castle and Amy-Lee Goodman are a seasoned co-author team passionate about helping others change their diet, to improve their lives. This duo aims to spread the message about how our food, health, and environment are all interconnected. The authors have appeared on dozens of TV and radio shows interviewing leading doctors and scientists in their respective fields about how our food choices are intimately connected to our health and the environmental crisis

To learn more about Shushana and Amy-Lee you can visit their website at:

www.rethinkfoodbook.com

or

Rethink Food - 100 Doctors Can't Be Wrong

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

 

 

Direct download: Money_Matters_Episode_48.mp3
Category:Corporate Social Responsibility -- posted at: 11:06am PDT
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What would Washington, Jefferson, Madison, Lincoln, the Roosevelts, Truman, and Eisenhower have done about today’s federal debt crisis?

America’s Fiscal Constitution tells the remarkable story of fiscal heroes  who imposed clear limits on the use of federal debt, limits that for two centuries were part of an unwritten  constitution. Those national leaders  borrowed only for four extraordinary purposes and  relied on  well-defined budget practices to balance federal spending and revenues.

On todays episode we were joined by former Houston Mayor Bill White.

Bill White is senior advisor at Lazard, a firm advising corporate leaders and governments worldwide. He served as Houston’s Mayor and was twice re-elected with an average vote of 88 percent. He also served as the Deputy Secretary of Energy of the United States in the Clinton administration. He received the prestigious John F. Kennedy Profiles in Courage Award for his leadership in response to Hurricane Katrina and the Governing Official of the Year Award by Governing magazine. He has worked as the CEO of a successful business and as a member of numerous corporate boards. In 2010 he received more votes for governor of Texas than any Democratic candidate in the state’s history.

#billwhitetx  @billwhitetx

To Find out more about Bill White you can visit:

 

www.billwhiteauthor.com

or

America's Fiscal Constitution 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: MM47.mp3
Category:Financial Literacy -- posted at: 1:44pm PDT
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Is that fancy, expensive college degree really worth the cost of several years of tuition, room and board and books? Everyone knows that the cost of education is skyrocketing, but the answer is still YES!

Wondering which colleges have the best ROI? Return on investment is the “financial return” from any investment of money, or in this case, the income amount above and beyond what a high school graduate would make. The investment is the cost of that degree, on average, minus the average student financial aid at each college.

As a general rule, college IS worth the investment, not only in terms of increased incomes, but also for job security and happiness. But not all colleges (or degrees) are made equally in this sense. Some colleges, such as private schools, generally cost twice as much as in-state public schools. Some colleges have a closer network of alumni which may help in job prospects, while others have really high graduation rates.

Want to see how Texas college compare on ROI and graduation rates? You might be surprised!

Rank

School Name

2013 Cost 

20 Year

Net ROI

Graduation Rate

1

Rice University

$200,200

$633,400

92%

2

Texas A&M University – Main Campus (In-State)

$91,040

$566,700

80%

3

University of Texas (UT) – Austin (In-State)

$106,100

$497,100

79%

4

Prairie View A & M University (In-State)

$87,080

$494,900

36%

5

LeTourneau University

$150,900

$436,000

61%

6

University of Texas at Dallas(In-State)

$99,520

$435,400

64%

7

University of Houston (UH)(In-State)

$98,320

$409,300

46%

8

University of Texas at Arlington (UTA) (In-State)

$97,410

$402,500

40%

9

Southern Methodist University (SMU)

$226,100

$401,900

80%

10

Texas Tech University (In-State)

$88,390

$398,800

62%

11

Lamar University (In-State)

$97,520

$352,000

32%

12

Wayland Baptist University

$90,060

$344,300

36%

13

Texas Woman’s University  (In-State)

$74,390

$338,700

45%

14

Texas A&M University – Kingsville Campus (In-State)

$77,980

$307,700

32%

15

Concordia University – Austin, TX

$152,300

$307,400

34%

16

Trinity University

$178,000

$297,700

80%

17

Texas A&M University – Corpus Christi Campus (In-State)

$86,640

$292,100

39%

18

Texas Christian University (TCU)

