The Houston Midtown Chapter of The Society for Financial Awareness Presents MONEY MATTERS with Christopher Hensley (Financial Literacy)

It is a well known fact that there is a strong link between financial education and the ability to manage and save money. But did you know that the Banking on Kids program was specifically designed to begin this learning process at the elementary/middle school level.

In 1995, the first Banking On Kids student-run bank opened . It proved to showcase just how simple it is to teach "banking concepts" to very young children.

The intent of opening a bank within an elementary/middle school is threefold:

  1. To teach kids at a very young age the value of saving.
  2. To design a banking curriculum that would teach money issues i.e. the origin of money, compound and simple interest, banking systems, and the workings of the Federal Reserve, and
  3. To offer real-world experience by allowing students to operate a real bank using real money.

on the 100th episode of Money Matters we were joined in the studio by Radio Host  Lou Garino.

 

Lou is truly a serial entrepreneur with 3 decades of real, hardcore, business experience.  His thirst for new horizons includes over 20 years of award-winning experience in real estate as a realtor and investor. Lou was one of the first to coin the term "flipping houses" and is an expert in rehabing properties.  As Author of the upcoming book, Business Relationship Riches, Lou is excited about the opportunity to help others pursue their dreams through business success  by building better relationships and a better life. Lou is the Host of Business Newsmakers Radio with Lou Garino, a weekly talk radio show on Bloomberg radio in Houston, TX, Business 1110 KTEK, on the Wall Street Radio Network.  Previous host of House Talk with Lou, a now archived weekly business talk radio show on live streaming internet radio on Lone Star Internet Radio.

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft

#LouGarino

Direct download: Money_Matters_5-15-15.mp3
Category:Financial Literacy -- posted at: 7:38am PST
Comments[0]

We have all heard about the enviormental benefits of building green. How does building green translate into hard dollars? What is the economic impact of building green?

We were joined today by Mike Collignon Executive Director and Co-Founder.

Mike engages in national and state-level advocacy, co-produces quarterly research reports, and publishes a bi-monthly e-newsletter, a monthly member publication and a monthly feature in Green Builder® Magazine. He has presented at RESNET, the Pacific Coast Builders Conference and the Sustainable Disaster Recovery Conference. Mike has also delivered testimony at the IECC and IgCC final action hearings.

A former Market Manager of Residential for the Portland Cement Association (PCA), he supervised the $1.2 million residential co-op advertising program for regional and local promoters, delivered 10 guest lectures between Cal State University at San Luis Obispo, Cal State University at Chico and Middle Tennessee State University, and managed the 10,000+ sq. ft. Concrete Pavilion, the cement and concrete industry’s marquis annual presence at the Builders’ Show.

Mike received a Bachelor’s degree in Marketing with a minor in Advertising from Drake University.

You can find out more about The Green Builder Coalition by visiting the website at:

...

www.greenbuildercoalition.com  

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎gbcoalition

Direct download: mm_4-10-15.mp3
Category:Financial Literacy -- posted at: 1:15pm PST
Comments[0]

April is here and many of us are done with taxes. Now what? April is also Financial Literacy month and celebrated locally as Houston Money Week. Houston Money Week is a financial education initiative for people of all ages. FREE workshops are scheduled from April 11 - April 18, 2015.

 

We were joined today by Houston Money Week Partner Ogadi Fields

 

 

You can find out more about Houston Money Week  by visiting the website at:

www.houstonmoneyweek.org

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft 

#

Direct download: mm_4-3-15.mp3_mix.mp3
Category:Financial Literacy -- posted at: 2:03pm PST
Comments[0]

Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can’t get anywhere else.

Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year.  

On today's show we were once again joined by Suzanne Edwards, Money and Legal reporter for Houston Business Journal. Suzanne updated us on the local banking trends in Houston in relation to the oil market.

We were joined at the halfway mark by author Laurence Kotlikoff and discussed his newest book Get What's Yours: The Secrets to Maxing Out Your Social Security.

 

Laurence J. Kotlikoff is William Fairfield Warren Distinguished Professor and a professor of economics at Boston University.  He is also president of Economic Security Planning, Inc., a company specializing in financial planning software.  His company websites are ESPlanner.com and MaximizeMySocialSecurity.com.  He is author or co-author of sixteen books, including Spend ‘Til the End and The Coming Generational Storm (both with Scott Burns).  His work has appeared in The New York Times, The Wall Street Journal, The Financial Times, Bloomberg, Forbes, The Economist, Huffington Post, and other major publications.  He has served as a consultant to the International Monetary Fund, the World Bank, governments around the world, and major U.S. corporations including Merrill Lynch, Fidelity Investments, and AON.  In addition, he has provided expert testimony on numerous occasions to committees of Congress.  He lives in Boston.

