The Houston Midtown Chapter of The Society for Financial Awareness Presents MONEY MATTERS with Christopher Hensley

CentSai, an online financial wellness community, and RIKAI Labs, China’s leading chatbot platform announced a partnership aimed at improving financial literacy in China. Under the terms of the partnership, RIKAI Labs will use CentSai’s engaging educational content to enhance its award-winning financial literacy chatbot, called “FinBot.” CentSai’s content is expected to launch in China in the fourth quarter of 2017.

According to a 2015 Standard & Poor’s report, 72 percent of Chinese adults lack basic financial knowledge. To address this, RIKAI Labs developed “FinBot,” a chatbot friend powered by artificial intelligence (AI). FinBot teaches basic financial concepts through friendly conversations with users incorporating multimedia and social elements to increase engagement. This creates a dialogue providing social, actionable and customized financial information to individuals. Users access FinBot through  WeChat, China’s largest messaging app with 963 million users.*

On today’s show we talked with Co-Founder and CEO of CentSai, Arindam Nag. 

Arindam started his career as a sports writer in his teens in Kolkata where he grew up. Once out of college (St Xavier’s College), with a business degree, he joined The Economic Times in India, spending three years as an editor and a reporter.

He joined Reuters news agency in Bombay in 1994 and the next 12 years he moved to New Delhi, London and then New York where he wrote on a variety of business and finance areas. In 2006 he joined the Dow Jones group in London, writing the Heard On the Street column for the Wall Street Journal and Dow Jones Newswires. He subsequently moved to New York as a deputy managing editor, launching new products for investment bankers and consultants. After a brief stint of over year as head of content at consulting firm Greenwich Associates, Arindam started plotting his entrepreneurship track, researching on how finance and economics could be simplified for the common man. Months later, CentSai was born.

Arindam holds an MBA from New York University’s Stern School of Business, post-grad degrees in Applied Economics and Journalism, and is also a Chartered Alternative Investment Analyst.

To learn more about Arindam visit:

www.Centsai.com 

To learn more about Houston Money Week visit:

www.Houstonmoneyweek.org

 

 

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON

#HoustonMoneyWK

#CentSai

Direct download: 176.mp3
Category:Financial Literacy -- posted at: 2:10pm PDT
Comments[0]

For years the Military Retirement has stayed the same with no changes. In 2018, we will see a massive change to retirement benefits for service members in the armed forces. 

On today’s show we talked with retired brigadier general and current COO of the American Armed Forces Mutual Aid Association (AAFMAA), Michael Meese. Mike discussed important finance tips for military members, spouses and their families. We discussed budgeting, insurance, retirement benefits, mortgages, deployments and relocations. Additionally, we had a deep dive into the upcoming major changes to the military retirement system including why its changing and what service members need to know to prepare themselves

Mike joined AAFMAA as Chief Operating Officer in 2013. He retired from the United States Army as a Brigadier General having concluded his 32 year career as the Professor and Head of the Department of Social Sciences at the U.S. Military Academy. 

At West Point, he taught economics and national security courses and was the Director of the Economics program. He has written numerous articles and two books: the Armed Forces Guide to Personal Financial Planning and American National Security. He has served in a variety of strategic political-military positions including deployments to Afghanistan, Iraq, and Bosnia for a total of 31 months and was the Executive Director of the Secretary of the Army’s Transition Team in 2005 and the co-director of the Department of Defense Panel on Commercialization. He is a graduate of the National War College, U.S. Military Academy, and earned his Ph.D., MPA and an M.A. from Princeton University. 

To learn more about Michael visit:

www.AAFMAA.com

Here is a short piece on the upcoming changes for the military retirement system I did for American Business Television:

http://www.americanbusinesstv.com/2017/07/03/christopher-hensley-on-the-national-defense-authorization-act/ 

To learn more about Houston Money Week visit:

www.Houstonmoneyweek.org

 

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON

#HoustonMoneyWK

#AAFMAA

Direct download: 175.mp3
Category:Retirement -- posted at: 8:42am PDT
Comments[0]

When the rain finally stoped, a vast majority of homeowners in Texas digging out from Harvey's aftermath confronted another arduous obstacle — finding enough money to repair uninsured properties. Have you already filed with FEMA but been denied? Is the estimate that your insurance company gave you much lower than what you expected. What roadblocks should you be aware of when it comes to filing a FEMA or flood insurance claim?

