The Houston Midtown Chapter of The Society for Financial Awareness Presents MONEY MATTERS with Christopher Hensley (financial literacy)

It is a well known fact that there is a strong link between financial education and the ability to manage and save money. But did you know that the Banking on Kids program was specifically designed to begin this learning process at the elementary/middle school level.

In 1995, the first Banking On Kids student-run bank opened . It proved to showcase just how simple it is to teach "banking concepts" to very young children.

The intent of opening a bank within an elementary/middle school is threefold:

  1. To teach kids at a very young age the value of saving.
  2. To design a banking curriculum that would teach money issues i.e. the origin of money, compound and simple interest, banking systems, and the workings of the Federal Reserve, and
  3. To offer real-world experience by allowing students to operate a real bank using real money.

on the 100th episode of Money Matters we were joined in the studio by Radio Host  Lou Garino.

 

Lou is truly a serial entrepreneur with 3 decades of real, hardcore, business experience.  His thirst for new horizons includes over 20 years of award-winning experience in real estate as a realtor and investor. Lou was one of the first to coin the term "flipping houses" and is an expert in rehabing properties.  As Author of the upcoming book, Business Relationship Riches, Lou is excited about the opportunity to help others pursue their dreams through business success  by building better relationships and a better life. Lou is the Host of Business Newsmakers Radio with Lou Garino, a weekly talk radio show on Bloomberg radio in Houston, TX, Business 1110 KTEK, on the Wall Street Radio Network.  Previous host of House Talk with Lou, a now archived weekly business talk radio show on live streaming internet radio on Lone Star Internet Radio.

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft

#LouGarino

Direct download: Money_Matters_5-15-15.mp3
Category:Financial Literacy -- posted at: 7:38am PDT
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We have all heard about the enviormental benefits of building green. How does building green translate into hard dollars? What is the economic impact of building green?

We were joined today by Mike Collignon Executive Director and Co-Founder.

Mike engages in national and state-level advocacy, co-produces quarterly research reports, and publishes a bi-monthly e-newsletter, a monthly member publication and a monthly feature in Green Builder® Magazine. He has presented at RESNET, the Pacific Coast Builders Conference and the Sustainable Disaster Recovery Conference. Mike has also delivered testimony at the IECC and IgCC final action hearings.

A former Market Manager of Residential for the Portland Cement Association (PCA), he supervised the $1.2 million residential co-op advertising program for regional and local promoters, delivered 10 guest lectures between Cal State University at San Luis Obispo, Cal State University at Chico and Middle Tennessee State University, and managed the 10,000+ sq. ft. Concrete Pavilion, the cement and concrete industry’s marquis annual presence at the Builders’ Show.

Mike received a Bachelor’s degree in Marketing with a minor in Advertising from Drake University.

You can find out more about The Green Builder Coalition by visiting the website at:

...

www.greenbuildercoalition.com  

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎gbcoalition

Direct download: mm_4-10-15.mp3
Category:Financial Literacy -- posted at: 1:15pm PDT
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April is here and many of us are done with taxes. Now what? April is also Financial Literacy month and celebrated locally as Houston Money Week. Houston Money Week is a financial education initiative for people of all ages. FREE workshops are scheduled from April 11 - April 18, 2015.

 

We were joined today by Houston Money Week Partner Ogadi Fields

 

 

You can find out more about Houston Money Week  by visiting the website at:

www.houstonmoneyweek.org

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft 

#

Direct download: mm_4-3-15.mp3_mix.mp3
Category:Financial Literacy -- posted at: 2:03pm PDT
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Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can’t get anywhere else.

Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year.  

On today's show we were once again joined by Suzanne Edwards, Money and Legal reporter for Houston Business Journal. Suzanne updated us on the local banking trends in Houston in relation to the oil market.

We were joined at the halfway mark by author Laurence Kotlikoff and discussed his newest book Get What's Yours: The Secrets to Maxing Out Your Social Security.

 

Laurence J. Kotlikoff is William Fairfield Warren Distinguished Professor and a professor of economics at Boston University.  He is also president of Economic Security Planning, Inc., a company specializing in financial planning software.  His company websites are ESPlanner.com and MaximizeMySocialSecurity.com.  He is author or co-author of sixteen books, including Spend ‘Til the End and The Coming Generational Storm (both with Scott Burns).  His work has appeared in The New York Times, The Wall Street Journal, The Financial Times, Bloomberg, Forbes, The Economist, Huffington Post, and other major publications.  He has served as a consultant to the International Monetary Fund, the World Bank, governments around the world, and major U.S. corporations including Merrill Lynch, Fidelity Investments, and AON.  In addition, he has provided expert testimony on numerous occasions to committees of Congress.  He lives in Boston.