 

 

You can find out more about Laurence Kotlikoff by visiting his website at:

www.getwhatsyours.org

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft #hbjsuzanne

 

 

Direct download: money_matters_3-20-15.mp3
Category:Financial Literacy -- posted at: 7:38pm PST
Comments[0]

Money Matters Episode 90- Collectible Cars: Is a Car an Asset or a Liability W/ Michael Foertsch

For me a car has always been a tool to get you from point A to B. I have said in the past that a car is a depreciating asset as soon as you drive it off the lot. The only exception to this rule is classic and/or collectible cars. I recently toured a classic and collectible car facility here in Houston that made me change my thinking. After learning about how much some of these cars have recently gone for at the auction I wanted to learn more about collecting cars. Even more interesting than the cars are the people behind them.  

 

Today we popped the hood and looked at the collectible and classic car market with Michael Foertsch, Owner of M. Brandon Cars.


Michael Foertsch is the owner of M. Brandon Motorcars, a small automobile dealership located in Houston. He specializes in Ferrari models from the 70s, 80s, and 90s, as well as other "interesting" sports cars. He is currently an apprentice concours judge for the International Association for the Conservation and Preservation of Ferrari Automobiles (IAC/PFA), and his personal cars have won Platinum awards at the prestigious Cavallino Classic. Before opening his dealership, he spent almost 20 years as a software engineer, and was a high performance driving instructor on the weekends.


 

You can find out more about Michael Foertsch by visiting her website at:

www.mbrandonmotorcars.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft #mbrandoncars

 

Things to consider when buying a car - Chris Hensley

http://youtu.be/_P2LjWPnKsM

 

Direct download: Money_Matters_Episode_90.mp3
Category:Financial Literacy -- posted at: 10:08am PST
Comments[0]

When spring fever hits and you start tossing out old clothes and scrubbing the floors, don't forget to give your finances some fresh air, too. Today we discussed how do we get started Spring cleaning our finances.

Today we were joined live in the studio with  AVP of South Texas Community programs with Comerica Bank and Houston Money Week partner, Vanessa Reed

Vanessa Reed, AVP of the South Texas Community Reinvestment programs for Comerica Bank.  Reed's priorities include affordable housing, education including financial literacy and small business and job training programs.  Reed joined Comerica Bank in 2000.  

A graduate of University of New Orleans, she holds a bachelor's degree in Business Management with a concentration in accounting.

Reed serves on numerous boards and committees including Change Happens! and the Greater Houston Black Chamber of Commerce formerly Houston Citizens Chamber of Commerce. She is an active member of The Fort Bend Church where she serves on the Accounting Team.  She is also a member of the National Association of Professional Women.

Mrs. Reed is the wife of Kevin Reed and mother of Jordan and Parker Reed.

If you would like to find out more about Houston Money Week by clicking on the link below:

www.houstonmoneyweek.org

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

 

Direct download: Money_Matters_Episode__87.mp3
Category:Financial Literacy -- posted at: 1:25pm PST
Comments[0]

So we made it through Christmas, but here it is January and we still are barely juggling the bills? How do you make a plan of attack to get back on track? Do you have a Christmas credit card hangover? 

We explored a cure for the Christmas credit card hangover w/Jennifer Guzman from Texas Capital Bank and Houston Money Week Partner.

Native Houstonian Jennifer M. Guzman lived in Washington, DC and San Antonio, TX before returning home to Houston.

 

Jennifer obtained a Bachelor of Arts degree with a major in Political Science from George Washington University and a Master of Public Administration degree from University of Texas at San Antonio. During her undergraduate study, Jennifer worked for DC Reads, an organization with a mission to alleviate the illiteracy rate in Washington, DC among elementary school children. She tutored Pre-Kindergarten and Special Education students for two years. After moving back to Texas, Jennifer began volunteering full-time for two large non-profit organizations in San Antonio: Alzheimer’s Association and Girl Scouts of Southwest Texas. Jennifer began working full-time for Girl Scouts of Southwest Texas as Teen Program Manager where she designed and implemented leadership development programs for girls in 21 counties.

 

After graduating with her Master’s degree, Jennifer began working for Texans Can Academies in San Antonio at San Antonio Can High School and later at Houston Can Academy in development. She currently works for Texas Capital Bank in Houston. Jennifer has written several foundation grants and has developed many community partnerships to better organize her community.

 

Jennifer was named “Miss Gulf Coast USA” in 2004 and competed in the “Miss Texas USA” pageant under the “Miss Universe” system. She has served on many boards including Multicultural Education and Counseling through the Arts, George Washington Alumni Club in Houston and San Antonio, Bexar County Community Plan, Bexar County Young Democrats and YMCA of Greater San Antonio. Most recently she was elected to the George Washington University Alumni Association Board of Directors as a Member At Large where she will serve a 3-year term with the task of engaging alumni internationally. She has consulted with political campaigns in San Antonio. During the 2010 election, she worked with Dr. Masarrat Ali for the open Texas house seat in district 122 that runs through Bexar County.

 

Jennifer currently lives in Houston with her husband Matthew and their two children: Matthew (age 7) and Maverick (age 2). When not working, Jennifer enjoys spending time with her family, cooking vegetarian and playing the piano.

