On November 4th citizens in Alaska, Florida, Oregon and Washington will cast ballots on marijuana initiatives. Other states are likely to consider legalization in upcoming elections. Just how much money is at stake?

We were joined today by managing partner of MedMen, Adam Bierman. We discussed the financial implications of states that have either medical dispensaries or legalized marijuana.

Adam Bierman has become an industry leader featured on CNBC, Huffington Post, LA Times and more. He has applied his knowledge of the medical marijuana industry to build the MedMen, which is the first and leading full-service consulting and management firm of its kind, providing opportunities for marijuana business operators.  

To find out more about Adam visit his website at:

www.MedMen.com

 
You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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"What changes do I need to know about before enrolling in health insurance for 2015?" Last year at this same time of the year I got certified for ACA enrollment to help people in enrolling in the new ACA exchange. Its hard to believe that a year has gone by since ACA rolled out. Open enrollment for the Affordable Healthcare Act begins Nov 15th 2014 - Feb 15th 2015 For 2015.

On todays show we were joined by Ben Geyerhahn. Ben is a member of New York Governor Cuomo's Health Benefit Exchange Advisory Committee and CEO of BeneStream.     

To find out more about Ben visit his website at:

www.benestream.com

You can keep up to date with the ACA changes at :

www.houstonfirstfinancialgroup.com then click health insurance

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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Pulitzer Prize-winning historian Edward J. Larson recovers a crucially important—yet almost always overlooked—chapter of George Washington’s life, revealing how Washington saved the United States by coming out of retirement to lead the Constitutional Convention and serve as our first president.

After leading the Continental Army to victory in the Revolutionary War, George Washington shocked the world: he retired. In December 1783, General Washington, the most powerful man in the country, stepped down as Commander in Chief and returned to private life at Mount Vernon. Yet as Washington contentedly grew his estate, the fledgling American experiment floundered. Under the Articles of Confederation, the weak central government was unable to raise revenue to pay its debts or reach a consensus on national policy. The states bickered and grew apart. When a Constitutional Convention was established to address these problems, its chances of success were slim. Jefferson, Madison, and the other Founding Fathers realized that only one man could unite the fractious states: George Washington. Reluctant, but duty-bound, Washington rode to Philadelphia in the summer of 1787 to preside over the Convention.

Although Washington is often overlooked in most accounts of the period, this masterful new history from Pulitzer Prize-winner Edward J. Larson brilliantly uncovers Washington’s vital role in shaping the Convention—and shows how it was only with Washington’s support and his willingness to serve as President that the states were brought together and ratified the Constitution, thereby saving the country.

On todays show we were joined by Pulitzer Prize winning author Ed Larson. We discussed his newest book The Return of George Washington.   

To find out more about his book visit:

The Return of George Washington: 1783-1789

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On todays show we were joined by Steve Scanlon Co-Founder of GuardVest. We discussed what questions you should ask a Financial Advisor before working with one. We also discussed what to avoid when working with a Financial Advisor.   

Before co-founding GuardVest, Steve Scanlon enjoyed a stellar career for more than 20 years as a financial executive with an inherent understanding of how investment performance should be inexorably tied to productivity. A 10-year veteran at AllianceBernstein, one of the largest
money management firms in the world, Scanlon held several key positions including Global Head of Sales while based in the New York City headquarters. A staunch advocate for accountability versus performance, Scanlon was frustrated by the lack of reporting knowledge within the financial advisory world, and co-founded GuardVest as an independent measurement service to hold advisors accountable

To learn more about Steve you can visit his website at:

www.guardvest.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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Molly Fletcher has learned a lot over the past two decades while negotiating $500 million worth of deals on behalf of hundreds of the nation's premiere athletes, coaches and television commentators. She reveals the strategies, tips, and insights that have made her wildly successful first as a sports agent and now as a corporate consultant and keynote speaker.

On todays show we were joined by Author, Molly Fletcher. We discussed her new book A Winner's Guide to Negotiating - How Conversation Gets Deals Done .  

Nicknamed “the female Jerry Maguire” by CNN, Molly Fletcher spent nearly two decades as a female sports agent recruiting the top athletes, coaches and media personalities in the game. In 2010, she started her own company, MWF Enterprises, which serves clients through a variety of services, including: keynote speaking, team building programs and online learning.

To read more about his book click here:

A Winner's Guide to Negotiating- How Conversation Gets Deals Done

To learn more about Molly you can visit his website at:

www.MollyFletcher.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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Many people fear public speaking more than death. Most wish they could do it bettter, or at least avoid the sweating, stuttering jitters that plague them before any presentation or speech.

