The Houston Midtown Chapter of The Society for Financial Awareness Presents MONEY MATTERS with Christopher Hensley

If you went to school to do something creative for a living, you were probably taught the latest software (at the time). You were probably taught how to develop a concept and defend the finished product. You were probably taught the basic principles of your craft. BUT you probably never learned things like:

We were joined today by Nik Parks who is the co-founder of Launching Creative and the host of Launching Creative podcast.  launching Creative's mission is to serve you and teach you to become Anti-Starving Artists.

 

 

 

To find out more about Nik you can visit his website at:

www.thelaunchingcreative.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

Direct download: Money_Matter_Episode_80.mp3
Category:Financial Literacy -- posted at: 10:12am PST
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Listen in tommorow on KPFT 90.1 FM during the 4 o'clock news. I will be interviewed about the Money Matters show, give a year end wrap up and a sneak peak of the exciting changes we have planned for 2015.

 

12/23/2014 @ 4:00 PM

 

You can listen live by tuning in to 90.1 on the FM dial or www.kpft.org listen live. You can also listen to other episodes of the podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

Category:general -- posted at: 6:37pm PST
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Money Matters Episode 79- Americans Flunk Retirement Income Readiness, Now What? W/ Jamie Hopkins

Retirement income literacy is of essential importance to the financial security of retired Americans. With limited or no ability to earn additional money through work, this group must know how much they need to accumulate by the time they retire and know how to manage their money during retirement.

Further, retirement income literacy will become more important  as the number of people entering 
retirement with defined benefit plan guaranteed lifetime income decreases, life expectancy at age 65 
increases, and Social Security income decreases due to increases in the age of entitlement for full 
benefits.  In addition, the increases in Medicare premium taken out of Social Security retirement 
benefits each year will likely be higher than the cost of living adjustments to Social Security.

 

We were joined today by Associate Professor of Taxation, Associate Director of the New York Life Center for Retirement Incomeand Larry R. Pike Chair in Insurance & Investments for the American College, Jamie Hopkins.  

 

To find out more about the American College visit the website at:

www.theamericancollege.edu

Also mentioned on the show today:

Forbes Article about new MYRA by Jamie Hopkins

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft #theamerican college #forbes

Direct download: Money_Matters_Episod_79.mp3
Category:Retirement -- posted at: 1:43pm PST
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"I can think of no other condition that places such heavy burden on society, families and communities and of course the economy."

- Dr. Margaret Chan, Director General, World Health Organization

More than 5 million Americans are living with Alzheimer's, the most common form of dementia, and unless a medical breakthrough is discovered that number is expected to soar to more than 7 million by 2025 and may be as high as 16 million by mid-century.

While deaths from other diseases, such as breadt cancer, heart disease and HIV declined from 2000-10, deaths from Alzheimers increased 68 percent during the same period. 

We were joined today by President and Chief Executive Officer of Alzheimers Foundation of America, Charles J. Fuschillo, Jr.  

 

To find out more about Alzheimer's Foundation of America visit the website at:

www.alzfdn.org

Also mentioned on the show today:

www.americanmedical-id.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

 

 

Direct download: Money_Matter_Episode_78.mp3
Category:Financial Literacy -- posted at: 11:41am PST
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When life hands you lemons what do you do? Well complaining certainly doesn't help anything, and nobody really listens anyway. Truth is, most successful people have failed their way to the top. For every successful person that you see, what you don't see is the trail of bankruptcies, failed partnerships, and pricey mistakes that made them who they are today. So does that mean every entrepreneur has to go through the same horrors, heartaches and pain? Is there any way to avoid this?

Well one way is to learn from the experiences of others. . .

MJ Gottlieb's How To Ruin A Business Without Really Trying takes a new and exciting approach to help entrepreneurs by telling them what “not” to do. The book uses fifty-five painstaking, yet hysterical tales throughout MJ Gottlieb’s 21-year journey as an entrepreneur to highlight some of the most prevalent and destructive mistakes entrepreneurs make when running a business today.

Truth-be-told, entrepreneurs simply do NOT like to be told what to do. Learning from the mistakes of others however, takes the ego out of the equation so entrepreneurs can learn objectively, while still allowing them to enjoy the freedom of their own experience.

 

We were joined today by author, MJ Gottilieb.  We discussed his new book:

 How To Ruin A Business Without Really Trying

 

To find out more about MJ visit his website at:

www.hustlebranding.com

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

 

Direct download: Money_Matters_Episode_77.mp3
Category:Self Development -- posted at: 2:07pm PST
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How do some startups go from zero to billions in mere months? How did Alexander the Great, YouTube tycoon Michelle Phan, and Tonight Show host Jimmy Fallon climb to the top in less time than it takes most of us to get a promotion? What do high-growth businesses, world-class heart surgeons, and underdog marketers do in common to beat the norm?

One way or another, they do it like computer hackers. They employ what psychologists call "lateral thinking: to rethink convention and break "rules" that aren't rules.

These are not shortcuts, which produce often dubious short-term gains, but ethical "smartcuts" that eliminate unnecessary effort and yield sustainable momentum. In Smartcuts, Snow shatters common wisdom about success, revealing how conventions like "paying dues" prevent progress, why kids shouldn't learn times tables, and how, paradoxically, it's easier to build a huge business than a small one.

From SpaceX to The Cuban Revolution, from Ferrari to Skrillex, Smartcuts is a narrative adventure that busts old myths about success and shows how innovators and icons do the incredible by working smarter—and how perhaps the rest of us can, too.

We were joined today by author and journalist, Shane Snow.  We discussed his new book Smartcuts.

 

To find out more about Shane visit his website at:

www.shanesnow.com

For the book click here:

Smartcuts: How Hackers, Innovators and Icons Accelerate Success

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

 

Direct download: Money_Matters_Episode_76.mp3
Category:Self Development -- posted at: 7:14am PST
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Here is your 2014 year end checklist. As you'll see, it's quick and should take about 3 minutes to complete.

The checklist covers events, milestones, taxes, investments, medical accounts, and retirement plans- areas that often need attention at the end of the year. 

I strongly encourage you to complete this checklist as soon as possible. If you see areas that need attention, we should address them right away. 

If you have a friend or family member who could benefit from this year-end checklist, please let me know and i'll be happy to send them one as well with no obligation. If you have any questions, feel free to message me or give me a call.

Best Wishes,

 

Christopher Hensley 

 

Click Here:

2014 End of the Year Financial Planning Checklist

 

Category:general -- posted at: 8:07am PST
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By 2015, 77 million Americans will be 50 to 69 years old! As the first generation to be so long-lived, we face the challenge of taking personal responsibility for the quality of our extended lives. Well be log-term pioneers, making the second part of our lives as rich and rewarding as the first, if not more so. But aging isn't the point. The point is lifelong development- our ability to live skillfully each day with the opportunities, choices, and changes that will happen inside and outside of our plans; it's knowing what we'll have to be great at beyond fifty to lead vigorous, creative lives in our eighties and nineties.