 

You can follow Jenny on twitter  at @jenjentheguru or visit her online at:

http://www.texascapitalbank.com/

 

To find out more about Houston Money Week and how you can become involved visit:

www.Houstonmoneyweek.org

 

Also mentioned on todays show:

http://hispanic-forum.org/

Check the events section for the free College Planning seminar in Feb

 


You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎HMW2015

Direct download: Money_Matters_Episode_84.mp3
Category:Financial Literacy -- posted at: 1:12pm PST
Comments[0]

In the past if someone wanted to rob you they would buy a knife. They would wait in a dark alley and when you passed by they would stick you up. With the invention of the locomotive the same thief was able to scale his business by robbing hundreds during a train heist. Fast forward to last year December. 1 out of every 3 Americans were exposed to the Target data breach last year. Millions of people had money and personal information stolen.  

With the recent SONY hack we are looking at the possibility of nation states versus nation states in a cyber warfare setting.

Today we were joined today by President of CMIT Solutions / Northwest Houston Suburbs, Camille Hamilton 

 

Camille Hamilton, Owner of CMIT Solutions/Northwest Houston Suburbs and has over twenty-nine years experience in the Information Technology industry. Prior to starting her own business in 2000, she worked primarily for Fortune 500 energy companies in their IT services departments. In 2000, she decided to bring her expertise to the small business sector and purchased a CMIT Solutions franchise.

 

Her experience of analyzing business processes and finding solutions to automate those processes allow her to help small and growing businesses. Her team of qualified and certified professionals allows CMIT Solutions to offer quality and affordable IT solutions. Her company’s goal is to become the leader in outsourced IT services to small and growing businesses. CMIT Solutions/Northwest Houston Suburbs was a finalist in November 2004 & was awarded in November 2005, the Small Business Award presented by the Small Business Development Center’s Advisory Council of the Lone Star College System.


To find out more about Camille Hamilton you can visit his website at:

http://www.cmitsolutions.com/northwest-houston-suburbs


You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

‪#‎kpft‬

‪#‎Camhamilton

Direct download: Money_Matters_Episode_82.mp3
Category:Financial Literacy -- posted at: 12:50pm PST
Comments[0]

Doctors may be experts at treating patients. But when it comes to running their own businesses, many are making rookie mistakes. In an environment of rising health-care costs and declining reimbursement, many physicians often find themselves having to see twice the amount of patients to earn the same amount of money. The burden on physicians to navigate the cost of doing business while remaining cash-flow positive results in less than 20-20 vision when it comes to managing their finances. Sworn into practice by taking a vow to prescribe treatments that are good for their patients, most physicians simply don't have the time to focus their efforts on a regimen of financial fitness. Ultimately, it takes a dose of reality, such as poor budgeting that projects a delayed retirement, that propels physicians to seek financial advice.

We were joined today by Vicki Rackner MD who is the president of www.tagetingdoctors.com .

Dr. Vicki Rackner is a former surgeon and nationally noted expert on physician engagement. She helps financial services professionals acquire physician clients.

After treating tens of thousands of patients over her medical career and holding a clinical faculty appointment at the University of Washington School of Medicine, she left the operating room to help all medical stakeholders partner more effectively.

You may have seen her quoted in the Wall Street Journal, on CNN or in the Washington Post, to name a few. You may have heard her interviewed on NPR. Or you may have read one of her books.

   

To find out more about Vicki Rackner MD you can visit his website at:

www.targetingdoctors.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

#DrVickiRackner

 

Direct download: Money_Matters_Episode_81.mp3
Category:Financial Literacy -- posted at: 1:16pm PST
Comments[0]

If you went to school to do something creative for a living, you were probably taught the latest software (at the time). You were probably taught how to develop a concept and defend the finished product. You were probably taught the basic principles of your craft. BUT you probably never learned things like:

We were joined today by Nik Parks who is the co-founder of Launching Creative and the host of Launching Creative podcast.  launching Creative's mission is to serve you and teach you to become Anti-Starving Artists.

 

 

 

To find out more about Nik you can visit his website at:

www.thelaunchingcreative.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

Direct download: Money_Matter_Episode_80.mp3
Category:Financial Literacy -- posted at: 10:12am PST
Comments[0]

"I can think of no other condition that places such heavy burden on society, families and communities and of course the economy."

- Dr. Margaret Chan, Director General, World Health Organization

More than 5 million Americans are living with Alzheimer's, the most common form of dementia, and unless a medical breakthrough is discovered that number is expected to soar to more than 7 million by 2025 and may be as high as 16 million by mid-century.

While deaths from other diseases, such as breadt cancer, heart disease and HIV declined from 2000-10, deaths from Alzheimers increased 68 percent during the same period. 

We were joined today by President and Chief Executive Officer of Alzheimers Foundation of America, Charles J. Fuschillo, Jr.  

