The Houston Midtown Chapter of The Society for Financial Awareness Presents MONEY MATTERS with Christopher Hensley (financial literacy)

2/3's of Americans do not have a written budget. If you combine credit card debt , keeping up with the Joneses and holiday spending you have a recipe for financial disaster. 

Today we were joined by Founder and President of The Bridgepath , Rudy Cavazos Jr. . We discussed budgeting, credit card debt and how to plan ahead for holiday spending instead of waiting to the last minute.

To learn more about Rudy Cavazos Jr. visit:

www.thebridgepath.org 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversary–advisors-consider-social-security-s-impact–future-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#TheBridgePath

Direct download: MMEPISODE153.mp3
Category:Financial Literacy -- posted at: 2:39pm PDT
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In January 2015, life changed dramatically for us... we decided it was time to give up on our ordinary life, follow our dreams and travel the world. Why wait until we retire?  Why wait until the kids have left home?  We decided to do it now, WITH our kids.

So this is our story... our journey as we've created a new life for ourselves. Some may say we are crazy, some simply don't understand, but the decision to give up our location dependent life to become digital nomads has ignited something within us.  We are excited.

Today we were joined by travel blogger, Karen King. We discussed traveling on a budget, traveling with kids and even how to find free room and board while traveling.

 

Direct download: MMEPISODE151.mp3
Category:Financial Literacy -- posted at: 1:00pm PDT
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Money Does NOT Have to be a Serious, Stuffy Subject The Financial Guides look like real people, talk like real people, and are real people. They have real life experience and are here to help you reach all your goals. Financial Foundations is a series of books to teach kids about money, goal setting, and living a balanced life.  

Determined to be more than just another insurance salesman, Tammy founded The Financial Guides. She set about working with clients in a totally different fashion.  Feeling that everyone needs a sound financial education she created her first class “Financial Journeys”. The goal was to provide the accurate, unbiased, basic information in simple English that we all require, but can’t easily find. 


We were joined by Tammy Johnston author of The Financial Guides Series and host of the Financial Fun Podcast.

Direct download: MMEpisode148.mp3
Category:Financial Literacy -- posted at: 12:56pm PDT
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Most parents will do just about anything to secure happy lives and bright futures for their kids. Add in competition with other parents and near-constant pressure, their drive to give their kids the best of everything can backfire, setting back the child and the household finances.

Brett Graff, "The Home Economist," exposes how overspending can harm children by setting back intellect and encouraging narcissism, depression and unhealthy or unsafe habits. By unearthing research on pricey baby gear, oversized houses, so-called "educational" toys and after-school lessons, expensive sports equipment and private coaching, even certain organic products and unregulated "natural" medicines - she even has eye-opening findings on private schools versus public schools - Graff proves that we can spend too much getting our kids ahead and wind up instead setting them back. 

 
Not Buying It proves that sound, rational decision-making about spending is far more beneficial for our kids than purchases made out of fear, pressure and confusion. With Graff's guidance, you'll confidently create the financial strategy that's best for your family, not the one pushed by marketers or practiced by your neighbors. Not Buying It is your blueprint for emotional and financial freedom, and the stability your children deserve.


We were joined by Brett Graff, The Home Economist .

Brett Graff is a former US government economist who today is a family finance expert reporting the information that helps families maximize their money and their lives. A nationally syndicated columnist, her pieces – called THE HOME ECONOMIST – run first in The Miami Herald and then in over 400 media outlets across the country including the Chicago Tribune and The Kansas City Star.

Direct download: MMEpisode145.mp3
Category:Financial Literacy -- posted at: 12:28pm PDT
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When it comes to taxes, many file early if they are getting money back or wait to the last minute if they owe. Once we make it past the April deadline there is a sense of relief. Now that taxes are done, now what?
We were joined by the Executive Director of the Credit Coalition, Sherrie Young. 

Sherrie Young serves as the Executive Director of the Credit Coalition, a HUD Approved Housing Counseling Agency, whose membership includes Houston area financial institutions, community organizations, community leaders and other related businesses and organizations.  She is the Credit Coalition’s lead instructor and foreclosure intervention, credit, homebuyer and reverse mortgage counselor.  Aside from counseling and conducting Credit Coalition classes, Sherrie participates in many community events to help spread the word about financial education, Individual Development Accounts, free VITA site tax preparation assistance, and other programs that can help families build and retain their assets. She is the Chair of the Counseling Committee of the Greater Houston Housing Coalition and Co-Chair of the Counseling Committee of the Texas Foreclosure Prevention Task Force.

Sherrie is a certified homebuyer education provider under the Texas Statewide Homebuyer Education Program and a HUD Certified Reverse Mortgage Counselor. She completed her Accredited Financial Counselor Certification in 2007 and holds NCHEC Certifications in Financial Capability, Housing Counseling, Pre-purchase Homeownership Education and Foreclosure Intervention and Default Counseling.