We were joined today by author George H. Schofield, PH.D.  We discussed life after 50 and the revolution in planning and retirement.

 

To find out more about George visit his website at:

www.georgeschofield.com

For the book click here:

After 50 It's Up to Us - Developing the Skills and Agility We'll Need

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 

Direct download: MoneyMatterEpisode75.mp3
Category:Retirement -- posted at: 12:58pm PST
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Feeling financially tapped, emotionally trapped? Do you feel the heat rise in you every time you pay bills or feel the aggravation of watching a loved one waste money? Is your money nerve pinched? 

We were joined today by CPA and author, Bob Wheeler. We discussed the The emotional side of money, the suffering artist syndrome and his experiences as the CFO of the Comedy Store, George Carlin and how comedians handle money. 

Bob Wheeler is a CPA with over twenty-five years of experience. His world travels led him to all points on the globe, especially those at high altitudes. He has climbed Mt. Kilimanjaro in Africa and arrived at the Base Camp Everest in Nepal, as well as several smaller mountains in between. With warmth and humor, his experiences on the road, in the office, or in a Grecian marathon feed his wit as a stand-up comic. Bob grew up in Clarksville, Tennessee, and graduated from Rhodes College. He now lives in Santa Monica, California, where he owns an accounting firm and serves as the CFO of The Comedy Store..  

 

Click here to see the letter from George Carlin I mentioned on the the Show 

 

To find out more about Bob visit his website at:

 

www.themoneynerve.com 

 

For the book click here:

 

The Money Nerve: Navigating the Emotions of Money

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

 

or

 

www.moneymatterspodcast.com   

Direct download: Money_Matters_Episode_74.mp3
Category:Comedy -- posted at: 12:58pm PST
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Well I guess Reliant picked trick for us since one of its trucks accidentally knocked out the power at KPFT this morning. FM was able to still go on with a generator but HD3 transmitter was offline. Futurist and author Dr. George Schofield was nice enough to reschedule for the 14th of November. We will be back on the air next week as usual. 

Category:general -- posted at: 12:47pm PST
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On November 4th citizens in Alaska, Florida, Oregon and Washington will cast ballots on marijuana initiatives. Other states are likely to consider legalization in upcoming elections. Just how much money is at stake?

We were joined today by managing partner of MedMen, Adam Bierman. We discussed the financial implications of states that have either medical dispensaries or legalized marijuana.

Adam Bierman has become an industry leader featured on CNBC, Huffington Post, LA Times and more. He has applied his knowledge of the medical marijuana industry to build the MedMen, which is the first and leading full-service consulting and management firm of its kind, providing opportunities for marijuana business operators.  

 

To find out more about Adam visit his website at:

www.MedMen.com

 
You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com                          

Direct download: MONEYMATTERSEPISODE73.mp3
Category:general -- posted at: 1:17pm PST
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"What changes do I need to know about before enrolling in health insurance for 2015?" Last year at this same time of the year I got certified for ACA enrollment to help people in enrolling in the new ACA exchange. Its hard to believe that a year has gone by since ACA rolled out. Open enrollment for the Affordable Healthcare Act begins Nov 15th 2014 - Feb 15th 2015 For 2015.

On todays show we were joined by Ben Geyerhahn. Ben is a member of New York Governor Cuomo's Health Benefit Exchange Advisory Committee and CEO of BeneStream.     

To find out more about Ben visit his website at:

www.benestream.com

 

You can keep up to date with the ACA changes at :

www.houstonfirstfinancialgroup.com then click health insurance

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: MONEYMATTERSEPISODE72.mp3
Category:Affordable Care Act -- posted at: 1:27pm PST
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Pulitzer Prize-winning historian Edward J. Larson recovers a crucially important—yet almost always overlooked—chapter of George Washington’s life, revealing how Washington saved the United States by coming out of retirement to lead the Constitutional Convention and serve as our first president.

After leading the Continental Army to victory in the Revolutionary War, George Washington shocked the world: he retired. In December 1783, General Washington, the most powerful man in the country, stepped down as Commander in Chief and returned to private life at Mount Vernon. Yet as Washington contentedly grew his estate, the fledgling American experiment floundered. Under the Articles of Confederation, the weak central government was unable to raise revenue to pay its debts or reach a consensus on national policy. The states bickered and grew apart. When a Constitutional Convention was established to address these problems, its chances of success were slim. Jefferson, Madison, and the other Founding Fathers realized that only one man could unite the fractious states: George Washington. Reluctant, but duty-bound, Washington rode to Philadelphia in the summer of 1787 to preside over the Convention.

Although Washington is often overlooked in most accounts of the period, this masterful new history from Pulitzer Prize-winner Edward J. Larson brilliantly uncovers Washington’s vital role in shaping the Convention—and shows how it was only with Washington’s support and his willingness to serve as President that the states were brought together and ratified the Constitution, thereby saving the country.

On todays show we were joined by Pulitzer Prize winning author Ed Larson. We discussed his newest book The Return of George Washington.   

To find out more about his book visit:

The Return of George Washington: 1783-1789

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode__71.mp3
Category:general -- posted at: 12:50pm PST
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On todays show we were joined by Steve Scanlon Co-Founder of GuardVest. We discussed what questions you should ask a Financial Advisor before working with one. We also discussed what to avoid when working with a Financial Advisor.   

Before co-founding GuardVest, Steve Scanlon enjoyed a stellar career for more than 20 years as a financial executive with an inherent understanding of how investment performance should be inexorably tied to productivity. A 10-year veteran at AllianceBernstein, one of the largest
money management firms in the world, Scanlon held several key positions including Global Head of Sales while based in the New York City headquarters. A staunch advocate for accountability versus performance, Scanlon was frustrated by the lack of reporting knowledge within the financial advisory world, and co-founded GuardVest as an independent measurement service to hold advisors accountable

To learn more about Steve you can visit his website at:

www.guardvest.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode__70.mp3
Category:Financial Literacy -- posted at: 12:08pm PST
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Molly Fletcher has learned a lot over the past two decades while negotiating $500 million worth of deals on behalf of hundreds of the nation's premiere athletes, coaches and television commentators. She reveals the strategies, tips, and insights that have made her wildly successful first as a sports agent and now as a corporate consultant and keynote speaker.

On todays show we were joined by Author, Molly Fletcher. We discussed her new book A Winner's Guide to Negotiating - How Conversation Gets Deals Done .  

Nicknamed “the female Jerry Maguire” by CNN, Molly Fletcher spent nearly two decades as a female sports agent recruiting the top athletes, coaches and media personalities in the game. In 2010, she started her own company, MWF Enterprises, which serves clients through a variety of services, including: keynote speaking, team building programs and online learning.