 

To find out more about Alzheimer's Foundation of America visit the website at:

www.alzfdn.org

Also mentioned on the show today:

www.americanmedical-id.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters


or

www.moneymatterspodcast.com

 #kpft

 

 

Direct download: Money_Matter_Episode_78.mp3
Category:Financial Literacy -- posted at: 11:41am PST
Comments[0]

On todays show we were joined by Steve Scanlon Co-Founder of GuardVest. We discussed what questions you should ask a Financial Advisor before working with one. We also discussed what to avoid when working with a Financial Advisor.   

Before co-founding GuardVest, Steve Scanlon enjoyed a stellar career for more than 20 years as a financial executive with an inherent understanding of how investment performance should be inexorably tied to productivity. A 10-year veteran at AllianceBernstein, one of the largest
money management firms in the world, Scanlon held several key positions including Global Head of Sales while based in the New York City headquarters. A staunch advocate for accountability versus performance, Scanlon was frustrated by the lack of reporting knowledge within the financial advisory world, and co-founded GuardVest as an independent measurement service to hold advisors accountable

To learn more about Steve you can visit his website at:

www.guardvest.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode__70.mp3
Category:Financial Literacy -- posted at: 12:08pm PST
Comments[0]

Ms Pig E. Banks is all about change-- change in the piggy bank and change in the way readers think about money!

On todays show we discussed teaching children how to save at an early age. We were joined by author and speaker Ajshay James. We also discussed credit,budgeting and communicating about money in a relationship.

To learn more about Ajshay James you can visit her website at:

www.mspigebanks.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_66.mp3
Category:Financial Literacy -- posted at: 12:29pm PST
Comments[0]

Have you ever gotten your child dressed for school only to learn that they had outgrown their clothes overnight? How about those expensive calculators we are expected to buy when school starts. Backpacks, pens, paper... do they even use all the stuff that we have to buy.  

Returning guest Teri Gault founder and CEO of The Grocery Game joined us to talk about how to save money during back to school time.

Teri Gault is founder and CEO of TheGroceryGame.com, a leading grocery savings website in the US. Teri's systematic savings approach kept her family afloat during times of financial hardship and ultimately led to their success. She has dedicated her life to helping other families thrive and prosper.

Teri shares savings secrets in her first book, "Shop Smart, Save More", written with Sheryl Berk and published by Harper Collins.

Her new book, 'The Grace of Saving', by Teri Gault and Paul Joseph Gulino, is the heart-warming story, from Oklahoma to Hollywood, about her upbringing and rise from an everyday mom in time of need, to one of the country's leading savings experts. There are also great savings tips.

She is currently working on a third book, '31 Days to Save', coming soon!

 

To learn more about Teri you can visit her website at:

www.thegrocerygame.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

 

Direct download: Money_Matter_Episode_64.mp3
Category:Financial Literacy -- posted at: 10:48am PST
Comments[0]

"Delightfully Soapy....[Crazy Rich Asians] eats its chiffon cake and has it too, simultaneously tut-tutting many of its characters for their vapid materialism while reveling in milieu's sybaritic excess." - The Wall Steet Journal 

Today we were joined by New York Times bestsellling author, Kevin Kwan. Kevin was born and raised in Singapore. He currently lives in Manhattan but started in Houston from age 10 through college. He is a fan of KPFT and was excited to be on the show. Crazy Rich Asians is his first novel, it has been optioned for film and Kwan recently completed the sequel.    

To learn more about Kwan you can visit his website at:

www.kevinkwanbooks.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_63.mp3
Category:Financial Literacy -- posted at: 11:31am PST
Comments[0]

"Teaching is the greatest act of optimism."

-Colleen Wilcox    

We were joined today by teacher, author and financial coach Danny Kofke. Danny is a special education teacher and financial literacy coach in Georgia. He is also the author of two personal finance books - "A Simple Book of Financial Wisdom: Teach Yourself (and Your Kids) How to Live Wealthy with Little Money" and "How To Survive (and perhaps thrive) On A Teacher's Salary." He has written a third book - "A Bright Financial Future: Teaching Kids About Money Pre-K through College for Life-Long Success" - currently being published by Wyatt MacKenzie Publishing Company and scheduled for release this September.

  

To learn more about Danny you can visit his website at:

www.dannykofke.blogspot.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: MoneyMattersEpisode62.mp3
Category:Financial Literacy -- posted at: 11:40am PST
Comments[0]

By now, we've all had it drilled into our heads that cooking at home is less expensive than eating out..... so more and more people are doing it. There are other things you can do, while cooking at home, to save yourself money. Today we were joined by food blogger Pamela Braun.  

Pamela Braun is a recipe designer and blogger. Pamela designs recipe's for My Man's Belly as well as for several private and corporate clients. She is a freelance writer and public speaker.   

To learn more about Pamela you can visit her website at:

www.mymansbelly.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_60.mp3
Category:Financial Literacy -- posted at: 12:27pm PST
Comments[1]

Its Summer time again. If you have flown recently you might have noticed that airlines have switched their frequent flyer policies. Most recently United has joined with other airlines who have switched to revenue based miles. What does this mean for customers who are use to saving money with frequent flyer miles. Today we will learn how to save on travel expenses, cuto down on our energy bill and even save money during wedding season.