On today’s show we talked with former catastrophe adjuster, Kevin Godfrey about how to deal with FEMA and/or your insurance company. 

To learn more about Kevin visit:

www.HenryLaurent.com and

www.emptyup.com

To learn more about Houston Money Week visit:

www.Houstonmoneyweek.org

Resources mentioned on the show:

The U.S. Small Business Administration has monetary distribution efforts to assist your clients and residents in Harris and surrounding counties. Taking out a loan may not be ideal for everyone, but at least immediate needs can be addressed for those who qualify. SBA Office of Disaster Assistance (ODA) will also be organizing Disaster Recovery Centers and Business Recovery Centers. (Coming Soon)

 

Red Cross (800) 733-2767

www.redcross.org/Disaster-Relief/Hurricane

 

FEMA, Apply for Disaster Assistance

https://www.fema.gov/apply-assistance

 

FEMA, Next Steps following Registration

https://www.fema.gov/faq-details/Next-steps-after-registering-for-Disaster-Assistance-1370032123676

 

Houston Hispanic Forum’s Hurricane Harvey – Disaster Recovery Guide 

From our work, we were able to connect and gather information from so many organizations focusing on disaster relief. Our team created a compact and comprehensive recovery guide making it easy for our families to read in a time of distress. The Disaster Recovery Guide is a summary of immediate and long-term disaster recovery resources available in the greater Houston area. The brochure includes the link to the City of Houston’s full resource guide.

 

Consumer Financial Protection Bureau’s Hurricane Harvey Financial Toolkit

When a catastrophe like Hurricane Harvey happens, your world can be turned upside down. During these tough times, it may be difficult to know who to trust and where to look for guidance and assistance, as well as what financial steps to take as you begin recovering. Once you have addressed your urgent needs, we have five steps you can take to help you secure your home and finances.

https://www.consumerfinance.gov/about-us/blog/after-hurricane-harvey-financial-toolkit/?utm_source=newsletter&utm_medium=email&utm_campaign=emergency2017&utm_term=20170905

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON

#HoustonMoneyWK

Direct download: 174.mp3
Category:Houston Economy -- posted at: 7:58am PDT
Comments[0]

The brutal storm that pummeled the Houston and Gulf Coast area is likely to rank as one of the nation's costliest natural disasters, with tens of billions in lost economic activity and property damage across a region crucial to the energy, chemical and shipping industries.

On today's show we talked about the Macro and Micro economic impact of Hurricane Harvey. We looked at expected cost at a national level. We also examined the possibility of FEMA buying out homes flooded by Harvey. 

Houston Money Week has compiled a list of resources available through our partner organizations for disaster recovery after Harvey. We discussed some of the initial rejections on FEMA claims and how to get help if you are undocumented. 

To learn more about Houston Money Week visit:

www.Houstonmoneyweek.org

Resources mentioned on the show:

The U.S. Small Business Administration has monetary distribution efforts to assist your clients and residents in Harris and surrounding counties. Taking out a loan may not be ideal for everyone, but at least immediate needs can be addressed for those who qualify. SBA Office of Disaster Assistance (ODA) will also be organizing Disaster Recovery Centers and Business Recovery Centers. (Coming Soon)

 

Red Cross (800) 733-2767

www.redcross.org/Disaster-Relief/Hurricane

 

FEMA, Apply for Disaster Assistance

https://www.fema.gov/apply-assistance

 

FEMA, Next Steps following Registration

https://www.fema.gov/faq-details/Next-steps-after-registering-for-Disaster-Assistance-1370032123676

 

Houston Hispanic Forum’s Hurricane Harvey - Disaster Recovery Guide 

From our work, we were able to connect and gather information from so many organizations focusing on disaster relief. Our team created a compact and comprehensive recovery guide making it easy for our families to read in a time of distress. The Disaster Recovery Guide is a summary of immediate and long-term disaster recovery resources available in the greater Houston area. The brochure includes the link to the City of Houston's full resource guide.