To read more about his book click here:

A Winner's Guide to Negotiating- How Conversation Gets Deals Done

To learn more about Molly you can visit his website at:

www.MollyFletcher.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Matters_Episode__69.mp3
Category:Self Development -- posted at: 1:28pm PST
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Money Matters Episode 68- Emote: Using Emotions to Make Your Message Memorable W/ Vikas Jhingran

Many people fear public speaking more than death. Most wish they could do it bettter, or at least avoid the sweating, stuttering jitters that plague them before any presentation or speech.

Vikas Jhingran has been there. He was so poor at speaking in public that his supervisor wouldnt let him make presentations to clients-even though he had done all the work

Surprisingly, few professional speakers and presenters understand speeches or presentations at a fundamental level. Their overly prescriptive approach actually ends up confusing the speech and the tools that are used to deliver it, instead of connecting with the essential part of speaking- that which engages listeners with the message and the emotions that go with it.

On todays show we were joined by Author, Vikas Gopal Jhingran. We discussed his new book Emote: Using Emotion to Make Your Message Memorable.  

Vikas Gopal Jhingran is an MIT-trained engineer and researcher who used to suffer from poor speaking skills, due in part to being both an introvert and an immigrant. He studied public speaking to impove in this area and eventually won the Toastmasters 2007 World Championship of Public Speaking, the first East Indian and only the 2nd Asian to do so in the 80-year history of the competition. He lives with his wife and two sons in Houston, Texas.    

To read more about his book click here:

Emote: Using Emotions to Make Your Message Memorable 

To learn more about Vikas you can visit his website at:

www.vikasjhingran.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode__68.mp3
Category:Self Development -- posted at: 12:33pm PST
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We are in the midst of a momentous event in the evolution of human consciousness, but they won't be talking about it in the news tonight. - Eckhart Tolle, self-help guru

Open up your mind, in pours the trash. - Meat Puppets, "desert punk" band

On todays show we were joined by Emmy award winning correspondent for ABC News and co-anchor for Nightline and the weekend edition of Good Morning America, Dan Harris. We discussed his new book 10% Happier.  

After having a nationally televised panic attack on Good Morning America, Dan Harris knew he had to make some changes. A lifelong nonbeliever, he found himself on a bizarre adventure, involving a disgraced pastor, a mysterious self-help guru, and a gaggle of brain scientists. Eventually, Harris realized that the source of his problems was the very thing he always thought was his greatest asset: the incessant, insatiable voice in his head, which had both propelled him through the ranks of a hyper-competitive business and also led him to make the profoundly stupid decisions that provoked his on-air freak-out.

We all have a voice in our head. It’s what has us losing our temper unnecessarily, checking our email compulsively, eating when we’re not hungry, and fixating on the past and the future at the expense of the present. Most of us would assume we’re stuck with this voice – that there’s nothing we can do to rein it in – but Harris stumbled upon an effective way to do just that. It’s a far cry from the miracle cures peddled by the self-help swamis he met; instead, it’s something he always assumed to be either impossible or useless: meditation. After learning about research that suggests meditation can do everything from lower your blood pressure to essentially rewire your brain, Harris took a deep dive into the underreported world of CEOs, scientists, and even marines who are now using it for increased calm, focus, and happiness.

To read more about his book click here:

10% Happier

To learn more about Dan Harris you can follow him on twitter at:

@danbharris 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode__67.mp3
Category:Self Development -- posted at: 10:52am PST
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Ms Pig E. Banks is all about change-- change in the piggy bank and change in the way readers think about money!

On todays show we discussed teaching children how to save at an early age. We were joined by author and speaker Ajshay James. We also discussed credit,budgeting and communicating about money in a relationship.

To learn more about Ajshay James you can visit her website at:

www.mspigebanks.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_66.mp3
Category:Financial Literacy -- posted at: 12:29pm PST
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Swords to ploughshares is a concept in which military weapons or technologies are converted for peaceful civilian applications.

The ploughshare is often used to symbolize creative tools that benefit mankind, as opposed to destructive tools of war, symbolized by the sword, a similar sharp metal tool with an arguably opposite use. --Wikipedia

On todays show we discussed using drone technology for peaceful, civillian applications. Specifically we looked at improving agriculture and energy by using visual analytics. We were joined by Dr. Marcelo Sant'Anna Data Scientist and engineer behind the company Powerdrones Inc.

To learn more about Dr. Sant'Anna or PowerDrones Inc. you can visit there website at:

www.powerdrones.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_65.mp3
Category:general -- posted at: 12:48pm PST
Comments[0]

Have you ever gotten your child dressed for school only to learn that they had outgrown their clothes overnight? How about those expensive calculators we are expected to buy when school starts. Backpacks, pens, paper... do they even use all the stuff that we have to buy.  

Returning guest Teri Gault founder and CEO of The Grocery Game joined us to talk about how to save money during back to school time.

Teri Gault is founder and CEO of TheGroceryGame.com, a leading grocery savings website in the US. Teri's systematic savings approach kept her family afloat during times of financial hardship and ultimately led to their success. She has dedicated her life to helping other families thrive and prosper.

Teri shares savings secrets in her first book, "Shop Smart, Save More", written with Sheryl Berk and published by Harper Collins.

Her new book, 'The Grace of Saving', by Teri Gault and Paul Joseph Gulino, is the heart-warming story, from Oklahoma to Hollywood, about her upbringing and rise from an everyday mom in time of need, to one of the country's leading savings experts. There are also great savings tips.

She is currently working on a third book, '31 Days to Save', coming soon!

 

To learn more about Teri you can visit her website at:

www.thegrocerygame.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

 

Direct download: Money_Matter_Episode_64.mp3
Category:Financial Literacy -- posted at: 10:48am PST
Comments[0]

"Delightfully Soapy....[Crazy Rich Asians] eats its chiffon cake and has it too, simultaneously tut-tutting many of its characters for their vapid materialism while reveling in milieu's sybaritic excess." - The Wall Steet Journal 

Today we were joined by New York Times bestsellling author, Kevin Kwan. Kevin was born and raised in Singapore. He currently lives in Manhattan but started in Houston from age 10 through college. He is a fan of KPFT and was excited to be on the show. Crazy Rich Asians is his first novel, it has been optioned for film and Kwan recently completed the sequel.    

To learn more about Kwan you can visit his website at:

www.kevinkwanbooks.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_63.mp3
Category:Financial Literacy -- posted at: 11:31am PST
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"Teaching is the greatest act of optimism."

-Colleen Wilcox    

We were joined today by teacher, author and financial coach Danny Kofke. Danny is a special education teacher and financial literacy coach in Georgia. He is also the author of two personal finance books - "A Simple Book of Financial Wisdom: Teach Yourself (and Your Kids) How to Live Wealthy with Little Money" and "How To Survive (and perhaps thrive) On A Teacher's Salary." He has written a third book - "A Bright Financial Future: Teaching Kids About Money Pre-K through College for Life-Long Success" - currently being published by Wyatt MacKenzie Publishing Company and scheduled for release this September.