Andrea Woroch is a nationally-recognized consumer and money-saving expert, helping consumers find simple solutions to their financial woes while influencing healthier spending and saving habits. With a finger on the pulse of American consumerism, Andrea dissects savings trends for the media, encompassing everything from retail industry insights and consumer-buying behavior to travel and groceries.

To learn more about Andrea you can visit her website at:

www.andreaworoch.com   

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_59.mp3
Category:Financial Literacy -- posted at: 12:51pm PST
Comments[0]

As a Financial Advisor one the most common problems I help people solve is the question "What if I outlive my money?" We have 10,000 babyboomers making the decision to retire every hour. It will be this way for the next 20 years. If we ask the same question from a macro view we get this- "What are the financial implications of a society that is living longer?"

Our guest today, was Author and Cardiologist, Dr. Joel K. Kahn, M.D.

To learn more about Dr. Kahn you can visit his website at:

www.drjoelkahn.com

and 

The Holistic Heart Book

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: Money_Matters_Episode_54.mp3
Category:Financial Literacy -- posted at: 3:06pm PST
Comments[0]

We are at the end of May and we are smack dab in the middle of wedding season. Friends, family members and coworkers starting down the road to a hopefully life long relationship. When it comes to Love and Money is a prenuptial agreement something you should consider before getting married? Today we will discuss prenuptial agreements as well as other topics related to Love and Money.

Our guest today, was Attorney and Blogger, Regina DeMeo.

To learn more about Regina you can visit his website at:

www.reginademeo.com

and www.genxsmartie.blogspot.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: Money_Matters_Episode_53.mp3
Category:Financial Literacy -- posted at: 10:46am PST
Comments[0]

As old habits and consticting thoughts fall away, you naturally create the fulfilling life you desire. Because you see more opportunities around you ... creative ideas flow easily... and you take action in ways that support, not limit, you.

For instance, money situations that used to trigger procrastination, fear,or anger just don't affect you anymore. Instead you move forward, getting things done smoothly because you simply stop getting in your own way.

Our guest today, was founder of WealthClinic.com, Leisa Peterson.

To learn more about Leisa you can visit his website at:

www.wealthclinic.com

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

 

Direct download: MoneyMattersEpisode52.mp3
Category:Financial Literacy -- posted at: 12:54pm PST
Comments[0]

Money Matters Episode 50- Healthy Money Healthy You W/ Andrea Travillian

Today was our 50th episode! Money is stessful. I am sure that this is absolutely no surprise to you. But, did you know that the increase in stress because of your money is impacting your health & your happiness? In fact, it increasing your risk for many diseases including heart disease, migraines, insomnia and more.

Our guest today, Andrea Travillian author of Healthy Money Healthy You discussed the correlation between your health and your finances.

To learn more about Andrea Travillian you can visit his website at:

www.takeasmartstep.com

or

Healthy Money Healthy You

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: MoneyMattersEpisode50.mp3
Category:Financial Literacy -- posted at: 1:09pm PST
Comments[0]

What would Washington, Jefferson, Madison, Lincoln, the Roosevelts, Truman, and Eisenhower have done about today’s federal debt crisis?

America’s Fiscal Constitution tells the remarkable story of fiscal heroes  who imposed clear limits on the use of federal debt, limits that for two centuries were part of an unwritten  constitution. Those national leaders  borrowed only for four extraordinary purposes and  relied on  well-defined budget practices to balance federal spending and revenues.

On todays episode we were joined by former Houston Mayor Bill White.

Bill White is senior advisor at Lazard, a firm advising corporate leaders and governments worldwide. He served as Houston’s Mayor and was twice re-elected with an average vote of 88 percent. He also served as the Deputy Secretary of Energy of the United States in the Clinton administration. He received the prestigious John F. Kennedy Profiles in Courage Award for his leadership in response to Hurricane Katrina and the Governing Official of the Year Award by Governing magazine. He has worked as the CEO of a successful business and as a member of numerous corporate boards. In 2010 he received more votes for governor of Texas than any Democratic candidate in the state’s history.

#billwhitetx  @billwhitetx

To Find out more about Bill White you can visit:

 

www.billwhiteauthor.com

or

America's Fiscal Constitution 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

 

http://directory.libsyn.com/shows/view/id/moneymatters

 

or

 

www.moneymatterspodcast.com

Direct download: MM47.mp3
Category:Financial Literacy -- posted at: 1:44pm PST
Comments[0]

In the coming decades the mushrooming costs of programs like Social Security, Medicare and Medicaid will leave our nation's youth in a swimming in a sea of red ink.

On today's show we posed the question "why should millenials carry the burden of social programs and benefits they are unlikely to receive?".

Our Guest today was Author and Financial Analyst Neil Grossman. In his book Generation WTF , Grossman raises the awareness of the coming generational storm and offers advice to 80 million millenials on how to save their future.