 

Consumer Financial Protection Bureau’s Hurricane Harvey Financial Toolkit

When a catastrophe like Hurricane Harvey happens, your world can be turned upside down. During these tough times, it may be difficult to know who to trust and where to look for guidance and assistance, as well as what financial steps to take as you begin recovering. Once you have addressed your urgent needs, we have five steps you can take to help you secure your home and finances.

https://www.consumerfinance.gov/about-us/blog/after-hurricane-harvey-financial-toolkit/?utm_source=newsletter&utm_medium=email&utm_campaign=emergency2017&utm_term=20170905

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON

#HoustonMoneyWK

Direct download: 173.mp3
Category:Houston Economy -- posted at: 12:25pm PDT
Comments[1]

For many marketing professionals, "science" is a four-letter word. They see brand-building as an unteachable art guided by their intuition and experience. But at its core, marketing aims to seed ideas into people's minds, make them feel a certain way, and, ultimately, get them to act.

Our guest today was Daryl Weber, author of Brand Seduction: How Neuroscience Can Help Marketers Build Memorable Brands. We discussed the role of brand in the presidential election, and much more.In Brand Seduction, Daryl reveals the latest psychological and neuroscientific discoveries about how our minds process brand information and make decisions, and the important roles our emotions and unconscious play in our selections.

To learn more about Daryl visit:

www.Daryl-Weber.com 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON

#Brandedcortex

Direct download: 172.mp3
Category:general -- posted at: 11:28am PDT
Comments[0]

Lifelong Career motivation differs from person to person. Perhaps you’re driven by a challenge, have a dream to work in a particular field, want to earn the highest income you can; but for some, the greatest motivation in her or his career is knowing their work can make a positive impact on society.

CareerCast.com is the Internet's premier career site for finding targeted job opportunities by industry, function and location. The site's job database offers opportunities from all U.S. and Canadian newspaper, magazine, association, niche and TV station web sites powered by Adicio Inc., the Internet's leading developer of web-based classified advertising solutions.

To learn more about Career cast visit:

http://www.careercast.com/about-us

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#careercast

Direct download: 171.mp3
Category:Job Seekers -- posted at: 11:13am PDT
Comments[0]

 

The U.S. Department of Agriculture estimates food waste in the United States to be about 30 to 40 percent of the food supply. An estimated 133 billion pounds of food from stores, restaurants and homes was wasted in 2010, according to the USDA. The amount of uneaten food from homes and restaurants in 2008 was valued at $390 per customer.

Our guest for today was Barbara Heitman Bronstein, founder of Second Servings Houston. Raised in New York, Barbara has called Houston home for over 30 years. She graduated from Tufts University before earning an MBA in Marketing from New York University. After a successful career marketing some of America's leading brands for Unilever, Mars, and Coca-Cola, Barbara piloted a banquet food rescue program known as "Banquet Bounty for the Hungry", the precursor to Second Servings of Houston.

Second Servings of Houston strives to alleviate hunger and reduce waste by rescuing excess prepared food from hotels, caterers, sports venues, cafeterias, food retailers, and other regulated food businesses, and delivering it promptly and safely to approved charitable meal sites.

To learn more about Second Servings visit:

 

 https://www.secondservingshouston.org/

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#SecondServings

 

Check out this episode!

Direct download: 170.mp3
Category:Charitable Giving -- posted at: 8:29am PDT
Comments[0]

 Drawing from examples gathered over two decades of turning a weekly Fort Worth comedy show into a full-time business that has them traveling the world and serving as Entrepreneurs in Residence at the business school at Texas Christian University, co-authors David Wilk, David Ahearn, and Frank Ford demonstrate how “yes, and” thinking helps improve communication skills, facilitate creative problem solving, and generate new ideas that can refresh and rejuvenate.  From understanding the value of open minded, active listening (the ability to say “yes” to anything and mean it); to a willingness to offer out-of-the-box ideas without prejudgment (putting the “and” into action); to demonstrating authentic respect for the ideas and intentions of others, Happy Accidents shows how the same elements that make for great teamwork on stage prove to be immensely successful strategies in the workplace and board room.

