The Houston Midtown Chapter of The Society for Financial Awareness Presents MONEY MATTERS with Christopher Hensley

Are risk-takers born or made? Why are some more willing to go out on a limb (so to speak) than others? How do we weigh the value of opportunities large or small that may have the potential to change the course of our lives?
 
These are just a few of the questions that author Kayt Sukel tackles, applying the latest research in neuroscience and psychology to compelling real-world situations. Building on a portfolio of work that has appeared in such publications as Scientific American, Atlantic Monthly, The Washington Post, and more, Sukel offers an in-depth look at risk-taking and its role in the many facets of life that resonates on a personal level. Smart, progressive, and truly enlightening, The Art of Risk blends riveting case studies and hard-hitting science to explore risk-taking and how it impacts decision-making in work, play, love

 
We were joined by Kayt Sukel author of the book The Art of Risk: The New Science of Courage, Caution & Chance.

Direct download: MMEpisode147.mp3
Category:Education -- posted at: 11:49am PDT
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Nearly half of all working Americans could risk losing their jobs because of technology. It’s not only blue-collar jobs at stake. Millions of educated knowledge workers—writers, paralegals, assistants, medical technicians—are threatened by accelerating advances in artificial intelligence.

The industrial revolution shifted workers from farms to factories. In the first era of automation, machines relieved humans of manually exhausting work. Today, Era Two of automation continues to wash across the entire services-based economy that has replaced jobs in agriculture and manufacturing. Era Three, and the rise of AI, is dawning. Smart computers are demonstrating they are capable of making better decisions than humans. Brilliant technologies can now decide, learn, predict, and even comprehend much faster and more accurately than the human brain, and their progress is accelerating. Where will this leave lawyers, nurses, teachers, and editors?

In Only Humans Need Apply, Thomas Hayes Davenport and Julia Kirby reframe the conversation about automation, arguing that the future of increased productivity and business success isn’t either human or machine. It’s both. The key is augmentation, utilizing technology to help humans work better, smarter, and faster. Instead of viewing these machines as competitive interlopers, we can see them as partners and collaborators in creative problem solving as we move into the next era. The choice is ours.

 
We were joined by Thomas Davenport co-author of the book Only Humans Need Apply: Winners and Losers in the Age of Smart Machines.

Direct download: MMEPISODE146.mp3
Category:general -- posted at: 6:39pm PDT
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Most parents will do just about anything to secure happy lives and bright futures for their kids. Add in competition with other parents and near-constant pressure, their drive to give their kids the best of everything can backfire, setting back the child and the household finances.

Brett Graff, "The Home Economist," exposes how overspending can harm children by setting back intellect and encouraging narcissism, depression and unhealthy or unsafe habits. By unearthing research on pricey baby gear, oversized houses, so-called "educational" toys and after-school lessons, expensive sports equipment and private coaching, even certain organic products and unregulated "natural" medicines - she even has eye-opening findings on private schools versus public schools - Graff proves that we can spend too much getting our kids ahead and wind up instead setting them back. 

 
Not Buying It proves that sound, rational decision-making about spending is far more beneficial for our kids than purchases made out of fear, pressure and confusion. With Graff's guidance, you'll confidently create the financial strategy that's best for your family, not the one pushed by marketers or practiced by your neighbors. Not Buying It is your blueprint for emotional and financial freedom, and the stability your children deserve.


We were joined by Brett Graff, The Home Economist .

Brett Graff is a former US government economist who today is a family finance expert reporting the information that helps families maximize their money and their lives. A nationally syndicated columnist, her pieces – called THE HOME ECONOMIST – run first in The Miami Herald and then in over 400 media outlets across the country including the Chicago Tribune and The Kansas City Star.

Direct download: MMEpisode145.mp3
Category:Financial Literacy -- posted at: 12:28pm PDT
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After graduating in 2012, Bobby Hoyt started his career as a high school band director in Texas. In addition to a shiny new diploma, he also came out of college with $40,000 in student loan debt. He still planned on buying a new car, a house he couldn’t really afford, and wanted to do all of the things that other Millennials his age were doing. Everyone has debt right?

He paid off $40,000 in student loans in less than 2 years on a teachers salary. Seriously!


We were joined by Financial Blogger, Bobby Hoyt. Bobby is a Blogger, Ex-Teacher, Wakeboarder and founder of Millennialmoneyman.com .

Direct download: MMEPISODE144.mp3
Category:College Funding and Financial Aid -- posted at: 12:51pm PDT
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Using interviews, NASA oral histories, and recently declassified material, Into the Black pieces together the dramatic untold story of the Columbia mission and the brave people who dedicated themselves to help the United States succeed in the age of space exploration. On April 12, 1981, NASA’s Space Shuttle Columbia blasted off from Cape Canaveral. It was the most advanced, state-of-the-art flying machine ever built, challenging the minds and imagination of America’s top engineers and pilots. Columbia was the world’s first real spaceship: a winged rocket plane, the size of an airliner, and capable of flying to space and back before preparing to fly again.


We were joined by author, Rowland White.

Rowland White is the author of three bestselling books of military history: Vulcan 607; Phoenix Squadron; Storm Front. He lives in Cambridgeshire with his wife and three children.