$188,400

$288,100

75%

19

Dallas Baptist University

$126,800

$287,000

54%

20

University of North Texas (UNT) (In-State)

$84,920

$277,400

48%

21

University of Texas at El Paso (UTEP) (In-State)

$94,580

$275,900

38%

22

Sam Houston State University (In-State)

$80,490

$269,700

48%

23

Baylor University

$189,800

$253,100

75%

24

St. Mary’s University – San Antonio, TX

$160,000

$250,700

57%

25

Texas Wesleyan University

$136,800

$247,100

37%

26

Midwestern State University (MSU) (In-State)

$72,190

$242,500

40%

27

West Texas A & M University(In-State)

$78,010

$234,200

44%

28

Tarleton State University (TSU) (In-State)

$78,850

$233,600

39%

29

University of Texas at San Antonio (UTSA) (In-State)

$94,100

$231,600

28%

30

Texas State University – San Marcos Campus (In-State)

$87,290

$222,400

55%

31

University of Texas – Pan American (UTPA) (In-State)

$71,480

$216,900

39%

32

University of Texas at Tyler(In-State)

$83,460

$214,600

41%

33

Houston Baptist University

$156,900

$201,500

44%

34

Southwestern University

$181,100

$197,400

75%

35

Abilene Christian University

$156,500

$186,600

59%

36

Angelo State University (In-State)

$82,330

$176,200

31%

37

Lubbock Christian University

$124,500

$160,900

43%

38

Stephen F. Austin State University (SFA) (In-State)

$94,330

$154,800

44%

39

Saint Edward’s University

$171,300

$136,100

69%

40

University of Mary Hardin-Baylor (UMHB)

$145,800

$128,900

46%

41

Texas A&M University – Commerce Campus (In-State)

$83,910

$125,300

36%

42

Texas Southern University(In-State)

$102,200

$124,900

12%

Source- Payscale.com (2014)

2013 Costs= The total cost to attend that school (tuition, room and board, books and supplies) weighted for the length of time it takes most students to graduate with a bachelor’s degree.

Net ROI= The total income that a graduate will earn after graduation in 20 years of working, minus both what they would have earned as a high school graduate and the cost of college (tuition, room and board, books and supplies), minus the average financial aid amount awarded to students at that school if that filter has been selected. It is their net earnings in 20 years as a college graduate.

Some interesting things to point out:

Average Texas college graduation rate is about 50%. TSU and UT-San Antonio have horrible grad rates at 12% and 28%, respectively.

Not surprisingly, Texas A&M has the highest ROI rate. It graduates a lot of engineers and boasts a strong Aggie network.

Others in the top ROI rate include: Prairie View A&M, UT, Texas Tech, Texas Women’s University, UT Dallas, and University of Houston.

Colleges that round out the bottom of that list are St. Edwards, University of Mary Hardin Baylor, Southwestern University, Abilene Christian University and TSU. The first three don’t even have a positive return on the financial costs!

Obviously, one chart with a couple of metric is not enough to judge an entire college and its programs, but parents and college-bound students should keep these numbers in mind when picking colleges and trying to save for the expenses.

  By

Category:College Funding and Financial Aid -- posted at: 7:54am PDT
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Money Matters Episode 46- Taking Massive Action towards your goals W/ Guest Grant Cardone

"Anything conducted in standard amounts simply won't get the job done. The normal levels of action at which most people operate fail to take into account the effects of various forces- such as gravity, age, resistance, timing and the unexpected... people will try to take from you what they are unable to create themselves... succeed so big that no one person or event or series of missteps can take you down! Average levels of anything will fail you- or at the very least put you at risk"

The 10x Rule page 63

Today we were joined by bestselling author Grant Cardone. We learned how to kick it up a notch when it comes to pursuing your financial and life goals.