  

To learn more about Danny you can visit his website at:

www.dannykofke.blogspot.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: MoneyMattersEpisode62.mp3
Category:Financial Literacy -- posted at: 11:40am PST
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Most college graduates leave school with tens of thousands of dollars in student loan debt. Author Shanice miller actually graduated debt-free and even rceived $10,000 back from her college.   

Shanice Miller graduated from the University of Maryland Baltimore Dental School in 2011. With the high costs associated with attending a dental school, Shanice is no stranger to worrying about paying for college and wondering if she will be able to even afford to go to college. Knowing she wouldn’t have much help from her parents, Shanice was forced to figure out the solution to her problem.   

To learn more about Shanice you can visit her website at:

www.debtfreecollegegrad.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_61.mp3
Category:College Funding and Financial Aid -- posted at: 1:45pm PST
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By now, we've all had it drilled into our heads that cooking at home is less expensive than eating out..... so more and more people are doing it. There are other things you can do, while cooking at home, to save yourself money. Today we were joined by food blogger Pamela Braun.  

Pamela Braun is a recipe designer and blogger. Pamela designs recipe's for My Man's Belly as well as for several private and corporate clients. She is a freelance writer and public speaker.   

To learn more about Pamela you can visit her website at:

www.mymansbelly.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_60.mp3
Category:Financial Literacy -- posted at: 12:27pm PST
Comments[1]

Its Summer time again. If you have flown recently you might have noticed that airlines have switched their frequent flyer policies. Most recently United has joined with other airlines who have switched to revenue based miles. What does this mean for customers who are use to saving money with frequent flyer miles. Today we will learn how to save on travel expenses, cuto down on our energy bill and even save money during wedding season.

Andrea Woroch is a nationally-recognized consumer and money-saving expert, helping consumers find simple solutions to their financial woes while influencing healthier spending and saving habits. With a finger on the pulse of American consumerism, Andrea dissects savings trends for the media, encompassing everything from retail industry insights and consumer-buying behavior to travel and groceries.

To learn more about Andrea you can visit her website at:

www.andreaworoch.com   

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_59.mp3
Category:Financial Literacy -- posted at: 12:51pm PST
Comments[0]

Of all the things these athletes have accomplished, nothing is more impressive than their mastery of the state known to researchers as “flow.” Most of us have at least passing familiarity with flow. If you’ve ever lost an afternoon to a great conversation or gotten so involved in a work project that all else is forgotten, then you’ve tasted the experience. In flow, we are so focused on the task at hand that everything else falls away. Action and awareness merge. Time flies. Self vanishes. Performance goes through the roof.

Today we were joined by New York Times Bestselling Author Steven Kotler. Steven Kotler is a New York Times bestselling author, award-winning journalist, and cofounder and director of research for the Flow Genome Project. His books include The Rise of Superman, Abundance, A Small, Furry Prayer, West of Jesus, and The Angle Quickest for Flight. His work has been translated into thirty languages and his articles have appeared in more than seventy publications, including New York Times Magazine, Atlantic Monthly, Wired, and Forbes. You can find him online at www.stevenkotler.com or writing Far Frontiers, a blog for Forbes.com: www.forbes.com/sites/stevenkotler.

To learn more about Steven you can visit his website at:

www.riseofsuperman.com

or

www.flowgenomeproject.co

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: MoneyMattersEpisode58.mp3
Category:Self Development -- posted at: 10:29am PST
Comments[0]

Wealth is not new. Neither is charity. But the idea of using private wealth imaginatively, constructively, and systematically to attack the fundamental problems of mankind is new. - John Gardner

Today we were joined by local Houstonian Theresa Roemer to discuss Philanthropy. Theresa Roemer is the CEO of Theresa Roemer, LLC and a small business owner who specializes in business philanthropy. She owns several home goods companies in Houston, Texas and is a partner in Roemer Oil. Theresa is an expert in business philanthropy and is engaged by large companies such as LVMH to raise hundreds of thousands of dollars on behalf of charities like the American Heart Association and the American Red Cross.

To learn more about Theresa you can visit her website at:

www.theresaroemerceo.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_57.mp3
Category:Charitable Giving -- posted at: 1:28pm PST
Comments[0]

The U.S. Department of Labor Statistics in 2010 reported that approximately two million people work for the United States federal government, not including those employees by the postal service or military. The United States government is by far our country's largest employer and provides extensive employee benefits.

Our guest today was Author and CFP Brian Kuhn. We discussed the ins and outs of the Federal Employee Benefits.

Brian Kuhn is a family wealth advisor with Planning Solutions Group, LLC. With 13 years in the financial planning field, he works with families and individuals, with a specific focus on government employees, in the area of retirement planning, wealth preservation, and insurance protection.

To learn more about Brian you can visit his website at:

www.psgclarity.com

Or his book at:

Total Compensation: A Practical Guide to Federal Employee Benefits

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode56.mp3
Category:Retirement -- posted at: 12:39pm PST
Comments[0]

For many Social Security might be the only form of income they have when it comes time to retire. Almost every day we see headlines in the news telling us that Social Security is being depleted. Is Social Security in trouble? If so what does this mean to us?

Our guest today, former regional commisioner of the Social Security Department, Gordon Sherman.

Gordon Sherman is retired from 43-years of service to the military and federal government. During the last 23 years of his career, he was the southeast regional commissioner of the Social Security Administration.  Mr. Sherman’s many banking affiliations over the years included board positions for Citizens & Southern Bank of Gwinnett County, East Metro Division of Citizens & Southern Bank of Atlanta, The Enterprise Bank of Dunwoody, Georgia, Fidelity National Bank, Fidelity Southern and Regions Bank of Atlanta where he served as board chairman. The National Public Service Award, Ewell T. Bartlett Humanity in Government Award, three Presidential Executive Awards and a Making The King Holiday Award are among the many accolades Sherman has received. He earned a B.S. from Auburn University, a J.D., LL.M. and an honorary LL.D. from Woodrow Wilson College of Law and is a graduate of the Senior Governmental Managers Program, Harvard University, the U.S. Army Command and General Staff College and the Industrial College of the Armed Forces.

To contact Gordon Sherman you can email him at gordosherman@aol.com

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: MoneyMattersEpisode55.mp3
Category:Retirement -- posted at: 1:04pm PST
Comments[0]

As a Financial Advisor one the most common problems I help people solve is the question "What if I outlive my money?" We have 10,000 babyboomers making the decision to retire every hour. It will be this way for the next 20 years. If we ask the same question from a macro view we get this- "What are the financial implications of a society that is living longer?"

Our guest today, was Author and Cardiologist, Dr. Joel K. Kahn, M.D.