Frank Ford has had a successful career in the entertainment industry for the last 25 years and is one of the founding members and owner of Four Day Weekend, a comedy institution in Texas. He has also studied at the renowned Second City Conservatory in Chicago and taught advanced classes at the Four Day Weekend Training Center.

As a professional actor, Frank has appeared in numerous commercial spots, television shows and films. In addition, he has received critical-acclaim for his original comedy revues, comedy album, short films and acting roles.

Over the years, Frank has been recognized for his writing, including the sale of an original comedy to 20th Century FOX. Frank has recently finished writing a feature film, is working on a pilot treatment for HBO and is in the process of publishing his first book entitled, Happy Accidents, which teaches people how use the philosophy of improvisation in a positive way to enrich their lives.

To learn more about Frank Ford visit:

http://www.frankjford.com/About_Frank.html

Happy Accidents book:

https://www.amazon.com/Happy-Accidents-Transformative-Power-Work/dp/1119428564/ref=sr_1_2?ie=UTF8&qid=1501525845&sr=8-2&keywords=happy+accidents

 

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#4daywkd

 

Direct download: 169.mp3
Category:Comedy -- posted at: 11:54am PDT
Comments[0]

One of the many things that makes divorce such a complicated and notoriously confusing thing is the array of new terms, acronyms, and phrases tossed around throughout the process. Divorce has its own language, and it is important to be able to talk the talk with family lawyers, judges, collaborative divorce professionals, and clients.

Native to Utah, Joe started his career in 2005 with the Retirement Benefits Group of AXA Advisors.  After successfully working with the RBG, in 2010, he expanded his practice and formed Davis Financial LLC.  In order to further develop his practice; in 2013 he accepted a position as Vice-President of AXA Advisors in Salt Lake City, and later, Regional Vice-President of The Bailey Group.  

In November 2015 Joe took his practice independent and affiliated with a new broker/dealer, Securities America & BEAM Asset Management, an Registered Investment Advisor.  As an independent firm, Davis Financial is able to access world-class platforms & custodians such as Fidelity, TD Ameritrade & Charles Schwab.    

To learn more about Joseph Davis visit:

http://www.davisfinancialllc.com/Our-Team.5.htm

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#davisfinanciall

 

Direct download: 168.mp3
Category:Financial Literacy -- posted at: 7:43am PDT
Comments[0]

Whether you're wondering if you are in the right career, looking to change job roles, or trying to reduce conflict and improve relationships at work and at home, you must begin by fully understanding your own interests and needs, and how they drive your ultimate happiness as well as unleash your stress points. Used by millions of people worldwide, The Birkman Method is the only personality-assessment tool that reaches beyond self-described behavior and situational analysis to unravel the DNA underpinning workplace satisfaction and productivity.

Sharon Birkman Fink has served as Birkman International, Inc.'s President and CEO since 2002. Originally trained as a singer/musician, Sharon was a National Merit Scholar and Woodrow Wilson Fellow who completed a Master's degree in Music at the University of Texas. She asserts that "any child raised in a family business is always a part of the business" and this makes her Birkman tenure very long indeed.
She is married to international opera performer and 2012 Grammy award winner, Richard Paul Fink, a dramatic baritone who sings regularly at the Metropolitan Opera in New York, and has three daughters. Sharon is involved with several charitable and civic organizations in the Houston area and is member of the Board of Directors of the Escape Foundation. She is also a member of the Board of Directors of Goodwill Industries of Houston.

 

To learn more about Sharon Birkman Fink visit:

https://birkman.com/about-birkman/the-birkman-team/

www.Womenpresidentsorg.com

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#SBIRKMANFINK

 

Direct download: 167.mp3
Category:Human Resources -- posted at: 12:25pm PDT
Comments[0]