To findout more about Neil you can visit:

www.neilytics.com

or

Generation WTF

http://www.amazon.com/Generation-W-T-F-Neil-Grossman-ebook/dp/B00H7RAEC8/ref=as_li_ss_til?tag=wwwmoneymat00-20&linkCode=w01&creativeASIN=B00H7RAEC8

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

Direct download: MoneyMattersEP43.mp3
Category:Financial Literacy -- posted at: 11:12am PST
Comments[0]

Today we discussed Long Term Care With Author Phyllis Shelton.

 

Phyllis Shelton is the President of LTC Consultants, a 22 year old national consulting company specializing in long-term care insurance consumer education and agent training. In addition to Protecting Your Family with Long-Term Care Insurance (2013), she is the author of The ABC s of Long-Term Care Insurance (2012) and Phyllis Shelton's Worksite Long-Term Care Insurance Toolbox (2011). Phyllis Shelton has 35 years of experience in virtually every phase of health care financing in addition to long-term care insurance: health insurance, managed care (PPOs, HMOs, etc.), Medicaid, Medicare, Medicare supplements, Medicare Advantage, Medicare Part D, cancer insurance, critical illness plans, and life settlements. She is profiled in publications such as Suze Orman's The Money Class, and The Savage Truth on Money, by Terry Savage, financial columnist for The Chicago Sun-Times, as a national expert in the long-term care insurance field. Her consumer website was highlighted in the January issue of OPRAH magazine.

Phyllis received the distinguished LIFE Foundation Client Service Award at the 2009 National Association of Independent Financial Advisors (NAIFA) convention and her full page client story was featured in the September 14, 2009 edition of Newsweek magazine. Her television appearances include a two-hour PBS documentary And Thou Shalt Honor, The Balancing Act and CNNfn.

She has been featured extensively in the Wall Street Journal and was profiled in the charter list published by Senior Market Advisor as one of the top ten professionals in the long-term care insurance industry nationally.

She speaks nationally on the role of long-term care insurance as part of the private sector s solution by making Medicaid payer of last resort for long-term care, which will save jobs by rescuing state budgets and keep families together by providing caregivers when most needed.

She resides in Tennessee with her husband Bill and two Labrador Retrievers, Jackson and Jed.

 

 

You can find out more visit :

 

www.gotltci.com

 

Or to view her books click below:

 

Protecting Your Family With Long Term Care Insurance

 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_Episode_40.mp3
Category:Financial Literacy -- posted at: 1:23pm PST
Comments[0]

Today we learned about Houston Money week and visited with HMW partner Money Management International. We were joined by Regional Director of Education and Community relations for MMI Rudy Cavazos Jr. We also discussed working with a non-profit credit counseling agency, financial literacy and credit card fraud

 

Recognized as a credit authority, Cavazos has represented MMI in numerous television, radio, print and online interviews.  He has hosted a weekly money management segment on a major San Antonio television station.  Also, Cavazos’ quotes have appeared in national periodicals such as Wall Street Journal, TIME Washington Post, Chicago Tribune and Newsweek magazine. Locally, you can find his quotes and articles in newspapers such as The Courier and The Galveston Daily News.

Cavazos joined MMI as a credit counselor at the Texas City, Texas office in 1996, where he assisted clients from Galveston County and South Houston and established relationships with local financial institutions.  In his 16 years at MMI, Cavazos has held several positions within the organization; counselor, community relations manager, regional director of counseling both in Houston and  San Antonio, Director of Public Relations, Regional Director, Industry Relations, Regional Director of Development and currently Regional Director of Education and Community Relations.

You can find learn more about Houston Money Week and Money Management International by visiting :

www.houstonmoneyweek.org   

and

www.moneymanagement.org

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_38.mp3
Category:Financial Literacy -- posted at: 11:43am PST
Comments[0]

Today we discussed Entrepreneurship and Real Estate with Jason Hartman.

Jason Hartman is the Founder and CEO of Platinum Properties Investor Network, The Hartman Media Company and The Jason Hartman Foundation. Starting with very little, Jason, at the age of 19, embarked on a career in real estate while promoting his unique Personal Branding methodology through which Jason says “virtually anyone can achieve wealth, notoriety and a high level of personal satisfaction”. Through creativity, persistence and hard work, he soon joined the ranks of the top one-percent of Realtors in the U.S. and in quick succession; earned a number of prestigious industry awards.

By 1997, Jason realized his entrepreneurial dream and purchased an Irvine, California real estate brokerage firm. He combined his dedication and business talents to become a successful entrepreneur, public speaker, author, and media personality. Jason’s latest accomplishment is the celebration of his first company’s 11 year anniversary. Over the last 20 years he developed his Complete Solution for Real Estate Investors™ where his innovative firm educates and assists investors in acquiring prudent investments nationwide for their portfolio. Jason’s highly sought after educational events, speaking engagements, and his ultra-hot “Creating Wealth Podcast” inspire and empower hundreds of thousands of people in 26 countries worldwide.