 

 

You can find out more about Laurence Kotlikoff by visiting his website at:

www.getwhatsyours.org

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft #hbjsuzanne

 

 

Direct download: money_matters_3-20-15.mp3
Category:Financial Literacy -- posted at: 7:38pm PDT
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Money Matters Episode 90- Collectible Cars: Is a Car an Asset or a Liability W/ Michael Foertsch

For me a car has always been a tool to get you from point A to B. I have said in the past that a car is a depreciating asset as soon as you drive it off the lot. The only exception to this rule is classic and/or collectible cars. I recently toured a classic and collectible car facility here in Houston that made me change my thinking. After learning about how much some of these cars have recently gone for at the auction I wanted to learn more about collecting cars. Even more interesting than the cars are the people behind them.  

 

Today we popped the hood and looked at the collectible and classic car market with Michael Foertsch, Owner of M. Brandon Cars.


Michael Foertsch is the owner of M. Brandon Motorcars, a small automobile dealership located in Houston. He specializes in Ferrari models from the 70s, 80s, and 90s, as well as other "interesting" sports cars. He is currently an apprentice concours judge for the International Association for the Conservation and Preservation of Ferrari Automobiles (IAC/PFA), and his personal cars have won Platinum awards at the prestigious Cavallino Classic. Before opening his dealership, he spent almost 20 years as a software engineer, and was a high performance driving instructor on the weekends.


 

You can find out more about Michael Foertsch by visiting her website at:

www.mbrandonmotorcars.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft #mbrandoncars

 

Things to consider when buying a car - Chris Hensley

http://youtu.be/_P2LjWPnKsM

 

Direct download: Money_Matters_Episode_90.mp3
Category:Financial Literacy -- posted at: 10:08am PDT
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When spring fever hits and you start tossing out old clothes and scrubbing the floors, don't forget to give your finances some fresh air, too. Today we discussed how do we get started Spring cleaning our finances.

Today we were joined live in the studio with  AVP of South Texas Community programs with Comerica Bank and Houston Money Week partner, Vanessa Reed

Vanessa Reed, AVP of the South Texas Community Reinvestment programs for Comerica Bank.  Reed's priorities include affordable housing, education including financial literacy and small business and job training programs.  Reed joined Comerica Bank in 2000.  

A graduate of University of New Orleans, she holds a bachelor's degree in Business Management with a concentration in accounting.

Reed serves on numerous boards and committees including Change Happens! and the Greater Houston Black Chamber of Commerce formerly Houston Citizens Chamber of Commerce. She is an active member of The Fort Bend Church where she serves on the Accounting Team.  She is also a member of the National Association of Professional Women.

Mrs. Reed is the wife of Kevin Reed and mother of Jordan and Parker Reed.

If you would like to find out more about Houston Money Week by clicking on the link below:

www.houstonmoneyweek.org

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

 

Direct download: Money_Matters_Episode__87.mp3
Category:Financial Literacy -- posted at: 1:25pm PDT
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So we made it through Christmas, but here it is January and we still are barely juggling the bills? How do you make a plan of attack to get back on track? Do you have a Christmas credit card hangover? 

We explored a cure for the Christmas credit card hangover w/Jennifer Guzman from Texas Capital Bank and Houston Money Week Partner.

Native Houstonian Jennifer M. Guzman lived in Washington, DC and San Antonio, TX before returning home to Houston.

 

Jennifer obtained a Bachelor of Arts degree with a major in Political Science from George Washington University and a Master of Public Administration degree from University of Texas at San Antonio. During her undergraduate study, Jennifer worked for DC Reads, an organization with a mission to alleviate the illiteracy rate in Washington, DC among elementary school children. She tutored Pre-Kindergarten and Special Education students for two years. After moving back to Texas, Jennifer began volunteering full-time for two large non-profit organizations in San Antonio: Alzheimer’s Association and Girl Scouts of Southwest Texas. Jennifer began working full-time for Girl Scouts of Southwest Texas as Teen Program Manager where she designed and implemented leadership development programs for girls in 21 counties.

 

After graduating with her Master’s degree, Jennifer began working for Texans Can Academies in San Antonio at San Antonio Can High School and later at Houston Can Academy in development. She currently works for Texas Capital Bank in Houston. Jennifer has written several foundation grants and has developed many community partnerships to better organize her community.