To learn more about Dr. Kahn you can visit his website at:

www.drjoelkahn.com

and 

The Holistic Heart Book

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_54.mp3
Category:Financial Literacy -- posted at: 3:06pm PST
Comments[0]

We are at the end of May and we are smack dab in the middle of wedding season. Friends, family members and coworkers starting down the road to a hopefully life long relationship. When it comes to Love and Money is a prenuptial agreement something you should consider before getting married? Today we will discuss prenuptial agreements as well as other topics related to Love and Money.

Our guest today, was Attorney and Blogger, Regina DeMeo.

To learn more about Regina you can visit his website at:

www.reginademeo.com

and www.genxsmartie.blogspot.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_53.mp3
Category:Financial Literacy -- posted at: 10:46am PST
Comments[0]

As old habits and consticting thoughts fall away, you naturally create the fulfilling life you desire. Because you see more opportunities around you ... creative ideas flow easily... and you take action in ways that support, not limit, you.

For instance, money situations that used to trigger procrastination, fear,or anger just don't affect you anymore. Instead you move forward, getting things done smoothly because you simply stop getting in your own way.

Our guest today, was founder of WealthClinic.com, Leisa Peterson.

To learn more about Leisa you can visit his website at:

www.wealthclinic.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: MoneyMattersEpisode52.mp3
Category:Financial Literacy -- posted at: 12:54pm PST
Comments[0]

In Lean In for Graduates Sheryl Sandberg updates her 1.6 million-copy book Lean In, which debuted at #1 on the New York Times Best Seller list and remains on the list a year later. This new edition offers essential advice for graduates entering a competitive job market. Sandberg acknowledges the uncertainty and fear many students experience once they leave school and begin their hunt for full-time employment. "Theres no Question the world moves faster today," Sandberg writes , "or that you are entering a struggling economy." In light of this, Sandberg has created a handboook for those entering the job market to help them succeed.

In Lean in for Graduates, a team of experts joins Sandberg to offer advice to graduates.

Our guest today, was compensation expert and author of the negotiation chapter in Sheryl Sandberg's bestselling book Lean in for Graduates, Kim Keating.

To learn more about Kim you can visit his website at:

www.keatingadvisors.com

or

www.leaniin.org

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_51.mp3
Category:general -- posted at: 1:48pm PST
Comments[0]

Money Matters Episode 50- Healthy Money Healthy You W/ Andrea Travillian

Today was our 50th episode! Money is stessful. I am sure that this is absolutely no surprise to you. But, did you know that the increase in stress because of your money is impacting your health & your happiness? In fact, it increasing your risk for many diseases including heart disease, migraines, insomnia and more.

Our guest today, Andrea Travillian author of Healthy Money Healthy You discussed the correlation between your health and your finances.

To learn more about Andrea Travillian you can visit his website at:

www.takeasmartstep.com

or

Healthy Money Healthy You

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: MoneyMattersEpisode50.mp3
Category:Financial Literacy -- posted at: 1:09pm PST
Comments[0]

During the glory of industrialism, from 1945 to 1965, our physical standard of living shot up. But during that that period, we also turned human beings into human "doings" and that entire generation was sadly labeled the silent generation, who were taught to act at work like children; to shut up; don't make waves and go out quietly.

Our guest today, Chuck Blakeman author of "Why Employees Are Always a Bad Idea" confronts the seven core business diseases of the industrial age that were developed for the factory system. According to Blakeman, those management practices will not serve us anymore.

To learn more about Chuck Blakeman you can visit his website at:

www.chuckblakeman.com

or

Why Employees Are Always a Bad Idea

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_49.mp3
Category:Corporate Social Responsibility -- posted at: 1:31pm PST
Comments[0]

In the history of disease we have never before faced such rampant levels of illnesses. We are turning to prescriptions for answers, but they do not address the root cause of diseases. The truth is our health is not completely dictated by our genes. Our meat and dairy diets are the primary cause of our alarming rise in chronic health problems and disease.

Shushana Castle and Amy-Lee Goodman are a seasoned co-author team passionate about helping others change their diet, to improve their lives. This duo aims to spread the message about how our food, health, and environment are all interconnected. The authors have appeared on dozens of TV and radio shows interviewing leading doctors and scientists in their respective fields about how our food choices are intimately connected to our health and the environmental crisis

To learn more about Shushana and Amy-Lee you can visit their website at:

www.rethinkfoodbook.com

or

Rethink Food - 100 Doctors Can't Be Wrong

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

 

 

Direct download: Money_Matters_Episode_48.mp3
Category:Corporate Social Responsibility -- posted at: 11:06am PST
Comments[0]

What would Washington, Jefferson, Madison, Lincoln, the Roosevelts, Truman, and Eisenhower have done about today’s federal debt crisis?

America’s Fiscal Constitution tells the remarkable story of fiscal heroes  who imposed clear limits on the use of federal debt, limits that for two centuries were part of an unwritten  constitution. Those national leaders  borrowed only for four extraordinary purposes and  relied on  well-defined budget practices to balance federal spending and revenues.

On todays episode we were joined by former Houston Mayor Bill White.

Bill White is senior advisor at Lazard, a firm advising corporate leaders and governments worldwide. He served as Houston’s Mayor and was twice re-elected with an average vote of 88 percent. He also served as the Deputy Secretary of Energy of the United States in the Clinton administration. He received the prestigious John F. Kennedy Profiles in Courage Award for his leadership in response to Hurricane Katrina and the Governing Official of the Year Award by Governing magazine. He has worked as the CEO of a successful business and as a member of numerous corporate boards. In 2010 he received more votes for governor of Texas than any Democratic candidate in the state’s history.

#billwhitetx  @billwhitetx

To Find out more about Bill White you can visit:

 

www.billwhiteauthor.com

or

America's Fiscal Constitution 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: MM47.mp3
Category:Financial Literacy -- posted at: 1:44pm PST
Comments[0]

Is that fancy, expensive college degree really worth the cost of several years of tuition, room and board and books? Everyone knows that the cost of education is skyrocketing, but the answer is still YES!

Wondering which colleges have the best ROI? Return on investment is the “financial return” from any investment of money, or in this case, the income amount above and beyond what a high school graduate would make. The investment is the cost of that degree, on average, minus the average student financial aid at each college.

As a general rule, college IS worth the investment, not only in terms of increased incomes, but also for job security and happiness. But not all colleges (or degrees) are made equally in this sense. Some colleges, such as private schools, generally cost twice as much as in-state public schools. Some colleges have a closer network of alumni which may help in job prospects, while others have really high graduation rates.

Want to see how Texas college compare on ROI and graduation rates? You might be surprised!