You can find learn more about jason by visiting :

www.jasonhartman.com  
or to check out his podcast network
www.hartmanmedia.com 
 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: Money_Matters_Episode_37.mp3
Category:Financial Literacy -- posted at: 3:13pm PST
Comments[0]

Doctors, Pilots and Financial Advisors all use checklist. When it comes to reviewing 2013 dont miss this crucial reminder off what things are important at year end.

Also On this episode we are joined by Pamela Davis.

 

Pamela Davis, a Macedonia, Ohio businesswoman uses coupons to feed her
growing family while holding down seven jobs.

Then, after being a contestant on "TLC's Extreme Couponing," she decided to
create Quick Couponing, www.quickcouponing.com.

This is a business that teaches people how to save thousands of dollars
couponing - quickly and easily.

 

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:


http://directory.libsyn.com/shows/view/id/moneymatters

Direct download: MM32.mp3
Category:Financial Literacy -- posted at: 12:00pm PST
Comments[0]

Whether you’ve been training for years for your retirement or you are a newbie, moving toward your goals, taking the right actions and following a plan will help you to cross the finish line feeling great and it will inspire those around you to do the same!

·        How preparing for retirement is like preparing for a marathon – and the 6 training fundamentals that apply to both goals

·        Why some people are great with money and others struggle

·        My 5-step system for reducing stress around your finances

 

Tune in tomorrow at 10 am and when we are joined by author and speaker Ellen Rogin.

A CPA, Certified Financial Planner™ and Abundance Activist® - Ellen is a nationally known expert on living a life of success and prosperity.

A financial advisor chock full of “left-brain” credentials (MBA, CPA, Certified Financial Planner™), she also walks on the “right” side, balancing values, big picture ideas, and meditation with all her professional training.  Ellen is as comfortable talking about the power of compound interest as she is the power of belief. Ellen shares this fresh approach in her book “Great with Money: 6 Steps to Lifetime Success and Prosperity.”

Ellen is a frequent speaker to the financial profession, sharing her experiences and expertise at building successful client relationships and growing a successful practice.  She is a regular contributor to Horsesmouth®, a support service for financial advisors and is a host of Horsesmouth Advisor Radio.

For more than 20 years, Ellen has been a financial advisor in Northfield, Illinois, and serves on the Board of Directors for Metropolitan Capital Bank in Chicago.

She co-authored the books:

 

Great with Money: 6 Steps to Lifetime Success & Prosperity

and

Breakthrough!

Inspirational Strategies for an Audaciously Authentic Life

 

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:


http://directory.libsyn.com/shows/view/id/moneymatters

Category:Financial Literacy -- posted at: 1:37pm PST
Comments[0]

The Sages asked, “Who is mighty?” and answered, “Those who can control their own emotions and make of an enemy a friend.”

In the bestselling book The Go-Giver, Bob Burg and John David Mann revolutionized the way we think about success via one very simple lesson: “Shifting one’s focus from getting to giving (constantly and consistently providing value to others) is both very fulfilling and the most profitable way to do business.

Now Burg is back with a new book, offering deeper insight into what it means to be truly influential and providing powerful strategies for mastering the art of winning people over.

Faced with the task of persuading someone to do what we want, most of us expect, and often encounter, resistance. We see the other person as an adversary and often resort to coercion or manipulation in order to get our way. But while this approach might at times bring us short-term results, it leaves people with a bad feeling about themselves and about us. At that point, our relationship with the person is weakened and our influence dramatically decreased.


There is a better way.
 
We were joined by bestselling author Bob Burg to discuss his newest book :
 
 
 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

Direct download: MMEP28.mp3
Category:Financial Literacy -- posted at: 10:40am PST
Comments[0]

How can we solve the national debt crisis? Should you or your child take on a student loan? Is it safe to talk on a cell phone while driving? Are there viable energy alternatives to fossil fuels? Could simple policy changes reduce political polarization? These questions may all seem very different, but they share two things in common. First, they are all questions with important implications for either personal success or our success as a nation. Second, they all concern topics that we can fully understand only with the aid of clear quantitative or mathematical thinking. In other words, they are topics for which we need math for life--a kind of math that looks quite different from most of the math that we learn in school, but that is just as (and often more) important. In Math for Life, award-winning author Jeffrey Bennett simply and clearly explains the key ideas of quantitative reasoning and applies them to all the above questions and many more. He also uses these questions to analyze our current education system, identifying both shortfalls in the teaching of mathematics and solutions for our educational future. No matter what your own level of mathematical ability, and no matter whether you approach the book as an educator, student, or interested adult, you are sure to find something new and thought-provoking in Math for Life.


