The Houston Midtown Chapter of The Society for Financial Awareness Presents MONEY MATTERS with Christopher Hensley

In the history of disease we have never before faced such rampant levels of illnesses. We are turning to prescriptions for answers, but they do not address the root cause of diseases. The truth is our health is not completely dictated by our genes. Our meat and dairy diets are the primary cause of our alarming rise in chronic health problems and disease.

Shushana Castle and Amy-Lee Goodman are a seasoned co-author team passionate about helping others change their diet, to improve their lives. This duo aims to spread the message about how our food, health, and environment are all interconnected. The authors have appeared on dozens of TV and radio shows interviewing leading doctors and scientists in their respective fields about how our food choices are intimately connected to our health and the environmental crisis

To learn more about Shushana and Amy-Lee you can visit their website at:

www.rethinkfoodbook.com

or

Rethink Food - 100 Doctors Can't Be Wrong

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

 

 

Direct download: Money_Matters_Episode_48.mp3
Category:Corporate Social Responsibility -- posted at: 11:06am PST
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What would Washington, Jefferson, Madison, Lincoln, the Roosevelts, Truman, and Eisenhower have done about today’s federal debt crisis?

America’s Fiscal Constitution tells the remarkable story of fiscal heroes  who imposed clear limits on the use of federal debt, limits that for two centuries were part of an unwritten  constitution. Those national leaders  borrowed only for four extraordinary purposes and  relied on  well-defined budget practices to balance federal spending and revenues.

On todays episode we were joined by former Houston Mayor Bill White.

Bill White is senior advisor at Lazard, a firm advising corporate leaders and governments worldwide. He served as Houston’s Mayor and was twice re-elected with an average vote of 88 percent. He also served as the Deputy Secretary of Energy of the United States in the Clinton administration. He received the prestigious John F. Kennedy Profiles in Courage Award for his leadership in response to Hurricane Katrina and the Governing Official of the Year Award by Governing magazine. He has worked as the CEO of a successful business and as a member of numerous corporate boards. In 2010 he received more votes for governor of Texas than any Democratic candidate in the state’s history.

#billwhitetx  @billwhitetx

To Find out more about Bill White you can visit:

 

www.billwhiteauthor.com

or

America's Fiscal Constitution 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: MM47.mp3
Category:Financial Literacy -- posted at: 1:44pm PST
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Is that fancy, expensive college degree really worth the cost of several years of tuition, room and board and books? Everyone knows that the cost of education is skyrocketing, but the answer is still YES!

Wondering which colleges have the best ROI? Return on investment is the “financial return” from any investment of money, or in this case, the income amount above and beyond what a high school graduate would make. The investment is the cost of that degree, on average, minus the average student financial aid at each college.

As a general rule, college IS worth the investment, not only in terms of increased incomes, but also for job security and happiness. But not all colleges (or degrees) are made equally in this sense. Some colleges, such as private schools, generally cost twice as much as in-state public schools. Some colleges have a closer network of alumni which may help in job prospects, while others have really high graduation rates.

Want to see how Texas college compare on ROI and graduation rates? You might be surprised!

Rank

School Name

2013 Cost 

20 Year

Net ROI

Graduation Rate

1

Rice University

$200,200

$633,400

92%

2

Texas A&M University – Main Campus (In-State)

$91,040

$566,700

80%

3

University of Texas (UT) – Austin (In-State)

$106,100

$497,100

79%

4

Prairie View A & M University (In-State)

$87,080

$494,900

36%

5

LeTourneau University

$150,900

$436,000

61%

6

University of Texas at Dallas(In-State)

$99,520

$435,400

64%

7

University of Houston (UH)(In-State)

$98,320

$409,300

46%

8

University of Texas at Arlington (UTA) (In-State)

$97,410

$402,500

40%

9

Southern Methodist University (SMU)

$226,100

$401,900

80%

10

Texas Tech University (In-State)

$88,390

$398,800

62%

11

Lamar University (In-State)

$97,520

$352,000

32%

12

Wayland Baptist University

$90,060

$344,300

36%

13

Texas Woman’s University  (In-State)

$74,390

$338,700

45%

14

Texas A&M University – Kingsville Campus (In-State)

$77,980

$307,700

32%

15

Concordia University – Austin, TX

$152,300

$307,400

34%

16

Trinity University

$178,000

$297,700

80%

17

Texas A&M University – Corpus Christi Campus (In-State)

$86,640

$292,100

39%

18

Texas Christian University (TCU)

$188,400

$288,100

75%

19

Dallas Baptist University

$126,800

$287,000

54%

20

University of North Texas (UNT) (In-State)

$84,920

$277,400

48%

21

University of Texas at El Paso (UTEP) (In-State)

$94,580

$275,900

38%

22

Sam Houston State University (In-State)