Rank

School Name

2013 Cost 

20 Year

Net ROI

Graduation Rate

1

Rice University

$200,200

$633,400

92%

2

Texas A&M University – Main Campus (In-State)

$91,040

$566,700

80%

3

University of Texas (UT) – Austin (In-State)

$106,100

$497,100

79%

4

Prairie View A & M University (In-State)

$87,080

$494,900

36%

5

LeTourneau University

$150,900

$436,000

61%

6

University of Texas at Dallas(In-State)

$99,520

$435,400

64%

7

University of Houston (UH)(In-State)

$98,320

$409,300

46%

8

University of Texas at Arlington (UTA) (In-State)

$97,410

$402,500

40%

9

Southern Methodist University (SMU)

$226,100

$401,900

80%

10

Texas Tech University (In-State)

$88,390

$398,800

62%

11

Lamar University (In-State)

$97,520

$352,000

32%

12

Wayland Baptist University

$90,060

$344,300

36%

13

Texas Woman’s University  (In-State)

$74,390

$338,700

45%

14

Texas A&M University – Kingsville Campus (In-State)

$77,980

$307,700

32%

15

Concordia University – Austin, TX

$152,300

$307,400

34%

16

Trinity University

$178,000

$297,700

80%

17

Texas A&M University – Corpus Christi Campus (In-State)

$86,640

$292,100

39%

18

Texas Christian University (TCU)

$188,400

$288,100

75%

19

Dallas Baptist University

$126,800

$287,000

54%

20

University of North Texas (UNT) (In-State)

$84,920

$277,400

48%

21

University of Texas at El Paso (UTEP) (In-State)

$94,580

$275,900

38%

22

Sam Houston State University (In-State)

$80,490

$269,700

48%

23

Baylor University

$189,800

$253,100

75%

24

St. Mary’s University – San Antonio, TX

$160,000

$250,700

57%

25

Texas Wesleyan University

$136,800

$247,100

37%

26

Midwestern State University (MSU) (In-State)

$72,190

$242,500

40%

27

West Texas A & M University(In-State)

$78,010

$234,200

44%

28

Tarleton State University (TSU) (In-State)

$78,850

$233,600

39%

29

University of Texas at San Antonio (UTSA) (In-State)

$94,100

$231,600

28%

30

Texas State University – San Marcos Campus (In-State)

$87,290

$222,400

55%

31

University of Texas – Pan American (UTPA) (In-State)

$71,480

$216,900

39%

32

University of Texas at Tyler(In-State)

$83,460

$214,600

41%

33

Houston Baptist University

$156,900

$201,500

44%

34

Southwestern University

$181,100

$197,400

75%

35

Abilene Christian University

$156,500

$186,600

59%

36

Angelo State University (In-State)

$82,330

$176,200

31%

37

Lubbock Christian University

$124,500

$160,900

43%

38

Stephen F. Austin State University (SFA) (In-State)

$94,330

$154,800

44%

39

Saint Edward’s University

$171,300

$136,100

69%

40

University of Mary Hardin-Baylor (UMHB)

$145,800

$128,900

46%

41

Texas A&M University – Commerce Campus (In-State)

$83,910

$125,300

36%

42

Texas Southern University(In-State)

$102,200

$124,900

12%

Source- Payscale.com (2014)

2013 Costs= The total cost to attend that school (tuition, room and board, books and supplies) weighted for the length of time it takes most students to graduate with a bachelor’s degree.

Net ROI= The total income that a graduate will earn after graduation in 20 years of working, minus both what they would have earned as a high school graduate and the cost of college (tuition, room and board, books and supplies), minus the average financial aid amount awarded to students at that school if that filter has been selected. It is their net earnings in 20 years as a college graduate.

Some interesting things to point out:

Average Texas college graduation rate is about 50%. TSU and UT-San Antonio have horrible grad rates at 12% and 28%, respectively.

Not surprisingly, Texas A&M has the highest ROI rate. It graduates a lot of engineers and boasts a strong Aggie network.

Others in the top ROI rate include: Prairie View A&M, UT, Texas Tech, Texas Women’s University, UT Dallas, and University of Houston.

Colleges that round out the bottom of that list are St. Edwards, University of Mary Hardin Baylor, Southwestern University, Abilene Christian University and TSU. The first three don’t even have a positive return on the financial costs!

Obviously, one chart with a couple of metric is not enough to judge an entire college and its programs, but parents and college-bound students should keep these numbers in mind when picking colleges and trying to save for the expenses.

  By

Category:College Funding and Financial Aid -- posted at: 7:54am PST
Comments[0]

Money Matters Episode 46- Taking Massive Action towards your goals W/ Guest Grant Cardone

"Anything conducted in standard amounts simply won't get the job done. The normal levels of action at which most people operate fail to take into account the effects of various forces- such as gravity, age, resistance, timing and the unexpected... people will try to take from you what they are unable to create themselves... succeed so big that no one person or event or series of missteps can take you down! Average levels of anything will fail you- or at the very least put you at risk"

The 10x Rule page 63

Today we were joined by bestselling author Grant Cardone. We learned how to kick it up a notch when it comes to pursuing your financial and life goals.

#GrantCardone @GrantCardone

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

 

Direct download: Money_Matters_Episode_46.mp3
Category:Self Development -- posted at: 2:30pm PST
Comments[0]

"Anything conducted in standard amounts simply won't get the job done. The normal levels of action at which most people operate fail to take into account the effects of various forces- such as gravity, age, resistance, timing and the unexpected... people will try to take from you what they are unable to create themselves... succeed so big that no one person or event or series of missteps can take you down! Average levels of anything will fail you- or at the very least put you at risk"

The 10x Rule page 63

Join us tommorow morning when we are joined by bestselling author Grant Cardone. You will learn how to kick it up a notch when it comes to pursuing your financial and life goals.

#GrantCardone @GrantCardone

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Category:Self Development -- posted at: 9:05am PST
Comments[0]

Of the nearly 20 million Americans who attend college each year, about 12 million borrow, according to the Almanac of Higher Education. Estimates show that the average four-year graduate accumulates $26,000 to $29, in loans, and some leave college with six figures worth of debt.

Today we were joined by speaker and College Planning expert Jolyn Brand. Jolyn's company Brand College Consulting helps families figure out there best options when it comes to getting into a school and coming up with the funds to pay for college tuition.

To learn more about Jolyn you can visit her website:

WWW.brandcollegeconsulting.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_45.mp3
Category:College Funding and Financial Aid -- posted at: 12:11pm PST
Comments[0]

On todays show we learned what a zero waste lifestyle is. We also learned how it can help reduce the footprint we leave on the planet as well as save us lots of money.

 

In Zero Waste Home, Bea Johnson shares the story of how she simplified her life by reducing her waste. Today, Bea, her husband, Scott, and their two young sons produce just one quart of garbage a year, and their overall quality of life has changed for the better: they now have more time together, they’ve cut their annual spending by a remarkable 40 percent, and they are healthier than they’ve ever been. 
 

 

You can learn more about Bea Johnson by visting her Blog at:

 

www.zerowastehome.com

 

or find her book at:

 

Zero Waste Home: The Ultimate Guide to Simplifying Your Life by Reducing Your Waste

 

 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

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or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_44.mp3
Category:Education -- posted at: 11:34am PST
Comments[0]

In the coming decades the mushrooming costs of programs like Social Security, Medicare and Medicaid will leave our nation's youth in a swimming in a sea of red ink.