#GrantCardone @GrantCardone

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

 

Direct download: Money_Matters_Episode_46.mp3
Category:Self Development -- posted at: 2:30pm PDT
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"Anything conducted in standard amounts simply won't get the job done. The normal levels of action at which most people operate fail to take into account the effects of various forces- such as gravity, age, resistance, timing and the unexpected... people will try to take from you what they are unable to create themselves... succeed so big that no one person or event or series of missteps can take you down! Average levels of anything will fail you- or at the very least put you at risk"

The 10x Rule page 63

Join us tommorow morning when we are joined by bestselling author Grant Cardone. You will learn how to kick it up a notch when it comes to pursuing your financial and life goals.

#GrantCardone @GrantCardone

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Category:Self Development -- posted at: 9:05am PDT
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Of the nearly 20 million Americans who attend college each year, about 12 million borrow, according to the Almanac of Higher Education. Estimates show that the average four-year graduate accumulates $26,000 to $29, in loans, and some leave college with six figures worth of debt.

Today we were joined by speaker and College Planning expert Jolyn Brand. Jolyn's company Brand College Consulting helps families figure out there best options when it comes to getting into a school and coming up with the funds to pay for college tuition.

To learn more about Jolyn you can visit her website:

WWW.brandcollegeconsulting.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_45.mp3
Category:College Funding and Financial Aid -- posted at: 12:11pm PDT
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On todays show we learned what a zero waste lifestyle is. We also learned how it can help reduce the footprint we leave on the planet as well as save us lots of money.

 

In Zero Waste Home, Bea Johnson shares the story of how she simplified her life by reducing her waste. Today, Bea, her husband, Scott, and their two young sons produce just one quart of garbage a year, and their overall quality of life has changed for the better: they now have more time together, they’ve cut their annual spending by a remarkable 40 percent, and they are healthier than they’ve ever been. 
 

 

You can learn more about Bea Johnson by visting her Blog at:

 

www.zerowastehome.com

 

or find her book at:

 

Zero Waste Home: The Ultimate Guide to Simplifying Your Life by Reducing Your Waste

 

 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_44.mp3
Category:Education -- posted at: 11:34am PDT
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In the coming decades the mushrooming costs of programs like Social Security, Medicare and Medicaid will leave our nation's youth in a swimming in a sea of red ink.

On today's show we posed the question "why should millenials carry the burden of social programs and benefits they are unlikely to receive?".

Our Guest today was Author and Financial Analyst Neil Grossman. In his book Generation WTF , Grossman raises the awareness of the coming generational storm and offers advice to 80 million millenials on how to save their future.

To findout more about Neil you can visit:

www.neilytics.com

or

Generation WTF

http://www.amazon.com/Generation-W-T-F-Neil-Grossman-ebook/dp/B00H7RAEC8/ref=as_li_ss_til?tag=wwwmoneymat00-20&linkCode=w01&creativeASIN=B00H7RAEC8

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

Direct download: MoneyMattersEP43.mp3
Category:Financial Literacy -- posted at: 11:12am PDT
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Are you and your partner on the same page when it comes to retirement planning? Or…are you like millions of couples avoiding these critical conversations?

• If, When and How to Retire: Twice The Husband, Half the Income
• Let’s Talk About Money: Finances Without Fighting
• Changing Roles and Identity: I Don’t Do Windows!
• Time Together, Time Apart: I Love You and I Need My Space
• Health and Wellness: Will Medicare Pay for the Spa?

Enhance your communication skills, make decisions together and develop your shared vision for the second half of life.

You can find learn more about Roberta by visiting :

http://www.pathmaking.com/

or order a copy of the book here:

The Couple's Retirement Puzzle

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

Direct download: MMEP42.mp3
Category:Retirement -- posted at: 3:32pm PDT
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Today we discussed the merits of waking up early with Andy Traub author of The Early To Rise Experience- Learn To Rise Early in 30 Days

I hate getting up early


I love being up early. If you're willing to take one minute a day to change your life then you can become an early riser. I wrote this book because as a father of three kids under five I needed time to work on myself and my business without neglecting my family. I found that time in the morning and it has changed my life forever. 

 

You can find out more visit :

 

www.earlytorisebook.com

Or to view his book click below:

 

The Early to Rise Experience - Learn To Rise Early In 30 Days

 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_Episode_41.mp3
Category:general -- posted at: 10:49am PDT
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Today we discussed Long Term Care With Author Phyllis Shelton.

