One of the many things that makes divorce such a complicated and notoriously confusing thing is the array of new terms, acronyms, and phrases tossed around throughout the process. Divorce has its own language, and it is important to be able to talk the talk with family lawyers, judges, collaborative divorce professionals, and clients.

Native to Utah, Joe started his career in 2005 with the Retirement Benefits Group of AXA Advisors.  After successfully working with the RBG, in 2010, he expanded his practice and formed Davis Financial LLC.  In order to further develop his practice; in 2013 he accepted a position as Vice-President of AXA Advisors in Salt Lake City, and later, Regional Vice-President of The Bailey Group.  

In November 2015 Joe took his practice independent and affiliated with a new broker/dealer, Securities America & BEAM Asset Management, an Registered Investment Advisor.  As an independent firm, Davis Financial is able to access world-class platforms & custodians such as Fidelity, TD Ameritrade & Charles Schwab.    

To learn more about Joseph Davis visit:

http://www.davisfinancialllc.com/Our-Team.5.htm

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

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#KPFTHOUSTON
#davisfinanciall

Whether you're wondering if you are in the right career, looking to change job roles, or trying to reduce conflict and improve relationships at work and at home, you must begin by fully understanding your own interests and needs, and how they drive your ultimate happiness as well as unleash your stress points. Used by millions of people worldwide, The Birkman Method is the only personality-assessment tool that reaches beyond self-described behavior and situational analysis to unravel the DNA underpinning workplace satisfaction and productivity.

Sharon Birkman Fink has served as Birkman International, Inc.'s President and CEO since 2002. Originally trained as a singer/musician, Sharon was a National Merit Scholar and Woodrow Wilson Fellow who completed a Master's degree in Music at the University of Texas. She asserts that "any child raised in a family business is always a part of the business" and this makes her Birkman tenure very long indeed.
She is married to international opera performer and 2012 Grammy award winner, Richard Paul Fink, a dramatic baritone who sings regularly at the Metropolitan Opera in New York, and has three daughters. Sharon is involved with several charitable and civic organizations in the Houston area and is member of the Board of Directors of the Escape Foundation. She is also a member of the Board of Directors of Goodwill Industries of Houston.

To learn more about Sharon Birkman Fink visit:

https://birkman.com/about-birkman/the-birkman-team/

www.Womenpresidentsorg.com

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

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www.moneymatterspodcast.com

#KPFTHOUSTON
#SBIRKMANFINK

It is widely acknowledged that there is both an ‘art’ and a ‘science’ to financial planning. Technical knowledge – the “science” – is crucial to delivering the technically accurate advice to clients. But the best advice in the world is meaningless if the financial advisor can’t master the “art” of delivering it in a skillful manner – leading a client to actually take action and improve their financial well-being. Yet despite its label as “art”, the reality is that how best to deliver financial advice advice can itself be subjected to scientific scrutiny. Which is beginning to happen, with the emergence of several “financial counseling laboratories” in educational institutions across the country.

Derek is the founder of Conscious Capital, a fee-only boutique wealth management firm that specializes in socially conscious investing. In addition to helping their clients manage their investments in a manner that is consistent with their values, they also provide comprehensive financial planning to help their clients grow and protect their hard-earned wealth.

Derek holds a BS in Finance and an MFCS in Family Financial Planning from Iowa State University. He is currently pursuing his Ph.D. in Personal Financial Planning through Kansas State University. Tharp has been quoted in several financial publications including The Wall Street Journal, The New York Times, Investment Advisor Magazine, Investor’s Business Daily, and InvestmentNews. Derek is also a co-author of a chapter in the textbook Financial Therapy: Theory, Research, and Practice.

To learn more about Derek Tharp visit:

http://www.xyplanningnetwork.com/advisors/derek-tharp-mfcs-cfp/

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

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www.moneymatterspodcast.com

#KPFTHOUSTON
#derektharp

Money issues are 1 of the top 3 reasons couples get divorced in the United Sates, based on a recent survey by the Institute for Divorce Financial Analysts.

Laurence J. Kotlikoff is a William Fairfield Warren Professor at Boston University, a Professor of Economics at Boston University, a Fellow of the American Academy of Arts and Sciences, a Fellow of the Econometric Society, a Research Associate of the National Bureau of Economic Research, Head of International Department for Fiscal Sustainability Studies, the Gaidar Institute, President of Economic Security Planning, Inc., a company specializing in financial planning software, and the Director of the Fiscal Analysis Center. Professor Kotlikoff is a NY Times Best Selling author and an active columnist. His columns and blogs have appeared in The New York Times, The Wall Street Journal, The Financial Times, the Boston Globe, Bloomberg, Forbes, Vox, The Economist, Yahoo.com, Huffington Post and other major publications. In addition, he is a frequent guest on major television and radio stations. In 2014, he was named by The Economist as one of the world's 25 most influential economists. In 2015 he was name one of the 50 most influential people in Aging by Next Avenue.

Professor Kotlikoff is author or co-author of 19 books and hundreds of professional journal articles. His most recent book, Get What's Yours -- the Secrets of Maxing Out Your Social Security Benefits is a runaway New York Times Best Seller. His other recent books are The Clash of Generations , The Economic Consequences of the Vickers Commission , Jimmy Stewart Is Dead , Spend ‘Til the End, The Healthcare Fix , The Coming Generational Storm , and Generational Policy . Through his company, Professor Kotlikoff has designed the nation's top-ranked personal financial planning software and Social Security lifetime benefit maximization software.