Vikas Jhingran has been there. He was so poor at speaking in public that his supervisor wouldnt let him make presentations to clients-even though he had done all the work

Surprisingly, few professional speakers and presenters understand speeches or presentations at a fundamental level. Their overly prescriptive approach actually ends up confusing the speech and the tools that are used to deliver it, instead of connecting with the essential part of speaking- that which engages listeners with the message and the emotions that go with it.

On todays show we were joined by Author, Vikas Gopal Jhingran. We discussed his new book Emote: Using Emotion to Make Your Message Memorable.  

Vikas Gopal Jhingran is an MIT-trained engineer and researcher who used to suffer from poor speaking skills, due in part to being both an introvert and an immigrant. He studied public speaking to impove in this area and eventually won the Toastmasters 2007 World Championship of Public Speaking, the first East Indian and only the 2nd Asian to do so in the 80-year history of the competition. He lives with his wife and two sons in Houston, Texas.    

To read more about his book click here:

Emote: Using Emotions to Make Your Message Memorable 

To learn more about Vikas you can visit his website at:

www.vikasjhingran.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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We are in the midst of a momentous event in the evolution of human consciousness, but they won't be talking about it in the news tonight. - Eckhart Tolle, self-help guru

Open up your mind, in pours the trash. - Meat Puppets, "desert punk" band

On todays show we were joined by Emmy award winning correspondent for ABC News and co-anchor for Nightline and the weekend edition of Good Morning America, Dan Harris. We discussed his new book 10% Happier.  

After having a nationally televised panic attack on Good Morning America, Dan Harris knew he had to make some changes. A lifelong nonbeliever, he found himself on a bizarre adventure, involving a disgraced pastor, a mysterious self-help guru, and a gaggle of brain scientists. Eventually, Harris realized that the source of his problems was the very thing he always thought was his greatest asset: the incessant, insatiable voice in his head, which had both propelled him through the ranks of a hyper-competitive business and also led him to make the profoundly stupid decisions that provoked his on-air freak-out.

We all have a voice in our head. It’s what has us losing our temper unnecessarily, checking our email compulsively, eating when we’re not hungry, and fixating on the past and the future at the expense of the present. Most of us would assume we’re stuck with this voice – that there’s nothing we can do to rein it in – but Harris stumbled upon an effective way to do just that. It’s a far cry from the miracle cures peddled by the self-help swamis he met; instead, it’s something he always assumed to be either impossible or useless: meditation. After learning about research that suggests meditation can do everything from lower your blood pressure to essentially rewire your brain, Harris took a deep dive into the underreported world of CEOs, scientists, and even marines who are now using it for increased calm, focus, and happiness.

To read more about his book click here:

10% Happier

To learn more about Dan Harris you can follow him on twitter at:

@danbharris 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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Ms Pig E. Banks is all about change-- change in the piggy bank and change in the way readers think about money!

On todays show we discussed teaching children how to save at an early age. We were joined by author and speaker Ajshay James. We also discussed credit,budgeting and communicating about money in a relationship.

To learn more about Ajshay James you can visit her website at:

www.mspigebanks.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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Swords to ploughshares is a concept in which military weapons or technologies are converted for peaceful civilian applications.

The ploughshare is often used to symbolize creative tools that benefit mankind, as opposed to destructive tools of war, symbolized by the sword, a similar sharp metal tool with an arguably opposite use. --Wikipedia

On todays show we discussed using drone technology for peaceful, civillian applications. Specifically we looked at improving agriculture and energy by using visual analytics. We were joined by Dr. Marcelo Sant'Anna Data Scientist and engineer behind the company Powerdrones Inc.

To learn more about Dr. Sant'Anna or PowerDrones Inc. you can visit there website at:

www.powerdrones.com

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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Have you ever gotten your child dressed for school only to learn that they had outgrown their clothes overnight? How about those expensive calculators we are expected to buy when school starts. Backpacks, pens, paper... do they even use all the stuff that we have to buy.  

Returning guest Teri Gault founder and CEO of The Grocery Game joined us to talk about how to save money during back to school time.

Teri Gault is founder and CEO of TheGroceryGame.com, a leading grocery savings website in the US. Teri's systematic savings approach kept her family afloat during times of financial hardship and ultimately led to their success. She has dedicated her life to helping other families thrive and prosper.

Teri shares savings secrets in her first book, "Shop Smart, Save More", written with Sheryl Berk and published by Harper Collins.

Her new book, 'The Grace of Saving', by Teri Gault and Paul Joseph Gulino, is the heart-warming story, from Oklahoma to Hollywood, about her upbringing and rise from an everyday mom in time of need, to one of the country's leading savings experts. There are also great savings tips.

She is currently working on a third book, '31 Days to Save', coming soon!

To learn more about Teri you can visit her website at:

www.thegrocerygame.com 

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:

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