On today's show we posed the question "why should millenials carry the burden of social programs and benefits they are unlikely to receive?".

Our Guest today was Author and Financial Analyst Neil Grossman. In his book Generation WTF , Grossman raises the awareness of the coming generational storm and offers advice to 80 million millenials on how to save their future.

To findout more about Neil you can visit:

www.neilytics.com

or

Generation WTF

http://www.amazon.com/Generation-W-T-F-Neil-Grossman-ebook/dp/B00H7RAEC8/ref=as_li_ss_til?tag=wwwmoneymat00-20&linkCode=w01&creativeASIN=B00H7RAEC8

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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or

www.moneymatterspodcast.com

Direct download: MoneyMattersEP43.mp3
Category:Financial Literacy -- posted at: 11:12am PST
Comments[0]

Are you and your partner on the same page when it comes to retirement planning? Or…are you like millions of couples avoiding these critical conversations?

• If, When and How to Retire: Twice The Husband, Half the Income
• Let’s Talk About Money: Finances Without Fighting
• Changing Roles and Identity: I Don’t Do Windows!
• Time Together, Time Apart: I Love You and I Need My Space
• Health and Wellness: Will Medicare Pay for the Spa?

Enhance your communication skills, make decisions together and develop your shared vision for the second half of life.

You can find learn more about Roberta by visiting :

http://www.pathmaking.com/

or order a copy of the book here:

The Couple's Retirement Puzzle

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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or

www.moneymatterspodcast.com

Direct download: MMEP42.mp3
Category:Retirement -- posted at: 3:32pm PST
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Today we discussed the merits of waking up early with Andy Traub author of The Early To Rise Experience- Learn To Rise Early in 30 Days

I hate getting up early


I love being up early. If you're willing to take one minute a day to change your life then you can become an early riser. I wrote this book because as a father of three kids under five I needed time to work on myself and my business without neglecting my family. I found that time in the morning and it has changed my life forever. 

 

You can find out more visit :

 

www.earlytorisebook.com

Or to view his book click below:

 

The Early to Rise Experience - Learn To Rise Early In 30 Days

 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_Episode_41.mp3
Category:general -- posted at: 10:49am PST
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Today we discussed Long Term Care With Author Phyllis Shelton.

 

Phyllis Shelton is the President of LTC Consultants, a 22 year old national consulting company specializing in long-term care insurance consumer education and agent training. In addition to Protecting Your Family with Long-Term Care Insurance (2013), she is the author of The ABC s of Long-Term Care Insurance (2012) and Phyllis Shelton's Worksite Long-Term Care Insurance Toolbox (2011). Phyllis Shelton has 35 years of experience in virtually every phase of health care financing in addition to long-term care insurance: health insurance, managed care (PPOs, HMOs, etc.), Medicaid, Medicare, Medicare supplements, Medicare Advantage, Medicare Part D, cancer insurance, critical illness plans, and life settlements. She is profiled in publications such as Suze Orman's The Money Class, and The Savage Truth on Money, by Terry Savage, financial columnist for The Chicago Sun-Times, as a national expert in the long-term care insurance field. Her consumer website was highlighted in the January issue of OPRAH magazine.

Phyllis received the distinguished LIFE Foundation Client Service Award at the 2009 National Association of Independent Financial Advisors (NAIFA) convention and her full page client story was featured in the September 14, 2009 edition of Newsweek magazine. Her television appearances include a two-hour PBS documentary And Thou Shalt Honor, The Balancing Act and CNNfn.

She has been featured extensively in the Wall Street Journal and was profiled in the charter list published by Senior Market Advisor as one of the top ten professionals in the long-term care insurance industry nationally.

She speaks nationally on the role of long-term care insurance as part of the private sector s solution by making Medicaid payer of last resort for long-term care, which will save jobs by rescuing state budgets and keep families together by providing caregivers when most needed.

She resides in Tennessee with her husband Bill and two Labrador Retrievers, Jackson and Jed.

 

 

You can find out more visit :

 

www.gotltci.com

 

Or to view her books click below:

 

Protecting Your Family With Long Term Care Insurance

 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_Episode_40.mp3
Category:Financial Literacy -- posted at: 1:23pm PST
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Today we discussed Storytelling, Family History and Making a Legacy Video. We were joined by Stephani Twyford Owner of Legacy Multimedia.

 

We hear adages such as time is fleeting, life is short, and there’s no time like the present. When it comes to documenting the personal history of yourself or a loved one, these old adages couldn’t have more significance.

 

Stefani Twyford, Founder & President, has more than 14 years experience designing, developing, and implementing award-winning digital media solutions for families, organizations and companies. Prior to starting Legacy Multimedia, she was president of a successful Houston-based web design, e-commerce and marketing firm.

With degrees in design, psychology, and social work, Twyford is also creating a lasting legacy for digital media professionals by presenting and sharing her expertise with various related organizations. Twyford excels at helping people craft their stories and share their memories. Through her commitment to high-quality work and customer service, and a gift for putting people at ease, she creates award-winning video biographies and personal history legacies. Her firm commitment to the arts, to the technology community, and to women in business has helped many others and served as inspiration for the next generation of talented professionals.

 

You can find learn more about Stefani by visiting :

www.legacymultimedia.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: MoneymattersEpisode39.mp3
Category:Estate Planning -- posted at: 3:35pm PST
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Today we learned about Houston Money week and visited with HMW partner Money Management International. We were joined by Regional Director of Education and Community relations for MMI Rudy Cavazos Jr. We also discussed working with a non-profit credit counseling agency, financial literacy and credit card fraud

 

Recognized as a credit authority, Cavazos has represented MMI in numerous television, radio, print and online interviews.  He has hosted a weekly money management segment on a major San Antonio television station.  Also, Cavazos’ quotes have appeared in national periodicals such as Wall Street Journal, TIME Washington Post, Chicago Tribune and Newsweek magazine. Locally, you can find his quotes and articles in newspapers such as The Courier and The Galveston Daily News.

Cavazos joined MMI as a credit counselor at the Texas City, Texas office in 1996, where he assisted clients from Galveston County and South Houston and established relationships with local financial institutions.  In his 16 years at MMI, Cavazos has held several positions within the organization; counselor, community relations manager, regional director of counseling both in Houston and  San Antonio, Director of Public Relations, Regional Director, Industry Relations, Regional Director of Development and currently Regional Director of Education and Community Relations.

You can find learn more about Houston Money Week and Money Management International by visiting :

www.houstonmoneyweek.org   

and

www.moneymanagement.org

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_38.mp3
Category:Financial Literacy -- posted at: 11:43am PST
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Today we discussed Entrepreneurship and Real Estate with Jason Hartman.