To learn more about the Credit Coalition visit:

www.Creditcoalition.org

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversary--advisors-consider-social-security-s-impact--future-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:


http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#creditcoalition

Direct download: MMEpisode140.mp3
Category:Financial Literacy -- posted at: 7:36am PDT
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April is National Financial Literacy month. We are kicking of April with Houston Money Week partner Ebony Thomas.  

We were joined by founder and president of God's Money God's Way Ministries, Ebony Thomas.  We discussed spring cleaning your finances and much more!  

In 2009, amidst the economic downturn, God blessed Ebony Thomas with the concept of GMGW; God’s Money God’s Way Ministries, a faith-based non-profit organization committed to helping individuals and families achieve economic empowerment through inspirational financial education. With the creation of GMGW, Ebony became a servant with a message of hope in the midst of the financial turmoil by offering workshops and special programming aimed at breaking the chains of debt and building a path to financial freedom.

To learn more about Ebony visit:

www.gmgw.com

To learn more about Houston Money Week 2016 visit:

www.houstonmoneyweek.org

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary–advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON #GMGWMinistries

Direct download: Money_Matters_Episode_136.mp3
Category:Financial Literacy -- posted at: 2:56pm PDT
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In an effort to keep up appearances, many people live far beyond their means, causing unnecessary stress and financial hardship. Poor decisions surrounding money can wreak havoc on every area of life.

This week we were joined by author and financial counselor, William S. Matthews. We discussed his new book, credit reports and much more!  

To learn more about William visit:

www.williamsmatthews.com

To learn more about Houston Money Week 2016 visit:

www.houstonmoneyweek.org

You can keep up to date with the ACA changes at :

www.houstonfirstfinancialgroup.com then click health insurance

or to compare different plans in Texas, check subsidies and enroll go to my site at:

https://www.healthsherpa.com/?_agent_id=christopher-hensley

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary–advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON #MrWSMatthews

Direct download: Money_Matters_Episode_135.mp3
Category:Financial Literacy -- posted at: 7:31am PDT
Comments[0]

They are savvy, independent, skeptical and far more fiscally conservative than some might think.

This week we were joined by Certified Financial Planner and Podcaster Shannah Game. We discussed the millennial mindset, student loans and much more.  

To learn more about Shannah:

www.yourmillennialmoney.com

To learn more about Houston Money Week 2016 visit:

www.houstonmoneyweek.org

You can keep up to date with the ACA changes at :

www.houstonfirstfinancialgroup.com then click health insurance

or to compare different plans in Texas, check subsidies and enroll go to my site at:

https://www.healthsherpa.com/?_agent_id=christopher-hensley

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary–advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON #ShannahGame

Direct download: Money_Matters_Episode_134.mp3
Category:Financial Literacy -- posted at: 2:30pm PDT
Comments[0]

Every year in December we witness families who overextend their budget just to keep up with the Jones's. Only in January when it is time to pay the credit card bill do we ask the question - How do we prevent this from happening next year?

Friday we were joined live in the studio by Author and Speaker Lonnie Mathews. We discussed how to cure the Christmas credit card hangover. We also kicked off Houston Money Week 2016 which is coming up in April of 2016.

To learn more about Lonnie visit:

www.lonniemathews.com

To learn more about Houston Money Week 2016 visit:

www.houstonmoneyweek.org

You can keep up to date with the ACA changes at :

www.houstonfirstfinancialgroup.com then click health insurance

or to compare different plans in Texas, check subsidies and enroll go to my site at:

https://www.healthsherpa.com/?_agent_id=christopher-hensley

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary--advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎KPFTHOUSTON‬ ‪#‎HoustonMoneyWk

Direct download: Money_Matters_Episode_129.mp3
Category:Financial Literacy -- posted at: 12:52pm PDT
Comments[0]

College is a time of new found freedom for many students. But that can spell trouble if that freedom applies to personal finances too. Students need to understand basic money management skills such as living within a budget and handling credit and debt. A solid financial foundation can lead to a lifetime of financial success.

We were joined on the show by Patsy Collins. Patsy Collins is the Director of the Student Money Management Center at Sam Houston State University.  She is an Accredited Financial Counselor and is the Association for Financial Counseling Planning and Education’s - Counselor of the Year.  She is also a contributing author to Dr. Jay Liebowitz’ book Financial Literacy Education:  Addressing Student, Business, and Government Needs.  Patsy doesn’t believe that graduates from Sam Houston State University should live paycheck to paycheck.  With that goal in mind, the Student Money Management Center teaches the students at Sam Houston State University how to deliberately and intentionally aggregate wealth so they don’t just survive – they thrive!

To learn more about visit:

WWW.shsu.edu

You can keep up to date with the ACA changes at :

www.houstonfrstfinancialgroup.com then click health insurance

or to compare different plans in Texas, check subsidies and enroll go to my site at:

https://www.healthsherpa.com/?_agent_id=christopher-hensley

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary–advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

@SamHoustonState @KPFTHouston

Direct download: MoneyMatterEpisode128.mp3
Category:Financial Literacy -- posted at: 9:00am PDT
Comments[0]