Direct download: MMEPISODE143.mp3
Category:general -- posted at: 6:47pm PDT
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Duncan Clark first met Jack in 1999 in the small apartment where Jack founded Alibaba. Granted unprecedented access to a wealth of new material including exclusive interviews, Clark draws on his own experience as an early advisor to Alibaba and two decades in China chronicling the Internet’s impact on the country to create an authoritative, compelling narrative account of Alibaba’s rise.


We were joined by author, Duncan Clark.

Founder, investor and leading advisor on China’s dynamic technology and consumer sectors, Duncan is author of Alibaba: The House That Jack Ma Built, published in the spring of 2016 by HarperCollins. .

Direct download: MMEPISODE142.mp3
Category:general -- posted at: 9:46am PDT
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On average, teachers spend $700 per year of their own personal funds to purchase educational supplies and resources for their classrooms. And some report spending as high as $5,000! During the month of May Educents is giving away $10,000 to teachers for Teacher Appreciation Month.


We were joined by the CEO of Educents, Kate Whitling. 

Kate Whiting is the CEO and cofounder of Educents, the online marketplace for educational products for pre-kindergarten to 12th grade educators. Prior she was an educational consultant that worked with companies such as Pearson and McGraw Hill.

To learn more about Educents visit:

www.Educents.com

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversary–advisors-consider-social-security-s-impact–future-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#Educents

Direct download: MMEpisode141.mp3
Category:general -- posted at: 1:52pm PDT
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When it comes to taxes, many file early if they are getting money back or wait to the last minute if they owe. Once we make it past the April deadline there is a sense of relief. Now that taxes are done, now what?
We were joined by the Executive Director of the Credit Coalition, Sherrie Young. 

Sherrie Young serves as the Executive Director of the Credit Coalition, a HUD Approved Housing Counseling Agency, whose membership includes Houston area financial institutions, community organizations, community leaders and other related businesses and organizations.  She is the Credit Coalition’s lead instructor and foreclosure intervention, credit, homebuyer and reverse mortgage counselor.  Aside from counseling and conducting Credit Coalition classes, Sherrie participates in many community events to help spread the word about financial education, Individual Development Accounts, free VITA site tax preparation assistance, and other programs that can help families build and retain their assets. She is the Chair of the Counseling Committee of the Greater Houston Housing Coalition and Co-Chair of the Counseling Committee of the Texas Foreclosure Prevention Task Force.

Sherrie is a certified homebuyer education provider under the Texas Statewide Homebuyer Education Program and a HUD Certified Reverse Mortgage Counselor. She completed her Accredited Financial Counselor Certification in 2007 and holds NCHEC Certifications in Financial Capability, Housing Counseling, Pre-purchase Homeownership Education and Foreclosure Intervention and Default Counseling.

To learn more about the Credit Coalition visit:

www.Creditcoalition.org

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversary--advisors-consider-social-security-s-impact--future-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:


http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#creditcoalition

Direct download: MMEpisode140.mp3
Category:Financial Literacy -- posted at: 7:36am PDT
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Senior Wonders: People Who achieved Their Dreams After Age 60 introduces you to twenty-five individuals who achieved extraordinary success, for the first time, after the age of sixty.

We were joined by Author, Karen Pepkin . 

Karen Pepkin is an educational consultant/trainer who has published resources in her field as well as two cookbooks.

The 25 brief biographies in this uplifting book showcase men and women from a variety of races, ethnicities, religions, and cultures, who overcame unique challenges and obstacles in life to accomplish a remarkable feat. Despite their differences in background and fields of interest, they have one thing in common- they didn't let their age stop them from fulfilling their dreams.

To learn more about Houston Money Week 2016 visit:

www.houstonmoneyweek.org

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary–advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON #seniorwonders

Direct download: MMEPISODE139.mp3
Category:Aging -- posted at: 12:50pm PDT
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In 2016 we have seen many musicians pass away. Almost daily we are surprised with headlines of celebrity deaths. The story we often fail to hear is the mess that's left behind for survivors if estate issues are not taken care of before hand. For those who haven't yet done any estate planning -- finalizing legal documents to manage and pass on property and set out wishes for end-of-life matters -- it's likely on their list of things to do.

We were joined by Estate Planning attorney Robert "Eli" Kiefaber . 

Robert “Eli” Kiefaber is dedicated to providing comprehensive and highly personalized counsel in estate planning, wealth preservation strategies, beneficiary and inheritance protection and business planning. As co-founder of Kiefaber & Oliva LLP, he holds the firm’s value of exceptional client services and lawyer accessibility. Eli has a holistic approach to estate planning and designing wealth preservation strategies. He focuses on listening closely to the concerns, goals, dreams and values of his clients. He works closely with his clients throughout the estate planning process to develop strategies that achieve the goals and values of his clients. As a husband and father, Eli recognizes that estate planning is more than avoiding probate or estate taxes, but providing and caring for families and loved ones.

To learn more about Eli visit:

www.texasestatecounsel.com

To learn more about Houston Money Week 2016 visit:

www.houstonmoneyweek.org

Personal Finance Cheat Sheet Article:
http://www.cheatsheet.com/…/how-schools-can-improve-their-…/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/…/advisors-stay-the-course-amid-monda…

http://www.fa-mag.com/…/on-it-s-80th-anniversary–advisors-…

You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at:
http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON #Kiefaber&Oliva

Direct download: MMEPISODE138.mp3
Category:Estate Planning -- posted at: 7:08pm PDT
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