Jason Hartman is the Founder and CEO of Platinum Properties Investor Network, The Hartman Media Company and The Jason Hartman Foundation. Starting with very little, Jason, at the age of 19, embarked on a career in real estate while promoting his unique Personal Branding methodology through which Jason says “virtually anyone can achieve wealth, notoriety and a high level of personal satisfaction”. Through creativity, persistence and hard work, he soon joined the ranks of the top one-percent of Realtors in the U.S. and in quick succession; earned a number of prestigious industry awards.

By 1997, Jason realized his entrepreneurial dream and purchased an Irvine, California real estate brokerage firm. He combined his dedication and business talents to become a successful entrepreneur, public speaker, author, and media personality. Jason’s latest accomplishment is the celebration of his first company’s 11 year anniversary. Over the last 20 years he developed his Complete Solution for Real Estate Investors™ where his innovative firm educates and assists investors in acquiring prudent investments nationwide for their portfolio. Jason’s highly sought after educational events, speaking engagements, and his ultra-hot “Creating Wealth Podcast” inspire and empower hundreds of thousands of people in 26 countries worldwide.

You can find learn more about jason by visiting :

www.jasonhartman.com  
or to check out his podcast network
www.hartmanmedia.com 
 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_Episode_37.mp3
Category:Financial Literacy -- posted at: 3:13pm PST
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Is Your Body Language Keeping You Broke?

Train your body to communicate with confidence and clarity-have your body match what your mouth says...

The popular phrase "leading from influence" takes for granted that influence derives chiefly from verbal communication. However, communication is about more than words. To get to the next level in your career, you must communicate with your entire self.

What Your Body Says gives you the straight-up "how-to" on unifying what you say with what you do, allowing you to better connect with other people and reach your full leadership potential. It gives you a clear and simple process to follow, all drawn from an intense study of how language impacts people's lives and emotions. Filled with useful tools, strategies, and techniques, this book gives you the key to

  • Speak intelligently while looking smart, engaging and real
  • Deliver unpleasant messages without pain or guilt
  • Having a committee meeting and getting something done
  • And more

 
 
We were joined on Friday morning with author Sharon Sayler to discuss her newest book :
 
 
 
 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: MoneMatters36.mp3
Category:general -- posted at: 6:55am PST
Comments[0]

Is Your Body Language Keeping You Broke?

Train your body to communicate with confidence and clarity-have your body match what your mouth says...

The popular phrase "leading from influence" takes for granted that influence derives chiefly from verbal communication. However, communication is about more than words. To get to the next level in your career, you must communicate with your entire self.

What Your Body Says gives you the straight-up "how-to" on unifying what you say with what you do, allowing you to better connect with other people and reach your full leadership potential. It gives you a clear and simple process to follow, all drawn from an intense study of how language impacts people's lives and emotions. Filled with useful tools, strategies, and techniques, this book gives you the key to

  • Speak intelligently while looking smart, engaging and real
  • Deliver unpleasant messages without pain or guilt
  • Having a committee meeting and getting something done
  • And more

 
 
Tune in on Friday morning when we are joined by author Sharon Sayler to discuss her newest book :
 
 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Category:Education -- posted at: 1:00pm PST
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On todays show we discuss the financial issues surrounding death. We were joined by author Karen Jones

 

Down deep, do any of us really expect to die? We push it away.

After all, the Road Runner always escaped the Coyote. Moose and Squirrel

survived countless plots by Boris and Natasha. It was Ensign What’s-His-

Name in the red shirt who got eaten by the salt vampire, not Captain Kirk.

So clearly, we’re immortal … until we aren’t anymore.

Author Karen Jones hasn’t died yet … but this hasn’t stopped

her from exploring every aspect of one of today’s most taboo subjects.

Humorous, insightful and completely practical, her new book Death for

Beginners: Your No-Nonsense, Money-Saving Guide to Planning for

the Inevitable helps readers quickly accomplish the difficult but necessary

task of planning for death. Breathe deeply and remain serene.

To Find out more about Karen you can vist her at:

 

WWW.deathforbeginners.com

 

 

or to purchase her book you can visit:

 

Death For Beginners : Your No-Nonsense, Money-Saving Guide to Planning for the Inevitable

 

 





You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


 

 

 

 

 

 

 

 

 

 

Direct download: Money_Matters_Episode_35.mp3
Category:general -- posted at: 12:00pm PST
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On todays show we discuss the topic how to find or get a Work-At-Home job. We were joined by author Leslie Truex

 

Leslie Truex truly knows how to combine comfort with making a living. For nearly two decades, she worked at home, often in her pajamas, and helping others do the same.

In 1998, Leslie started sharing her real life experiences and tips to other work-at-home wannabes through Work-At-Home Success. Today the website is recognized by telework and small business associations as a quality resource for work-at-home information. She has appeared on The Daily Buzz, CNN.com and in a host of other media outlets.

She is the author of The Work-At-Home Success Bible and several other homebased career books, informationproducts and online courses. She teaches telecommuting,work-at-home and publishing courses at Piedmont Virginia Community College. She has spoken at the Virginia Festival of the Book and the Virginia Writers Club.

 

To learn more about the book and Leslie you can visit:

The Work at Home Success Bible

www.workathomesuccess.com

 



 





You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Direct download: MoneyMattersEpisode34.mp3
Category:Self Employed -- posted at: 9:14am PST
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Today we will kicking of the first SOFA talk of 2014. This talk is hosted by the Houston Metropolitian Federal Credit Union and is open to the general public. If you work down town you can come on over from 12 to 1. HMFCU will be providing a FREE lunch to the first 50 who attend.

You can come visit us from 12-1 today @ 611 Walker.

 

Taking Control of Your Cash - Eliminating Debt

ü Tips on how to stop living paycheck to paycheck

ü Answer questions about your financial future



ü Useful information to aide in eliminating debt

 

Category:general -- posted at: 8:15am PST
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On todays show we discuss the topic how to save for college without going broke. We were joined by author Reecy Aresty.

 

For over three decades, Reecy has been pioneering a topic of immense concern to millions of families.  He takes great pride ensuring that students obtain that all-important edge at application time and helps parents employ legal strategies to pay less than they ever dreamed possible.  He’s the author of, How To Pay For College Without Going Broke, arguably the most revealing book ever written on college admissions & financial aid.  The only book of its kind available in Spanish, it is a virtual guide that takes families on a journey from the first day of 9th grade, up to and including going off to college. 

Founder and President of Payless For College, Inc., in Boca Raton, FL, and with clients on three continents, he has been presenting free seminars for years primarily in Florida, New England, the  San Francisco area, and has a coast-to-coast presence.  

Reecy and his book have received critical acclaim from parents, students, and the media all across America.  Guidance counselors, admissions experts, and college funding professionals have all used How To Pay For College Without Going Broke as a guide to enhance their practice.

To learn more about the book you can visit:



www.paylessforcollege.com

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: MMEP33.mp3
Category:College Funding and Financial Aid -- posted at: 7:54am PST
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