 

Phyllis Shelton is the President of LTC Consultants, a 22 year old national consulting company specializing in long-term care insurance consumer education and agent training. In addition to Protecting Your Family with Long-Term Care Insurance (2013), she is the author of The ABC s of Long-Term Care Insurance (2012) and Phyllis Shelton's Worksite Long-Term Care Insurance Toolbox (2011). Phyllis Shelton has 35 years of experience in virtually every phase of health care financing in addition to long-term care insurance: health insurance, managed care (PPOs, HMOs, etc.), Medicaid, Medicare, Medicare supplements, Medicare Advantage, Medicare Part D, cancer insurance, critical illness plans, and life settlements. She is profiled in publications such as Suze Orman's The Money Class, and The Savage Truth on Money, by Terry Savage, financial columnist for The Chicago Sun-Times, as a national expert in the long-term care insurance field. Her consumer website was highlighted in the January issue of OPRAH magazine.

Phyllis received the distinguished LIFE Foundation Client Service Award at the 2009 National Association of Independent Financial Advisors (NAIFA) convention and her full page client story was featured in the September 14, 2009 edition of Newsweek magazine. Her television appearances include a two-hour PBS documentary And Thou Shalt Honor, The Balancing Act and CNNfn.

She has been featured extensively in the Wall Street Journal and was profiled in the charter list published by Senior Market Advisor as one of the top ten professionals in the long-term care insurance industry nationally.

She speaks nationally on the role of long-term care insurance as part of the private sector s solution by making Medicaid payer of last resort for long-term care, which will save jobs by rescuing state budgets and keep families together by providing caregivers when most needed.

She resides in Tennessee with her husband Bill and two Labrador Retrievers, Jackson and Jed.

 

 

You can find out more visit :

 

www.gotltci.com

 

Or to view her books click below:

 

Protecting Your Family With Long Term Care Insurance

 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_Episode_40.mp3
Category:Financial Literacy -- posted at: 1:23pm PDT
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Today we discussed Storytelling, Family History and Making a Legacy Video. We were joined by Stephani Twyford Owner of Legacy Multimedia.

 

We hear adages such as time is fleeting, life is short, and there’s no time like the present. When it comes to documenting the personal history of yourself or a loved one, these old adages couldn’t have more significance.

 

Stefani Twyford, Founder & President, has more than 14 years experience designing, developing, and implementing award-winning digital media solutions for families, organizations and companies. Prior to starting Legacy Multimedia, she was president of a successful Houston-based web design, e-commerce and marketing firm.

With degrees in design, psychology, and social work, Twyford is also creating a lasting legacy for digital media professionals by presenting and sharing her expertise with various related organizations. Twyford excels at helping people craft their stories and share their memories. Through her commitment to high-quality work and customer service, and a gift for putting people at ease, she creates award-winning video biographies and personal history legacies. Her firm commitment to the arts, to the technology community, and to women in business has helped many others and served as inspiration for the next generation of talented professionals.

 

You can find learn more about Stefani by visiting :

www.legacymultimedia.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: MoneymattersEpisode39.mp3
Category:Estate Planning -- posted at: 3:35pm PDT
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Today we learned about Houston Money week and visited with HMW partner Money Management International. We were joined by Regional Director of Education and Community relations for MMI Rudy Cavazos Jr. We also discussed working with a non-profit credit counseling agency, financial literacy and credit card fraud

 

Recognized as a credit authority, Cavazos has represented MMI in numerous television, radio, print and online interviews.  He has hosted a weekly money management segment on a major San Antonio television station.  Also, Cavazos’ quotes have appeared in national periodicals such as Wall Street Journal, TIME Washington Post, Chicago Tribune and Newsweek magazine. Locally, you can find his quotes and articles in newspapers such as The Courier and The Galveston Daily News.

Cavazos joined MMI as a credit counselor at the Texas City, Texas office in 1996, where he assisted clients from Galveston County and South Houston and established relationships with local financial institutions.  In his 16 years at MMI, Cavazos has held several positions within the organization; counselor, community relations manager, regional director of counseling both in Houston and  San Antonio, Director of Public Relations, Regional Director, Industry Relations, Regional Director of Development and currently Regional Director of Education and Community Relations.