Please listen in tomorrow when we are joined by Jeffrey Bennett and discuss his newest book Math for Life :


Math For Life

 

About Jeffrey:

Jeffrey Bennett holds a B.A. in Biophysics from the University of California at San Diego and an M.S. and Ph.D. in Astrophysics from the University of Colorado at Boulder. He specializes in mathematics and science education, spending most of his time as a writer, along with speaking to audiences ranging from elementary school children to college faculty, and offering teacher in-service workshops. He has taught extensively at all levels, including having founded and run a private science summer school for elementary and middle school children. At the college level, he has taught more than fifty classes in astronomy, physics, mathematics, and education. He is the author of best-selling college textbooks in four distinct subject areas: astronomy, mathematics, statistics, and astrobiology (life in the universe); together, these books have sold more than 1 million copies. He has written four books for general public: On the Cosmic Horizon (Addison Wesley, 2001); Beyond UFOs (Princeton University Press, 2008/2011), which was selected by Miami University as their Convocation book for all incoming students to read in 2008/9; Math for Life (Updated Edition from Big Kid Science, 2014), which won the Colorado Book Award for general nonfiction; and the forthcoming What is Relativity? (Columbia University Press, 2014). He is also the creator and author of the children’s series “Science Adventures with Max the Dog,” which includes Max Goes to the Moon, Max Goes to Mars, and Max Goes to Jupiter, and of The Wizard Who Saved the World. Through his “Max Goes to Schools” donation program, he has donated more than 23,000 copies of his children’s books to elementary school libraries in more than 60 countries. Dr. Bennett and his book Max Goes to the Moon were recognized with the 2013 AIP Science Communication Award.

Among his other major endeavors, he served two years as a Visiting Senior Scientist at NASA Headquarters, where his achievements included creating the Initiative to Develop Education through Astronomy (originally IDEA, now called IDEAS), developing the Perspectives From Space theme (and creating its poster set) for International Space Year, and helping start the program known as Flight Opportunities for Science Teacher EnRichment (FOSTER), which flew teachers on the Kuiper Airborne Observatory and will soon be taking teachers on the SOFIA airborne observatory.

Perhaps his most visible achievements have been his work in developing educational scale models of the solar system. He proposed the idea for and helped develop both the Colorado Scale Model Solar System (on the University of Colorado campus) and the Voyage Scale Model Solar System on the National Mall in Washington, DC.

Among his current projects, he is the founder of Big Kid Science, a company dedicated to educating and inspiring children with the wonders of science. When not working, he enjoys participating in masters swimming and the daily adventures of life with his wife Lisa, children Grant and Brooke, and dog Cosmo.

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

 

Category:Financial Literacy -- posted at: 2:05pm PST
Comments[0]

What are some common and costly money mistakes people make without realizing it? We review the 2013 annual impact report from Houston Money Week and got a quick update on past guest and comedian Dan Nainan who was on the front page of Yahoo Finance this week.

http://finance.yahoo.com/video/finfit-frugal-habits-millionaire-next-120100801.html

 

After the break we were joined by Financial Educator and Author Denise Winston and discussed some practical but often over looked tips to help better manage our finances. To find out more about Denise , visit her website at:

www.moneystarthere.com



Here is a link to her book:



Money Starts Here! Your Practical Guide to Survive and Thrive in Any Economy

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

To Join SOFA's newsletter text SOFANL to 22828 to get started

SOFA's Website:

WWW.houstonmidtownsofa.org

Direct download: MMEpisode17.mp3
Category:Financial Literacy -- posted at: 2:09pm PST
Comments[0]

I hosted the Open Journal show this morning on KPFT 90.1 FM to promote Money Matters which streams live every Friday morning at 10 AM on the HD3 channel. After a short introduction I was joined live in the studio by Jessica Bolanos and Nelson Vanegas of Goodspero.

Goodspero is an organization that focuses on education, literacy and gender equality in education. The husband and wife team have helped provide access to books in communities that would otherwise have little or no access to them, as well as scholarships for girls facing obstacles in areas of gender inequality. The project Goodspero is currently involved with if achieved will be the largest educational crowd fund ever.

To find out more about Goodspero visit:

www.goodspero.com

or

http://www.indiegogo.com/projects/the-biggest-crowdfund-for-education-ever-goodspero

 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

We are also available on Itunes, Zune and Stitcher Radio

Please Like Us and add your comments to the show. 

Direct download: MMEpisode10.5.mp3
Category:Financial Literacy -- posted at: 1:31pm PST
Comments[0]

On this episode we will react, and discuss the city of Detroit declaring bankruptcy. We discuss how this could lead to a ripple effect in the municipal bond market and in turn affect your own retirement savings plan.
When entire cities declare bankruptcy how can an individual avoid going down the same path?
We were joined by Financial Coach Daniel Scholl with Family Services of Greater Houston who shared with us the Financial Stability program. More specifically we discussed the free Financial Coaching program and how to become involved with this resource.

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

We are also available on Itunes, Zune and Stitcher Radio

Please Like Us and add your comments to the show.

 

To find out more about Family Services of Greater Houston visit them at:

www.familyservices.org

Direct download: MMEpsiode10.mp3
Category:Financial Literacy -- posted at: 11:15am PST
Comments[0]

Here is the first episode of Money Matters. It was recorded on May 3rd. This show introduces the Society For Financial Awareness is and what we do. We also explore what the radio show is about and what topics we will be covering in the next few months.

Direct download: MoneyMattersEP1.mp3
Category:Financial Literacy -- posted at: 8:39am PST
Comments[0]