$80,490

$269,700

48%

23

Baylor University

$189,800

$253,100

75%

24

St. Mary’s University – San Antonio, TX

$160,000

$250,700

57%

25

Texas Wesleyan University

$136,800

$247,100

37%

26

Midwestern State University (MSU) (In-State)

$72,190

$242,500

40%

27

West Texas A & M University(In-State)

$78,010

$234,200

44%

28

Tarleton State University (TSU) (In-State)

$78,850

$233,600

39%

29

University of Texas at San Antonio (UTSA) (In-State)

$94,100

$231,600

28%

30

Texas State University – San Marcos Campus (In-State)

$87,290

$222,400

55%

31

University of Texas – Pan American (UTPA) (In-State)

$71,480

$216,900

39%

32

University of Texas at Tyler(In-State)

$83,460

$214,600

41%

33

Houston Baptist University

$156,900

$201,500

44%

34

Southwestern University

$181,100

$197,400

75%

35

Abilene Christian University

$156,500

$186,600

59%

36

Angelo State University (In-State)

$82,330

$176,200

31%

37

Lubbock Christian University

$124,500

$160,900

43%

38

Stephen F. Austin State University (SFA) (In-State)

$94,330

$154,800

44%

39

Saint Edward’s University

$171,300

$136,100

69%

40

University of Mary Hardin-Baylor (UMHB)

$145,800

$128,900

46%

41

Texas A&M University – Commerce Campus (In-State)

$83,910

$125,300

36%

42

Texas Southern University(In-State)

$102,200

$124,900

12%

Source- Payscale.com (2014)

2013 Costs= The total cost to attend that school (tuition, room and board, books and supplies) weighted for the length of time it takes most students to graduate with a bachelor’s degree.

Net ROI= The total income that a graduate will earn after graduation in 20 years of working, minus both what they would have earned as a high school graduate and the cost of college (tuition, room and board, books and supplies), minus the average financial aid amount awarded to students at that school if that filter has been selected. It is their net earnings in 20 years as a college graduate.

Some interesting things to point out:

Average Texas college graduation rate is about 50%. TSU and UT-San Antonio have horrible grad rates at 12% and 28%, respectively.

Not surprisingly, Texas A&M has the highest ROI rate. It graduates a lot of engineers and boasts a strong Aggie network.

Others in the top ROI rate include: Prairie View A&M, UT, Texas Tech, Texas Women’s University, UT Dallas, and University of Houston.

Colleges that round out the bottom of that list are St. Edwards, University of Mary Hardin Baylor, Southwestern University, Abilene Christian University and TSU. The first three don’t even have a positive return on the financial costs!

Obviously, one chart with a couple of metric is not enough to judge an entire college and its programs, but parents and college-bound students should keep these numbers in mind when picking colleges and trying to save for the expenses.

  By

Category:College Funding and Financial Aid -- posted at: 7:54am PST
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Money Matters Episode 46- Taking Massive Action towards your goals W/ Guest Grant Cardone

"Anything conducted in standard amounts simply won't get the job done. The normal levels of action at which most people operate fail to take into account the effects of various forces- such as gravity, age, resistance, timing and the unexpected... people will try to take from you what they are unable to create themselves... succeed so big that no one person or event or series of missteps can take you down! Average levels of anything will fail you- or at the very least put you at risk"

The 10x Rule page 63

Today we were joined by bestselling author Grant Cardone. We learned how to kick it up a notch when it comes to pursuing your financial and life goals.

#GrantCardone @GrantCardone

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

 

Direct download: Money_Matters_Episode_46.mp3
Category:Self Development -- posted at: 2:30pm PST
Comments[0]

"Anything conducted in standard amounts simply won't get the job done. The normal levels of action at which most people operate fail to take into account the effects of various forces- such as gravity, age, resistance, timing and the unexpected... people will try to take from you what they are unable to create themselves... succeed so big that no one person or event or series of missteps can take you down! Average levels of anything will fail you- or at the very least put you at risk"

The 10x Rule page 63

Join us tommorow morning when we are joined by bestselling author Grant Cardone. You will learn how to kick it up a notch when it comes to pursuing your financial and life goals.

#GrantCardone @GrantCardone

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Category:Self Development -- posted at: 9:05am PST
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Of the nearly 20 million Americans who attend college each year, about 12 million borrow, according to the Almanac of Higher Education. Estimates show that the average four-year graduate accumulates $26,000 to $29, in loans, and some leave college with six figures worth of debt.

Today we were joined by speaker and College Planning expert Jolyn Brand. Jolyn's company Brand College Consulting helps families figure out there best options when it comes to getting into a school and coming up with the funds to pay for college tuition.

To learn more about Jolyn you can visit her website:

WWW.brandcollegeconsulting.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_45.mp3
Category:College Funding and Financial Aid -- posted at: 12:11pm PST
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