You can find learn more about Houston Money Week and Money Management International by visiting :

www.houstonmoneyweek.org   

and

www.moneymanagement.org

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_38.mp3
Category:Financial Literacy -- posted at: 11:43am PDT
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Today we discussed Entrepreneurship and Real Estate with Jason Hartman.

Jason Hartman is the Founder and CEO of Platinum Properties Investor Network, The Hartman Media Company and The Jason Hartman Foundation. Starting with very little, Jason, at the age of 19, embarked on a career in real estate while promoting his unique Personal Branding methodology through which Jason says “virtually anyone can achieve wealth, notoriety and a high level of personal satisfaction”. Through creativity, persistence and hard work, he soon joined the ranks of the top one-percent of Realtors in the U.S. and in quick succession; earned a number of prestigious industry awards.

By 1997, Jason realized his entrepreneurial dream and purchased an Irvine, California real estate brokerage firm. He combined his dedication and business talents to become a successful entrepreneur, public speaker, author, and media personality. Jason’s latest accomplishment is the celebration of his first company’s 11 year anniversary. Over the last 20 years he developed his Complete Solution for Real Estate Investors™ where his innovative firm educates and assists investors in acquiring prudent investments nationwide for their portfolio. Jason’s highly sought after educational events, speaking engagements, and his ultra-hot “Creating Wealth Podcast” inspire and empower hundreds of thousands of people in 26 countries worldwide.

You can find learn more about jason by visiting :

www.jasonhartman.com  
or to check out his podcast network
www.hartmanmedia.com 
 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_Episode_37.mp3
Category:Financial Literacy -- posted at: 3:13pm PDT
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Is Your Body Language Keeping You Broke?

Train your body to communicate with confidence and clarity-have your body match what your mouth says...

The popular phrase "leading from influence" takes for granted that influence derives chiefly from verbal communication. However, communication is about more than words. To get to the next level in your career, you must communicate with your entire self.

What Your Body Says gives you the straight-up "how-to" on unifying what you say with what you do, allowing you to better connect with other people and reach your full leadership potential. It gives you a clear and simple process to follow, all drawn from an intense study of how language impacts people's lives and emotions. Filled with useful tools, strategies, and techniques, this book gives you the key to

  • Speak intelligently while looking smart, engaging and real
  • Deliver unpleasant messages without pain or guilt
  • Having a committee meeting and getting something done
  • And more

 
 
We were joined on Friday morning with author Sharon Sayler to discuss her newest book :
 
 
 
 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: MoneMatters36.mp3
Category:general -- posted at: 6:55am PDT
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Is Your Body Language Keeping You Broke?

Train your body to communicate with confidence and clarity-have your body match what your mouth says...

The popular phrase "leading from influence" takes for granted that influence derives chiefly from verbal communication. However, communication is about more than words. To get to the next level in your career, you must communicate with your entire self.

What Your Body Says gives you the straight-up "how-to" on unifying what you say with what you do, allowing you to better connect with other people and reach your full leadership potential. It gives you a clear and simple process to follow, all drawn from an intense study of how language impacts people's lives and emotions. Filled with useful tools, strategies, and techniques, this book gives you the key to

  • Speak intelligently while looking smart, engaging and real
  • Deliver unpleasant messages without pain or guilt
  • Having a committee meeting and getting something done
  • And more

 
 
Tune in on Friday morning when we are joined by author Sharon Sayler to discuss her newest book :
 
 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Category:Education -- posted at: 1:00pm PDT
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On todays show we discuss the financial issues surrounding death. We were joined by author Karen Jones

 

Down deep, do any of us really expect to die? We push it away.

After all, the Road Runner always escaped the Coyote. Moose and Squirrel

survived countless plots by Boris and Natasha. It was Ensign What’s-His-

Name in the red shirt who got eaten by the salt vampire, not Captain Kirk.

So clearly, we’re immortal … until we aren’t anymore.