To learn more about Laurence Kotlikoff visit:

https://www.kotlikoff.net/

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

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www.moneymatterspodcast.com

#KPFTHOUSTON
#KOTLIKOFF

If you are overwhelmed with credit card debt, what are the best ways to get that debt under control and pay it off faster and still not hut your credit score?

For 18 years, Jordan was on the editorial staff of Money magazine, where he served as Wall Street correspondent. While at Money, he reported and wrote on virtually every aspect of personal finance. In addition, he served as weekly financial analyst on NBC News at Sunrise for 9 years and the daily business news commentator on Mutual Broadcasting System’s America in the Morning show for 8 years.

He is the author / co-author of 13 best-selling books on personal finance including Master Your Debt Fast Profits in Hard Times, Everyone’s Money Book, Master Your Money Type, Barron’s Dictionary of Finance and Investment Terms and Barron’s Finance and Investment Handbook.

He has also written 6 special focus editions of Everyone’s Money Book on College, Credit, Financial Planning, Real Estate, Retirement Planning and Stocks, Bonds and Mutual Funds.

To learn more about Jordan Goodman visit:

http://www.moneyanswers.com/

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#GoodmanJord

Today's retirement looks nothing like your parents' experience. Our longer life expectancy and increasing intellectual capital have transformed our notion of the golden years. Often we're just not ready for a life without work. We fear outliving our money and our meaning. We want to stay productive (whatever that means to us personally) well into the future and for baby boomers and the following generations, that future is closer than we think. No matter your definition of financial confidence, with the right tools and approach, you can create the retirement of your dreams: your memorable encore. The Encore Curve examines two crucial questions: Now what am I going to do? and will I have enough money?

Andy Raub has helped countless individuals plan for their retirement and manage their investments. As an early Baby Boomer, he understands the fears most retirees now face, which prompted him to write a book to help them reset their life goals and reorganize their money so they can live with renewed purpose. 

To learn more about Andy Raub visit:

http://www.ameripriseadvisors.com/andy.raub/

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

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#KPFTHOUSTON
#EncoreCurve

"The road to the future leads us smack into the wall. We simply ricochet off the alternatives that destiny offers: a demographic explosion that triggers social chaos and spreads death, nuclear delirium, and the quasi-annihilation of the species. Our survival is no more than a question of 25, 50, or perhaps 100 years." Jacques Cousteau

First Green Bank is the first bank of its kind to promote positive environmental and social responsibility while operating as a traditional community bank.

Ken LaRoe has been dedicated to the economic well-being of Central Florida for more than 30 years.

He’s lent his expertise to numerous area businesses, and has also created numerous banking jobs, supported various non-profit organizations across the region, and helped to grow well-established Central Florida banks.

To learn more about Ken LaRoe visit:

http://www.KenLaRoe.com/

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#GreenBankCEO

If you really want to understand President Donald Trump's finances, the first two pages of his federal income tax return isn't the best place to look. Fraud can happen anywhere—even in the most successful companies. Most businesses, large and small, lose an average of 5% of their annual gross revenues to insider fraud.

The worst part? The Thief in Your Company is most likely the person you trust the most.

Forensic accountant Tiffany Couch is a sleuth with an adding machine. She has seen theft in many forms, but what sticks with her the most is not the fraud schemes or the dollar losses. It’s the victims who all experience the same emotional devastation that these crimes leave in their wake.

To learn more about Tiffany Couch visit:

http://www.acuityforensics.com/

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

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www.moneymatterspodcast.com

#KPFTHOUSTON
#Acuityforensic

Baby Boomers who lost part of their nest eggs in the recession face a difficult retirement, but those born between 1979 and 1994, who have come to be known as the millennial generation, or Generation Y, face the most uncertain economic future of perhaps any generation in America since the Great Depression.

Blogger, Leah Gervais host Urban 20 Something, that teaches millennials to incorporate their travel, study, work, and volunteer experience into their careers. Leah has always been passionate about travel as a vehicle for social change, particularly considering the scene of global politics and humanitarian issues. Thus, Urban 20 Something was born.

Leah is the Director of Events for the Rotaract Club of the United Nations and a volunteer NYU Torchbearer.  Leah is a graduate of NYU’s Gallatin School of Individualized Study in 2014 and has been living in New York ever since. She is creative, energetic, and loves living in the best city on earth.

To learn more about Leah Gervais visit:

www.LeahGervais.com

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#U20Something

The way you dress instantly communicates leadership qualities of trust, value, and authority while still being relevant and modern. Choosing clothes to support your success can be accomplished both pragmatically AND with style.

Marilynn Barber is a trained fashion designer and style strategist who is passionate about the art and craft of fashion.  Marilynn’s experience in fashion design, sewing, and costuming brings deep insight into the clothes women wear to work.  After working in corporate America, it became obvious to her that women need help developing a wardrobe strategy.   What we wear messages our values and invites people to connect.  Today, we are all a brand, and our packaging invites people to engage.

To learn more about Marilynn Barber visit:

www.dresslikeyoumeanbusiness.com

Personal Finance Cheat Sheet Article:

http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/

Financial Advisor Magazine Articles:

http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 

http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3

You can listen live by going to www.kpft.org and clicking on the HD3 tab.
You can also listen to this episode and others by podcast at:

http://directory.libsyn.com/shows/view/id/moneymatters

or

www.moneymatterspodcast.com

#KPFTHOUSTON
#Dresstoimpress