 

Jennifer was named “Miss Gulf Coast USA” in 2004 and competed in the “Miss Texas USA” pageant under the “Miss Universe” system. She has served on many boards including Multicultural Education and Counseling through the Arts, George Washington Alumni Club in Houston and San Antonio, Bexar County Community Plan, Bexar County Young Democrats and YMCA of Greater San Antonio. Most recently she was elected to the George Washington University Alumni Association Board of Directors as a Member At Large where she will serve a 3-year term with the task of engaging alumni internationally. She has consulted with political campaigns in San Antonio. During the 2010 election, she worked with Dr. Masarrat Ali for the open Texas house seat in district 122 that runs through Bexar County.

 

Jennifer currently lives in Houston with her husband Matthew and their two children: Matthew (age 7) and Maverick (age 2). When not working, Jennifer enjoys spending time with her family, cooking vegetarian and playing the piano.

 

You can follow Jenny on twitter  at @jenjentheguru or visit her online at:

http://www.texascapitalbank.com/

 

To find out more about Houston Money Week and how you can become involved visit:

www.Houstonmoneyweek.org

 

Also mentioned on todays show:

http://hispanic-forum.org/

Check the events section for the free College Planning seminar in Feb

 


You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎HMW2015

Direct download: Money_Matters_Episode_84.mp3
Category:Financial Literacy -- posted at: 1:12pm PDT
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In the past if someone wanted to rob you they would buy a knife. They would wait in a dark alley and when you passed by they would stick you up. With the invention of the locomotive the same thief was able to scale his business by robbing hundreds during a train heist. Fast forward to last year December. 1 out of every 3 Americans were exposed to the Target data breach last year. Millions of people had money and personal information stolen.  

With the recent SONY hack we are looking at the possibility of nation states versus nation states in a cyber warfare setting.

Today we were joined today by President of CMIT Solutions / Northwest Houston Suburbs, Camille Hamilton 

 

Camille Hamilton, Owner of CMIT Solutions/Northwest Houston Suburbs and has over twenty-nine years experience in the Information Technology industry. Prior to starting her own business in 2000, she worked primarily for Fortune 500 energy companies in their IT services departments. In 2000, she decided to bring her expertise to the small business sector and purchased a CMIT Solutions franchise.

 

Her experience of analyzing business processes and finding solutions to automate those processes allow her to help small and growing businesses. Her team of qualified and certified professionals allows CMIT Solutions to offer quality and affordable IT solutions. Her company’s goal is to become the leader in outsourced IT services to small and growing businesses. CMIT Solutions/Northwest Houston Suburbs was a finalist in November 2004 & was awarded in November 2005, the Small Business Award presented by the Small Business Development Center’s Advisory Council of the Lone Star College System.


To find out more about Camille Hamilton you can visit his website at:

http://www.cmitsolutions.com/northwest-houston-suburbs


You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎Camhamilton

Direct download: Money_Matters_Episode_82.mp3
Category:Financial Literacy -- posted at: 12:50pm PDT
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Doctors may be experts at treating patients. But when it comes to running their own businesses, many are making rookie mistakes. In an environment of rising health-care costs and declining reimbursement, many physicians often find themselves having to see twice the amount of patients to earn the same amount of money. The burden on physicians to navigate the cost of doing business while remaining cash-flow positive results in less than 20-20 vision when it comes to managing their finances. Sworn into practice by taking a vow to prescribe treatments that are good for their patients, most physicians simply don't have the time to focus their efforts on a regimen of financial fitness. Ultimately, it takes a dose of reality, such as poor budgeting that projects a delayed retirement, that propels physicians to seek financial advice.

We were joined today by Vicki Rackner MD who is the president of www.tagetingdoctors.com .

Dr. Vicki Rackner is a former surgeon and nationally noted expert on physician engagement. She helps financial services professionals acquire physician clients.

After treating tens of thousands of patients over her medical career and holding a clinical faculty appointment at the University of Washington School of Medicine, she left the operating room to help all medical stakeholders partner more effectively.

You may have seen her quoted in the Wall Street Journal, on CNN or in the Washington Post, to name a few. You may have heard her interviewed on NPR. Or you may have read one of her books.

   

To find out more about Vicki Rackner MD you can visit his website at:

www.targetingdoctors.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

#DrVickiRackner

 

Direct download: Money_Matters_Episode_81.mp3
Category:Financial Literacy -- posted at: 1:16pm PDT
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If you went to school to do something creative for a living, you were probably taught the latest software (at the time). You were probably taught how to develop a concept and defend the finished product. You were probably taught the basic principles of your craft. BUT you probably never learned things like:

We were joined today by Nik Parks who is the co-founder of Launching Creative and the host of Launching Creative podcast.  launching Creative's mission is to serve you and teach you to become Anti-Starving Artists.

 

 

 

To find out more about Nik you can visit his website at:

www.thelaunchingcreative.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

Direct download: Money_Matter_Episode_80.mp3
Category:Financial Literacy -- posted at: 10:12am PDT
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