Author Karen Jones hasn’t died yet … but this hasn’t stopped

her from exploring every aspect of one of today’s most taboo subjects.

Humorous, insightful and completely practical, her new book Death for

Beginners: Your No-Nonsense, Money-Saving Guide to Planning for

the Inevitable helps readers quickly accomplish the difficult but necessary

task of planning for death. Breathe deeply and remain serene.

To Find out more about Karen you can vist her at:

 

WWW.deathforbeginners.com

 

 

or to purchase her book you can visit:

 

Death For Beginners : Your No-Nonsense, Money-Saving Guide to Planning for the Inevitable

 

 





You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


 

 

 

 

 

 

 

 

 

 

Direct download: Money_Matters_Episode_35.mp3
Category:general -- posted at: 12:00pm PDT
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On todays show we discuss the topic how to find or get a Work-At-Home job. We were joined by author Leslie Truex

 

Leslie Truex truly knows how to combine comfort with making a living. For nearly two decades, she worked at home, often in her pajamas, and helping others do the same.

In 1998, Leslie started sharing her real life experiences and tips to other work-at-home wannabes through Work-At-Home Success. Today the website is recognized by telework and small business associations as a quality resource for work-at-home information. She has appeared on The Daily Buzz, CNN.com and in a host of other media outlets.

She is the author of The Work-At-Home Success Bible and several other homebased career books, informationproducts and online courses. She teaches telecommuting,work-at-home and publishing courses at Piedmont Virginia Community College. She has spoken at the Virginia Festival of the Book and the Virginia Writers Club.

 

To learn more about the book and Leslie you can visit:

The Work at Home Success Bible

www.workathomesuccess.com

 



 





You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Direct download: MoneyMattersEpisode34.mp3
Category:Self Employed -- posted at: 9:14am PDT
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Today we will kicking of the first SOFA talk of 2014. This talk is hosted by the Houston Metropolitian Federal Credit Union and is open to the general public. If you work down town you can come on over from 12 to 1. HMFCU will be providing a FREE lunch to the first 50 who attend.

You can come visit us from 12-1 today @ 611 Walker.

 

Taking Control of Your Cash - Eliminating Debt

ü Tips on how to stop living paycheck to paycheck

ü Answer questions about your financial future



ü Useful information to aide in eliminating debt

 

Category:general -- posted at: 8:15am PDT
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On todays show we discuss the topic how to save for college without going broke. We were joined by author Reecy Aresty.

 

For over three decades, Reecy has been pioneering a topic of immense concern to millions of families.  He takes great pride ensuring that students obtain that all-important edge at application time and helps parents employ legal strategies to pay less than they ever dreamed possible.  He’s the author of, How To Pay For College Without Going Broke, arguably the most revealing book ever written on college admissions & financial aid.  The only book of its kind available in Spanish, it is a virtual guide that takes families on a journey from the first day of 9th grade, up to and including going off to college. 

Founder and President of Payless For College, Inc., in Boca Raton, FL, and with clients on three continents, he has been presenting free seminars for years primarily in Florida, New England, the  San Francisco area, and has a coast-to-coast presence.  

Reecy and his book have received critical acclaim from parents, students, and the media all across America.  Guidance counselors, admissions experts, and college funding professionals have all used How To Pay For College Without Going Broke as a guide to enhance their practice.

To learn more about the book you can visit:



www.paylessforcollege.com

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: MMEP33.mp3
Category:College Funding and Financial Aid -- posted at: 7:54am PDT
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Doctors, Pilots and Financial Advisors all use checklist. When it comes to reviewing 2013 dont miss this crucial reminder off what things are important at year end.

Also On this episode we are joined by Pamela Davis.

 

Pamela Davis, a Macedonia, Ohio businesswoman uses coupons to feed her
growing family while holding down seven jobs.

Then, after being a contestant on "TLC's Extreme Couponing," she decided to
create Quick Couponing, www.quickcouponing.com.

This is a business that teaches people how to save thousands of dollars
couponing - quickly and easily.

 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:


http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: MM32.mp3
Category:Financial Literacy -- posted at: 12:00pm PDT
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